Surprise $1,000,000 in your Bank Account

Reply #30

sirbrad — Wed, 18 Jun 2008 09:07:22 GMT

Spend all of it on the best odds/highest jackpot game at the time. Win $5 million plus, and send the million back if needed. Kinda like a loan.

Reply #29

psykomo — Tue, 17 Jun 2008 00:33:05 GMT

TRUE CONFE$$ION:

U GULL's

HAVE twice as much FAT by BODY weight as us BOUY's

$ECRECT..............I LIKE ALL GULL's

JACKPOT .............TOO....ALL GULL's

LOL ..............most BOUY's R 2 DUM to $EE what they R MI$$ING!!!!

PSYKOMO

Reply #28

Bagent — Tue, 10 Jun 2008 07:11:51 GMT

For me, I would notify the bank of the error and let them deal with it. Having worked in the banking industry in the Security Dept. I know how hard they look at people when this sort of thing happens and the thought of years in prison do not excite me in the least.

Reply #27

psykomo — Fri, 06 Jun 2008 02:28:12 GMT

THANK'$$$$$$$$$$ for all of UR EXXXXXPLAIN'nnnnnnnnnnnnnnnnnn:

BUT U KNOW that U gull'$$$$$$$$$$$$$ RRRR money movatied $$$$

WHERE IS YOUR LOVE SMOKE GET's in YOUR Eyes DEAR HEART

A Man A WOMAN MY LLOPIPOP $$$$$$$$$$$$$$$$$

THANK's tooooooooooo allllllllllllllllllll U GULL's (win D jackpot)

LOL

PSYKOMO

Reply #26

lottocalgal — Fri, 06 Jun 2008 02:19:56 GMT

I would insist that they investigate and remove it! I would keep hounding them until they did. Why? Because this ACTUALLY HAPPEND TO ME( not quite 1mill) About 15 years ago BOA was having issues with their branch operations. Folks' accounts were always getting screwed up (some of you may remember it from the news) and I received $350 in my account out of the blue. Anyway, I called, and wrote them telling them that it was NOT my money. After 3 weeks nothing happened so one RENO weekend, I decided... [ More ]

Reply #25

mylollipop — Fri, 06 Jun 2008 02:08:21 GMT

I would definitely let the Bank and the Feds know. This kind of mistake is ridiculous! Now, I agree with JustExploring, here, if I found some money, different story. Nobody claimed it. unmarked, etc., it is my blessing!

I received a Canadian Scam letter and just for the heck of it, took it to the bank it was drawn on. No way was I about to deposit it in my account! I knew better. It was so funny, the teller wanted me to put it in my account, I said no, I never cash checks using my own account... [ More ]

Reply #24

psykomo — Fri, 06 Jun 2008 02:02:13 GMT

BUTT, please TELL why gull's luv $$

IF ALL U gull's wnnt CHANGE ^^^^PLEASE,PLEASE,PLEASE tell

JAME'sssssssssssssssssssssBROWN why U LUV not MEN

(PSYKO talked to JAME's several day's ago can't get no satisfaction)

MABY O'BAMA is Dee answer??

LOL

PSYKOMO

Reply #23

Sandra Dee — Mon, 02 Jun 2008 13:47:40 GMT

that part about the extremely young Brazilian handmaid -- yeah, did you know that Brazil and Thailand are tied in the #1 spot for best shemale/tranny surgeries?! I'm just saying -- my brother and his friends always went there for vacation, one year, once friend comes back and doesn't want to talk about the cutie they brought back to the hotel - needless to say, it's been a couple of years since the group went back, guess it scared everyone straight! let's just they are good! [with the surgery, t... [ More ]

Reply #22

dld1961 — Mon, 02 Jun 2008 00:26:05 GMT

Wife called me about 2 years ago and asked if i had won alot of money and deposited to our bank account. I said no why? She had been to the bank 2 hours before that to make a deposit and the clerk said she really should think about a better interest bearing account. She said why and the clerk said if i had $78,000 in the bank i would. She did not make a deposit and just went home and then after about 2 hours she called to ask what i had stated earlier. I did an accont balance inquiry at the next... [ More ]

Reply #21

gopher07 — Sun, 01 Jun 2008 20:17:09 GMT

my friend of the family had this happen leave it at the bank dont spend a penny of the money,and let it draw interest law will let you keep the interest only.but you must claim it as income.

Reply #20

LottoAce — Sun, 01 Jun 2008 20:15:08 GMT

If I discoverd a million dollars in my bank account.

I would....

Immediately open up an account in Switzerland. transfer the funds to that account. (there banks don't roll over to US pressure like the bahamas, or the Virgin Islands).

then before they even knew what hit them, I would fly over to Switz, withdraw the money, move to South America, and find me an extremely young Brazilian handmaid and start a new family!!!

Whhooo....

no

Reply #19

Stack47 — Sun, 01 Jun 2008 19:32:42 GMT

It's basically impossible to find a surprise $1 million in you bank account that belongs to you too but apparently some people believe it's possible because they voted. If somebody decided to give them the money by depositing it into their account, it would their money to do what they chose. And if it's bank error, it's not their money so spending it would be a dumb idea.

Since this is a lottery discussion, I'm assuming the surprise $1 million came from lottery winnings because I can't think... [ More ]

Reply #18

time*treat — Sun, 01 Jun 2008 16:46:35 GMT

... Also called smurfing .

Just as an excuse to take more of it, this kind of transaction is a crime even when all the money is yours and otherwise legit .

Reply #17

time*treat — Sun, 01 Jun 2008 16:42:01 GMT

For cash equivalents , the threshold was quietly lowered during the Clinton years, and also includes currency exchanges, car dealerships, and brokerage firms. It has only gotten more robust since then. Do a search on know your customer . Well... you may be happier if you don't.

Also, it will depend on whether it is an unusual transaction for your account.

Reply #16

EZMoney — Sun, 01 Jun 2008 02:37:18 GMT

No. Its basically impossible to make 111 $9000 deposits. Thats called structuring and red flags would pop up everywhere if you did that. The bank would be questioning you and the IRS would track you down.

Reply #15

Stack47 — Sun, 01 Jun 2008 00:03:58 GMT

The $1 million would have to be deposited into your account by someone and as Pac said, banks are required by law to report all deposits over $10,000 to the IRS. It's possible someone could make 111 $9000 deposits but that's not your poll.

Neither banks nor credits unions are required to report accumulated amounts even if your dad has $1 million in his account. However if he writes your mom a check for $15,000 and she deposits it into her account, the IRS will be notified.

Reply #14

psykomo — Fri, 30 May 2008 00:30:04 GMT

I agree Justxploring:

WITH all UR great KNOWLEDGE ???????????????? KAN-U- HELP^^^^^

????????????????pur little mony???????????????? EZMoneY???^^^^^Tell

WILL U or HEE?? pay all D attorney????????????? FEE'$$$$$$$$$$$$$$

HOPE U gull's HAVE DEEP-POCKET'$$$$$$$$$$$$$$$$$$$

...........................EZ NOW-MONY....get UR head out of

between the......LEGGO'$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

LOL

PSYKOMO

Reply #13

psykomo — Thu, 29 May 2008 23:42:44 GMT

U-got-it........TYOTO..........I want CHANGE not change

THANK'sssss$$$$$$ to LP we takk about MAKINK MONY$$$$$$$$

not taking what U mak

LIKE the MAKO shark who like's to EAT-YOU

TELL the DEMOCRAT'ssssssssssss if YOU don't like 2 GET EATTEN !!!!

..........GOD please HELP us STUP's to VOTE I WILL stay HOME!!!!!

IN the meanwhile, PLAY JACKPOT $$$$$$$$$

PSYKOMO

Reply #12

EZMoney — Thu, 29 May 2008 22:56:30 GMT

3 EZ

Reply #11

Coin Toss — Thu, 29 May 2008 22:10:44 GMT

For one thing, this smacks of being one of those sweepstake checks scams.

For another, if $1,000,000 shows up in your bank account unexpectedly, you're going to be a baning fraud suspect.

When computers were in the infant stage, two teenagers in Boston hacked into a bank's computers and set up an account that took a few cents from everey deposit.

Unknown to them, this was a Federal Reseverve bank and in a very short time there was enough in the account to get a lot of attention.

In a... [ More ]

Reply #10

psykomo — Thu, 29 May 2008 20:37:28 GMT

Geeeeeeeeeeeeeee Sandra Dee:

PSYKO had to vote OTHER on this won

BUT, I did send my MONY to REV RIGHT

(not mutual of Omaha) ?

???????????????????????????????????????????????????????????????

Geeeeeeeeeeeeeee PSYKO does get MIXED-UP ^^^^^^^^

TRANSLATION:

I want my BLE$$ING NOW !!!!!!

I want my JACKPOT !!!

I want $MONY$ (not change)!

PSYKOMO

Reply #9

Sandra Dee — Thu, 29 May 2008 20:18:22 GMT

this cat is authorized by lottery post .. the other was some fong-kong off the internet so it would post sometimes and other times some red x error sign .. i know ezmoney jinxed me! i kid i kid

Reply #8

Sandra Dee — Thu, 29 May 2008 20:16:00 GMT

I'm not exactly sure about that one - maybe they are supposed to but depending the bank - my mother received a nice two digit $K sum and her bank told IRS and everyone else [started receiving credit card invites] my father had same amount in his credit union .. nada .. no IRS no nothing .. so, some of us with credit unions and other foreign accounts, know it won't be touched or much less checked .. the SWIFT system is tricky but with western union, please, i've had money chilling in there withou... [ More ]

Reply #7

bigato1010 — Thu, 29 May 2008 20:15:33 GMT

cool 1 million is too much of a mistake. Someone will come after the bank account sooner than later. i will be like hey bank manager come get your money you Dumb %$S. You trying to set me up for some big trouble. Hey sandra i like this cat better this is a cool cat. Lol later.

Reply #6

ThatScaryChick — Thu, 29 May 2008 20:12:21 GMT

If I found a million dollars in my bank that wasn't mine, I would contact the bank.

I heard a guy wound up with a large amount of cash in his bank account and he didn't know where it came from. He ended up spending some it and was arrested because it wasn't his.

Reply #5

pacattack05 — Thu, 29 May 2008 19:58:41 GMT

There's nothing you can do to hide it.

By law, any amount 10,000 or over depositied will automatically be notified to the IRS.

Reply #4

tntea — Thu, 29 May 2008 18:45:36 GMT

I would ask the bank to remove it. I dont want to pay taxes on it.... or the interest it received.

Reply #3

Raven62 — Thu, 29 May 2008 18:42:53 GMT

If you have a large amount of Cash, you have to be able to prove that you came into posession of the Money Legally. If you can't Prove you obtained the Money Legally they assume you came into posession of the Money Illegally and Confiscate the Cash.

Reply #2

justxploring — Thu, 29 May 2008 18:25:44 GMT

My answer: I would immediately notify the bank, then the Feds. Even if it's their mistake you can be held liable and go to prison. In no way should you spend it, as tempting as it might be. The money came from somewhere and it will be noticed during an audit. Wasn't there a story on the news not long ago about a woman who was getting large direct deposits and spent the money? Years later she was caught and prosecuted. Can anyone find this story?

I'm not sure if this is a poll about honesty or... [ More ]

Reply #1

DC81 — Thu, 29 May 2008 18:22:49 GMT

I'd say do nothing with it if just for the fact that the mistake will be noticed and they'll find it and they'll be demanding their money back and if you don't have it due to moving it or spending it you're going to be in trouble.

Surprise $1,000,000 in your Bank Account

Sandra Dee — Thu, 29 May 2008 18:05:32 GMT

Now, I wish my bank would surprise or make mistakes like this with my account - but my moral compass is actually screwed, as my first thought was to move it and move ME out of the country! But for the more honest lot as yourselves, how do you go about handling this good fortune