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		<title>Building wealth part 3</title>
		<link>https://blogs.lotterypost.com/sully16/2016/8/building-wealth-part-3.htm</link>
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		<description>sully16's Blog: Building wealth part 3</description>
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			<title>Comment #2</title>
			<link>https://blogs.lotterypost.com/sully16/2016/8/building-wealth-part-3.htm#c157925</link>
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			<pubDate>Sat, 20 Aug 2016 12:47:14 GMT</pubDate>
			<dc:creator>MADDOG10</dc:creator>
			<description><![CDATA[<p>Yep, common sense goes a long way in Conservation..&#xa0; &#xa0; &#xa0;Thanks Sully.</p>]]></description>
			<category>MADDOG10</category>
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			<title>Comment #1</title>
			<link>https://blogs.lotterypost.com/sully16/2016/8/building-wealth-part-3.htm#c157865</link>
			<guid isPermaLink="true">https://blogs.lotterypost.com/sully16/2016/8/building-wealth-part-3.htm#c157865</guid>
			<pubDate>Sat, 20 Aug 2016 00:50:42 GMT</pubDate>
			<dc:creator>jarasan</dc:creator>
			<description><![CDATA[<p>Common sense good advice,  Home depot sells the dryer vent brushes.</p>]]></description>
			<category>jarasan</category>
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			<title>Original Blog Entry: Building wealth part 3</title>
			<link>https://blogs.lotterypost.com/sully16/2016/8/building-wealth-part-3.htm</link>
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			<pubDate>Fri, 19 Aug 2016 13:35:29 GMT</pubDate>
			<dc:creator>sully16</dc:creator>
			<description><![CDATA[<p>So far we are not talking income.<br /><br />Make a list of all your weekly and monthly income.<br /><br />Compare what you bring in to what you have to spend out.<br /><br />If you&#x27;re paying out more then you bring in, you are in debt, if you&#x27;re breaking even, you will never get ahead.<br /><br />If you have money left over, you can start saving.<br /><br />Let&#x27;s talk about saving on those expenses.<br /><br />The gas bill. Because I live in Michigan it can get really high in the winter.<br /><br />Some people do a budget plan, that means the gas co. averages your yearly bill and you pay the same amount every month.<br /><br />Example, my sister in law is on the plan, let&#x27;s say she pays $120 every month.<br /><br />My bill for July was $32, there is no way I&#x27;m forking out extra, I know when it gets colder, my bill will go up.<br /><br />The money I am not using for gas, goes into the emergency fund and earns interest, not much, but better me then the gas co.<br /><br />At our house we have the hot water tank, stove, dryer and furnace on gas.<br /><br />Using these appliances with a little savvy can help out.<br /><br />Let&#x27;s start with the water tank, I keep it on the lowest setting, we are in and out shower takers, if you take long hot showers, you are spending more. Cut back just a little and the savings will add up. I love to take long hot soaks so I know sometimes you just need that time to yourself.<br /><br />Laundry, sometimes, especially for socks ,towels, you need hot water, I don&#x27;t just wash in cold, most times I use warm,<br /><br />really depends on what I am washing.<br /><br />Inspecting your water tank, many times older ones rust out, every 6 months take a peek, if you see a drip, know that a major basement flood is well on it&#x27;s way .<br /><br />Also a good idea to have a smoke detector with a carbon monoxide detector on it.<br /><br />Your Dryer, keep your lint trap clean and the pipes that lead outdoors. Not only will your dryer work more efficiently, you may very well prevent a fire.<br /><br />Major cause of house fires, smoking, candles, furnace, dryer stove, Christmas trees, poorly maintained electrical wires.<br /><br />Big Joe your booky, just kidding.<br /><br />To clean your lint trap, remove lint, you can spray it with lime away to dissolve soap and fabric softener build up.<br /><br />To clean your pipe leading out doors, we just unscrew ours and I vacuum it out.<br /><br />Well, just got a phone call will continue this tomorrow, I got to go.<br /><br />... &#x5b;&#xa0;<a href="https://blogs.lotterypost.com/sully16/2016/8/building-wealth-part-3.htm">More</a>&#xa0;&#x5d;</p>]]></description>
			<category>Blog Entry</category>
			<category>sully16</category>
			<wfw:comment>https://www.lotterypost.com/blogentry/115079</wfw:comment>
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