Hi everyone..I would take the cash option for two reasons...first..we have all seen that businesses fail and sometimes governments do too and then of course,there will be no more games(legally) and second is, that i think that I could invest my money more wisely then these people down at wall street for the next 20 or 26 years...just look at the real estate market which is still going through the roof, not to mention urban sprawl and rural sprawl. When thinking about the future and how to capitalize on it..I can't help to think about three major things to invest in and that would be ..food...shelter...and clothing. I'll take my money now and take my chances with the world.NOW is better then LATER. Also , with all the things going on with mutual scandles and whatnot...for every one that gets busted from "cooking the books" how many others are there getting away with "my" money. Trust no one but yourself!!!