Tenaj's Blog

If you are thinking about doing Black Friday Dirty Secrets about Black Friday or any other big sale for that matter .  It's not about getting stampeed or killed either.LOL

Today is my birthday.  Happy Birthday to me!  I will have dinner at Nakato's Japanese restaurant.  I am having a good day.

I'm on a Spanish kick lately.  I'm on a mission to learn how to hold a conversation in Spanish.  At least get the main 2500 words and phrases used mainly under my belt.  And to know what the heck someone is asking me at work.  Most people that i come in contact with at work are Hispanic.  Try asking someone how old they are or write you name, address and phone # when they don't speak English.  So I learned to say Cuantos anos tienes and the other questions that i need to know to function.  The translators are not always there when you need them.  But this song was so much fun learning and it's funny too. 

don't remembro how to say eleven

 

 

Anybody know how to make a visual basic exe program web based?  Any suggestions to how I can do it.  I have no program experience except a little html.  Is there any program out there that can take a novice and walk them through it.  I have the dll and ocx files.

Published - May 19 2009 07:27PM EDT

By ANNE FLAHERTY - Associated Press Writer

The Senate voted overwhelmingly on Tuesday to rein in credit card rate increases and excessive fees, hoping to give voters some breathing room amid a recession that has left hundreds of thousands of Americans jobless or facing foreclosure.

The House was on track to pass the measure as early as Wednesday, paving the way for President Barack Obama to see the bill on his desk by week's end.

"This is a victory for every American consumer who has ever suffered at the hands of a credit card company," said Sen. Christopher Dodd, D-Conn., chairman of the Banking Committee. The bill passed the Senate 90-5.

If enacted into law as expected, the bill would give the credit card industry nine months to change the way it does business: Lenders would have to post their credit card agreements on the Internet and let customers pay their bills online or by phone without an added fee. They'd also have to give consumers a chance to spare themselves from over-the-limit fees and provide 45 days notice and an explanation before interest rates are increased.

Some of these changes are already on track to take effect in July 2010, under new rules being imposed by the Federal Reserve. But the Senate bill would put these changes into law and go further in restricting the types of bank fees and who can get a card.

For example, the Senate bill requires those under 21 who seek a credit card to prove first that they can repay the money or that a parent or guardian is willing to pay off their debt if they default.

Bankers warned the measure would restrict credit at a time when Americans need it most. They defended their existing interest rates and fees on grounds that their business _ lending money to consumers with no collateral and little more than a promise to pay it back _ is very risky.

"What has been a short-term revolving unsecured loan will now become a medium-term unsecured loan, which is significantly more risky," said Edward Yingling, president and CEO of the American Bankers Association.

"It is a fundamental rule of lending that an increase in risk means that less credit will be available and that the credit that is available will often have a higher interest rate," Yingling added.

Voting against the Senate measure were GOP Sens. Lamar Alexander of Tennessee, Robert Bennett of Utah, Jon Kyl of Arizona and John Thune of South Dakota, as well as Democratic Sen. Tim Johnson of South Dakota.

But other senators didn't want to face voters in the 2010 election without proof that they are listening to constituents crushed by foreclosure rates and joblessness. Recent reports show that the number of foreclosures jumped 32 percent in April compared with the same month last year, while the jobless rate that month rose to 8.9 percent.

The legislation would not cap interest rates as some lawmakers had hoped. It also wouldn't prevent lenders from finding new ways to drain customers' bank accounts or keep consumers from spending money they don't have.

But it would give spenders more flexibility and outlaw many of the surprise costs associated with credit cards at a time when money is tight in most households. For example, under the bill, a cardholder would have to opt to be allowed to go over a credit limit. If customers don't agree and the bank authorizes a charge that would push them over their limit, the lender couldn't levy an over-limit fee.

Another boon for consumers is limiting a practice known as "universal default," when a lender sharply increases a cardholder's interest rate on an existing balance because the customer is late paying that bill or other, unrelated bills. Under the new legislation, a customer would have to be more than 60 days behind on a payment before seeing a rate increase on an existing balance.

Even then, the credit card company would be required to restore the previous, lower rate after six months if the cardholder pays the minimum balance on time.

House Democratic leaders said they planned to move quickly. Last month, the House approved, by 357-70, a similar credit card bill by Rep. Carolyn Maloney, D-N.Y.

Complicating the issue somewhat was a measure added to the Senate bill that would allow people to carry loaded guns in national parks and wildlife refuges. That provision, sponsored by Sen. Tom Coburn, R-Okla., passed, 67-29.

House Democratic Leader Steny Hoyer of Maryland told reporters on Tuesday that the House might vote separately on the gun proposal so as not to bog down the credit card overhaul.

If the two bills are passed separately as expected, they would be rejoined before being sent to the president as a single bill, said Hoyer.

http://video.rr.com/?v=FV8XEPvoS7ZtM_ax4jiWUnH_vbtmwAY

George Orwell

"In times of universal deceit, telling the truth is a revolutionary act."

The Orwellian society is now all around us, gathering pace by the hour, and naturally a vital component of the Illuminati thought control today is, as Orwell envisaged, the manipulation of language. Here are some of the real meanings behind modern Newspeak that the spinners constantly work to conceal.

 

American interest – the interest of those who control the US and anyone who resists that control is acting “against American interests”. 

National security – the security of the authorities to hide their agenda and the control of the people through increased security to meet manufactured dangers. 

Extremist – anyone saying anything different to the government-supported norm. Redistributing wealth from mega rich to starving poor is considered “extremism” by those in power. 

Conspiracy theory – any claim that the government is lying and following an agenda hidden from the public or people. 

Change – a big Newspeak word that means to introduce the Illuminati global society by creating problems and undermining the status quo to bring about the perceived need for “change”. 

Conservatives and Liberals – terms designed to present every issue as black and white polarities and obscure that fact that there are more than two sides to every debate. 

Nation building – after bombing and invading a target country, you place a puppet government in power to represent your interests while claiming it is a government chosen by the native people. 

Peacekeeping – occupation of a country by foreign troops. 

Peace process – giving the impression that you are working for peace when it is merely an interlude before launching more conquest through war. 

Terrorist – those who protest through violence, but also anyone who attacks or challenges the interests of the ‘West’, especially America, Britain and Israel, or stands in the way further conquest. 

Liberation – mass murder and terrorism against civilians in the name of stopping terrorism that is nothing whatsoever to do with the people you kill. 

War on terrorism – the constant repeat of this process. 

Attack – when America and Co are the target. 

Retaliation – when America and Co attack. 

First-strike – when America and Co attack first in retaliation for what America and Co claims their target country could do to them. 

Self-defense – killing the other guy before he even thinks of killing you. 

Western values – these are values you want to impose on others, but don’t have yourself. 

Campaign contribution – bribe. 

Education – brainwashing. 

Equality – make everyone a slave. 

Good citizens – slaves that don’t protest at being so or even realize that they are. 

Affirmative action – racial discrimination that affirmative action is supposed to eliminate. The only way to do achieve racial equality is for everyone to be chosen on their merits irrespective of their color, creed or background, and for everyone to have an equal opportunity to develop their talents. 

Democracy – elected, or even unelected, dictatorship in which the majority often vote for the losers. 

Crime – breaking a law passed without our agreement no matter how ludicrous it may be. 

Freedom of the press – freedom to report the official version of any events. 

Human rights – the right to do what the government tells you. 

Tolerance – do not criticize or challenge the behavior of anything and anyone, no matter what the circumstances. 

Zero-tolerance – tyranny. 

Freedom – slavery. 

Free trade – using slave labor to make your products in the world’s poorest countries for a few cents, and exporting them without tariff charges to the richest countries to sell for top-of-the-range prices. Also means to dump your products in any country you wish and destroy the local economy and livelihoods of the world’s poorest people. 

Competition – transnational corporations competing to see which can exploit the global population most effectively. 

Capitalism – cartelism. 

Isolationist – anyone who doesn’t want to dictate to others and control the people of other nations. 

Level playing field – fixing the system in favor of those you wish to win. 

Propaganda – whatever your opponents say because you only tell the truth. 

 

The distorted use of these words and others is designed to plant a false reality into the conscious, and especially subconscious mind. This manipulates people to see themselves and the world in a way that suits the ambitions of their leaders.

http://video.rr.com/?v=enOktyj88FYlial2yDWzH52BryWYQcO

I thought it was against the law for employers to ask your age.  I find that question on job applications and in right out asked in interviews.  Is it just against the law for them to hold your age against you.  I don't understand but of course if they are asking for you to sign a background check of course they will see your age anyway.