I remember one winner (MO?) being able to take half the prize in cash and the other through an annuity, and they had only one ticket IIRC.

I'm not aware of that (a single winner being able to chose partial cash and annuity payment) happening with any U.S. lottery game.  It would seem to be contrary to the IRS regs.  It has only been several years that the IRS has allowed a winner the ability to make a choice AFTER they win.  The government's goal was to raise some cash.  They offered the ability to lotteries only if the lottery would also allow past winners (up until some date certain) to cash out their old annuity prizes - and pay income taxes on the cashout.  If there were multiple owners of a single ticket, each owner could take a different payout. 

chuck:

NY and TX still require the cash/annuity choice to be made when you PLAY. Annuity-only online games still exist: MA Megabucks, OR Win for Life, and PA Lucky for Life.

Cash:

I did not mean to imply that every lottery let's winners make the choice after they win.  The IRS only allows it and allows up the lottery to give a winner up to 60 days to make the choice.  There are lottery games and lotteries that offer less than the IRS will allow - that is the lottery's option.

Annuity games exits; choices that must be made in less than 60 days exist; and being able to only make one change exists.

Whew!  I think that I've got everything covered now. <G>

chuck:

And the 60-day rule is interpreted differently-MO, which recently had a Powerball winner who AFAIK has not come forward yet, starts the clock with the drawing. All other MUSL members to my knowledge allow the choice to be made up to 60 days after the CLAIM.

Cash:

Ha!  You are a tough one.  Yes, the IRS allows up to 60 days after the time that a claim is made.  A lottery may reduce that time or may start the clock at some earlier arbitrary time.  Now, I think that I've covered everything. 

I'd have to check on the MO rule.  I didn't think it was different, but it is hard to keep up.

chuck:

You probably know that I used to e-mail you about Hot Lotto (I'm hoping Oklahoma will join.)

I drove to California in October and played PB in IN, NM, and WV (the latter was the $340m draw.) I also played Hot Lotto. In addition I won $6 on MM in TX via the Megaplier.

Cash:

What?  I thought that I was supposed to be anonymous.  HL would be a good match for OK, but I don't know if the director will go that way.  Wild Card might be a good match too. 

Sounds like you took the long way 'round to get to CA <G>. 

chuck:

I went the most direct route west (287, 80, 76, 71, 270, 70, 44, 40, 15.) I took a more southerly route going back east of St Louis.

chuck:

What do you think of Lotto Silver? Maybe HL should be modified with this new style of play.