It is funny when people say $20, $40, and even $80 million is too small to play for. I understand the astronomical odds of winning and that it is better toinvest for retirement than to hope for a lottery win funding one's retirement. However, I am sure most people typically have some sort of hobby or vice that they spend more than $25 per month. That weekly happy hour likely runs more than $10 bucks a sit. That pack-a-day cigarette habit...I think a pack costs over $5 in most places so that alone is at least a $35 per week habit for such a smoker. Weekly movie buff? Even without hitting concession stand, that peron is likely to drop $10 for 2 if matinee or $16 if not. And who goes out to catch a movie on a date without hitting a restaurant for lunch or dinner? And of course, I haven't even mentioned all the various adult recreation leagues, casino gambling, donations to churches and NGOs (that is all big business and in many casescale vitiate scams...I don't think too highly of many churches and charitable organizations for various reasons I could write a thesis), and other pursuits that people spend money on that has no chance of yielding big return. I also know that some people are on a budget that precludes them from playing every drawing, so they wait until jackpot hits a certain level. However, that makes no sense to me. If I knew that my monthly budget would only afford me to play PB, MM, and my state lotto game once a week ($4 per week), then that is how I would play regardless of jackpot amount. Most people also play the pick 3 and pick 4 games, and then find they don't have enough to play every drawing of the jackpot games. I know this because I not only purchase lottery tickets in the suburbs where pick 3 and pick 4 are played less often, but also in Chicago and Gary, IN as well as O'hare where I observe a lot more of retired people, blue collar workers, and low paid airstaff workers holding the machine hostage rattling off their P3 and P4 straight/box numbers. Boy is iPad ticking me off! That libe in parenthesis after "churches and NGO's should read "...all big business and in many cases, legitimate scams..." and any one who wants to know why I think that the case can PM me...I am sure there are many good church going folk that will just dismiss my take on this subject.
I have had a couple of occasions of not playing numbers that ultimately hit, but I don't dwell on that. Instead, I focus on making sure it doesn't happen again. And being selective about how I "donate" my money is one piece of that plan. I would prefer to donate my money to support education via the lottery than directly to any school, foundation, or church. So when I buy my lottery tickets, I think about all the good my contribution is doing for the country, my state, education, and the financial freedom of those lucky winners. I don't think my stance on that will change when I finally do win the jackpot, so churches, charities, and people seeking a handout need not waste their time soliciting me for a donation. I will just increase my lottery play strategy.