more credit card advice needed

Comment #5

justxploring — Tue, 29 May 2007 21:41:39 GMT

<br />When was the last time you had your credit report run? Do you know your FICO (or Beacon) score? <br /><br />It's hard to give advice when someone doesn't know your credit history, but JAP is correct. You are paying them to use your own money if this is a prepaid card. I have no idea how those work, but even with a regular credit card, I wouldn't pay 19.5%. To answer your basic questions - No, usually you only need to make a minimum payment. READ THE TERMS of your agreement. Some mak... [ More ]

Comment #4

JAP69 — Sun, 27 May 2007 14:15:34 GMT

Comment #3

LOTTOMIKE — Sun, 27 May 2007 11:29:34 GMT

THANKS!

Comment #2

delores247 — Sat, 26 May 2007 22:11:43 GMT

hi Lotto mike i have such a card and has had it for a few years and the annual membership is billed to the card yearly or divided into even payments monthly ,it is according to what card and what company you have,i don't know about the finance charges per item but their will be finance charges incurred each month you have a balance and you donot have to pay the entire balance unless you like,you can make the mimimum payment but each time you make the lowest payment they make money off of you ,it would take you forever to pay the card off,goodluck mike,,,,,,,delores247... [ More ]

Comment #1

Tenaj — Sat, 26 May 2007 17:15:32 GMT

http://www.creditinfocenter.com/cards/ <br /><br

Original Blog Entry: more credit card advice needed

LOTTOMIKE — Sat, 26 May 2007 16:12:52 GMT