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The time is now 1:26 am
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May 18, 2024, 1:23 am
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Bank Fees
Published:
It is not saying that person should not pay for an overdraft. The fee for an overdraft was 25 or 35 dollars per item. What I was saying is that the banks should not be able to charge you 25 or 35 dollars per day for the SAME overdraft. Let's say you have 1 overdraft of 25.00 that you made on Sunday. You don't get paid until the following Friday. In the mean time on your 25.00 overdraft, you are charged 25.00 per day..not just 25.00. That to me is stealing and I don't care how you cut it. It is ripping off the people who can least afford it.
Comments
You can apply for overdraft protection by calling 1.800.432.1000 from 7:00 a.m. - 10:00 p.m. or 1.800.944.0404 available 24 hours a day.
We offer overdraft protection for your checking account in three ways - through a savings account, credit card, or line of credit.
So there are many ways to avoid this problem. If someone doesn't have a credit card or savings account or can't get overdraft protection because of a bad debt, then I realize it is very, very tough, but then it might be best to follow time*treat's advice below.
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