NC woman scratches off $1M winner on first lottery ticket

Mar 20, 2014, 3:11 am (45 comments)

North Carolina Lottery

WILMINGTON, NC — A Wilmington, North Carolina, woman is a lot richer after buying her first lottery ticket ever.

Cindy Reeves, a stockroom clerk, said she has worked hard all her life, according to a news release from the North Carolina Education Lottery. Sunday morning, the Wilmington native bought a $20 scratch-off ticket at the Shop-N-Go on Market Street. The ticket for the $4,000,000 Multiplier Spectacular turned out to be a $1 million winner.

As a new player Reeves was unsure whether or not she had won a prize. She called her boyfriend, Rick Jocheim, who plays lottery games, and they figured out she'd won.

The couple went to Raleigh yesterday to collect the prize money. Winners of $1 million in the game have the option of claiming it in $50,000 payments as a 20-year annuity or a one-time lump sum of $600,000.

"I'm going to pay off everything I owe," Reeves said after taking the cash option.

She said that her after-tax winnings of $415,206 would also allow her to take a trip to Disney World and visit the North Carolina Mountains with her sister.

"She really deserves this," Jocheim said. "It could not have happened to a better person."

WWAY

Comments

helpmewin's avatarhelpmewin

Congratulations Cindy Reeves, Spend WiselyPartyDisney

maringoman's avatarmaringoman

She said that her after-tax winnings of $415,206 would also allow her to take a trip to..
Nice beginners luck!
$1,000,000-$415,206= $584,794. In lottery speak you have to win about $3M to bring home $1M.

smooth11484's avatarsmooth11484

Tired of these FIRST TIME PLAYERS winning a million ayeah right man gtfoh

sully16's avatarsully16

That is so cool. it was meant to be, Congrats Cindy, enjoy!Cheers

Drenick1's avatarDrenick1

Quote: Originally posted by maringoman on Mar 20, 2014

She said that her after-tax winnings of $415,206 would also allow her to take a trip to..
Nice beginners luck!
$1,000,000-$415,206= $584,794. In lottery speak you have to win about $3M to bring home $1M.

I Agree! Very true! She is also going to owe additional Federal taxes on April, 2015 so I hope she puts some of her winnings aside.

golfer1960's avatargolfer1960

Quote: Originally posted by smooth11484 on Mar 20, 2014

Tired of these FIRST TIME PLAYERS winning a million ayeah right man gtfoh

I agree with you Smooth! First time playing my butt!!!

Screw her!!! Rant

Drenick1's avatarDrenick1

Quote: Originally posted by smooth11484 on Mar 20, 2014

Tired of these FIRST TIME PLAYERS winning a million ayeah right man gtfoh

If I ever win anything big, I will tell the media it was my first time playing as well just to irritate every regular player out there.

TNPATL

First time and she won?  Amazing!!!!  Congratulations.  I hope she takes some of her winnings and invests it!!!

lord voldermort

I'm happy for her but can the state of NC get a jackpot win. 
4 year drought here Sad Wavey

thaencyder

Quote: Originally posted by maringoman on Mar 20, 2014

She said that her after-tax winnings of $415,206 would also allow her to take a trip to..
Nice beginners luck!
$1,000,000-$415,206= $584,794. In lottery speak you have to win about $3M to bring home $1M.

Shouldn't she have netted around half a mil? All taxes should average around 50% of the prize. Around 40% federal and additional states taxes averaging around 6% so I don't understand why her net is lower. Can someone clarify the taxes?

lord voldermort

It bothers me alreadyPoke

One-Day

You guys... Smiley

When I win the JP I'm gonna have the lottery make the following statement just to read the funny comments: 

"To my Lotterypost.com friends, it is hard to believe but this was really my first time buying a lottery ticket".

One-Day

Quote: Originally posted by Drenick1 on Mar 20, 2014

I Agree! Very true! She is also going to owe additional Federal taxes on April, 2015 so I hope she puts some of her winnings aside.

Can you explain that?  Why?  If she chooses the lump sum, aren't all the federal taxes taken out before she receives the money in the bank?

dpoly1's avatardpoly1

Thud

Nice!

faber98

story hard to believe. no one buys a 20.00 ticket the first time they play. they start with 1.00 or 2.00 tickets 99.5% of the time one would think and graduate upward when they get greedy. probably been a closet scratch player for years and just made the story up for attention, which is foolish on her part if she did. boyfriend probably plotting some scheme to get a chunk into his pocket asap. disney world is for children. no sane person over 21 would go to that sinkhole of a place.

helpmewin's avatarhelpmewin

Quote: Originally posted by faber98 on Mar 20, 2014

story hard to believe. no one buys a 20.00 ticket the first time they play. they start with 1.00 or 2.00 tickets 99.5% of the time one would think and graduate upward when they get greedy. probably been a closet scratch player for years and just made the story up for attention, which is foolish on her part if she did. boyfriend probably plotting some scheme to get a chunk into his pocket asap. disney world is for children. no sane person over 21 would go to that sinkhole of a place.

Good morningSun Smiley

rcbbuckeye's avatarrcbbuckeye

Quote: Originally posted by One-Day on Mar 20, 2014

Can you explain that?  Why?  If she chooses the lump sum, aren't all the federal taxes taken out before she receives the money in the bank?

Not all federal taxes are taken out. They take 25% fro federal when paying out the money. Then, when the tax return is filed there may be (actually probably will be) more taxes to pay depending on deductions, etc. Winning that much money puts a person in the top tax bracket which is 39.6%.

SergeM's avatarSergeM

Last time that I scratched, my skin was itching. Some win money by scratching.

Marilyn222's avatarMarilyn222

I wish to see a young one hit the JP at least.Pokejejejeje...

Marilyn222's avatarMarilyn222

...when I turn 21 I wish to hit the JP.Wink

Drenick1's avatarDrenick1

Quote: Originally posted by faber98 on Mar 20, 2014

story hard to believe. no one buys a 20.00 ticket the first time they play. they start with 1.00 or 2.00 tickets 99.5% of the time one would think and graduate upward when they get greedy. probably been a closet scratch player for years and just made the story up for attention, which is foolish on her part if she did. boyfriend probably plotting some scheme to get a chunk into his pocket asap. disney world is for children. no sane person over 21 would go to that sinkhole of a place.

I Agree! Spending $20 on a scratch off ticket especially for someone who has never ever played the lottery is a far stretch. I would have believed wagering $1 or $2 dollars on a ticket.

Marilyn222's avatarMarilyn222

3 years ago, I let my mom buy me 2 or 3 tickets. Yay! now I can buy my own, but I wouldn't spend more than $20.00Big Smile

maringoman's avatarmaringoman

Quote: Originally posted by Drenick1 on Mar 20, 2014

If I ever win anything big, I will tell the media it was my first time playing as well just to irritate every regular player out there.

That usually feels like a slap in the face lol but we all knew coming in that this thing is pure luck.  To spice up your story when you win you could say that on that day you saw a green spider and in your culture (invent one) that means something good and big is coming haha create a craze for green spiders.

maringoman's avatarmaringoman

Usually when you win $1,000,000 on a scratch ticket it means you have won $50,000 over 20 years. So if you want it lump sum then you immediately lose $350,000 (this is true in MA). Don't forget that IRS and State Tax collector are waiting to pounce on that $650,000 check (25% Federal taxes + 5% State taxes)

maringoman's avatarmaringoman

Quote: Originally posted by thaencyder on Mar 20, 2014

Shouldn't she have netted around half a mil? All taxes should average around 50% of the prize. Around 40% federal and additional states taxes averaging around 6% so I don't understand why her net is lower. Can someone clarify the taxes?

Usually when you win $1,000,000 on a scratch ticket it means you have won $50,000 over 20 years. So if you want it lump sum then you immediately lose $350,000 (this is true in MA). Don't forget that IRS and State Tax collector are waiting to pounce on that $650,000 check (25% Federal taxes + 5% State taxes) leaving you with about $455,000.

helpmewin's avatarhelpmewin

Quote: Originally posted by Marilyn222 on Mar 20, 2014

3 years ago, I let my mom buy me 2 or 3 tickets. Yay! now I can buy my own, but I wouldn't spend more than $20.00Big Smile

CongratulationsParty

helpmewin's avatarhelpmewin

Quote: Originally posted by Marilyn222 on Mar 20, 2014

...when I turn 21 I wish to hit the JP.Wink

I hope you Win BIGLep

Marilyn222's avatarMarilyn222

Quote: Originally posted by helpmewin on Mar 20, 2014

I hope you Win BIGLep

I wish you Win Big too!White Bounce

faber98

Quote: Originally posted by Drenick1 on Mar 20, 2014

I Agree! Spending $20 on a scratch off ticket especially for someone who has never ever played the lottery is a far stretch. I would have believed wagering $1 or $2 dollars on a ticket.

more likely scenario is the boyfriend hit it and gave it to her to cash since he owes back child support or taxes. her family and or friends knew she never plays the lottery so she had to make up this fable that this was her first purchase to protect the no good boyfriend from being dunned.

golfer1960's avatargolfer1960

Quote: Originally posted by faber98 on Mar 20, 2014

more likely scenario is the boyfriend hit it and gave it to her to cash since he owes back child support or taxes. her family and or friends knew she never plays the lottery so she had to make up this fable that this was her first purchase to protect the no good boyfriend from being dunned.

You're probably right faber! LOL

RedStang's avatarRedStang

Congrats cindy brady. I should be jealous but i look at these wins and realize i want my one chance at winning to be millions, not one mill.

thaencyder

Quote: Originally posted by maringoman on Mar 20, 2014

Usually when you win $1,000,000 on a scratch ticket it means you have won $50,000 over 20 years. So if you want it lump sum then you immediately lose $350,000 (this is true in MA). Don't forget that IRS and State Tax collector are waiting to pounce on that $650,000 check (25% Federal taxes + 5% State taxes) leaving you with about $455,000.

Hello fellow Massahole (lol)

 

well in that case then her net should be even lower since federal tax is at 40% plus additional state taxes. All of that from a $650,000 check which ends up being half of that. That's just insane.

rdgrnr's avatarrdgrnr

Quote: Originally posted by faber98 on Mar 20, 2014

more likely scenario is the boyfriend hit it and gave it to her to cash since he owes back child support or taxes. her family and or friends knew she never plays the lottery so she had to make up this fable that this was her first purchase to protect the no good boyfriend from being dunned.

That sounds more believable than somebody who never plays buying a $20 ticket their first time.

Chacha33

Congratulations to her, but man, only keeping 41 percent. That's pretty bogus. I was in Australia a few years ago and noticed that all gambling winnings down there are tax-free, since gambling is not considered income. You could win $2,000 on a video slot machine (or "pokies") and they'd cut you a check on the spot. Then again, they only have 1/12th of the population the U.S. has.

schmuckatelly's avatarschmuckatelly

Quote: Originally posted by faber98 on Mar 20, 2014

story hard to believe. no one buys a 20.00 ticket the first time they play. they start with 1.00 or 2.00 tickets 99.5% of the time one would think and graduate upward when they get greedy. probably been a closet scratch player for years and just made the story up for attention, which is foolish on her part if she did. boyfriend probably plotting some scheme to get a chunk into his pocket asap. disney world is for children. no sane person over 21 would go to that sinkhole of a place.

I Agree!

 

Go to Universal. Better yet, she could go to Carowinds.

Gleno's avatarGleno

Love beginner's luck stories. Conratualtions Cindy Reeves!!Party

faber98

Quote: Originally posted by rdgrnr on Mar 21, 2014

That sounds more believable than somebody who never plays buying a $20 ticket their first time.

thanks ridge, this story smelled as soon as i read it. todd didn't check his sources on this one. (he's good but can't check everything) legitmate lottery stories are needed to keep this site going, but a 10 year old could see through this one as phony as a 3 dollar bill.

Get paid's avatarGet paid

Congrats Cindy:I,ve been playin the lottery since the early 90,s the most I,ve won is 1,000 dollars,twice 500 a few times.I looking for that life changing win.Maybe I should asked my wife to buy a ticket she never plays,an get that beginners luck. A DOLLAR AN A DREAM.

JoeBigLotto's avatarJoeBigLotto

Everybody reads a story oneway but i read a story more accurately from a different point of view. This lady comes here to claim she only scratched once and won $1m yes she is a very very lucky lady indeed. But OMG she does not even know how to count her scratches.She claims her boyfriend does all the scratches before while she sits on her butt watching him and thinks that she is not liable or responsible for all his scratches.Her boyfriend has scratched like 5000 and i find you lady guilty of half of that like 2500 scratches. And even if you don't have a boyfriend i find you guilty of the full 5000 scratches anyway because you don't know how to count your scratches. The lottery department will love you because they know the first scratch is always sweet and free and yours being so sweet and nice the first scratch they know you will come back alot for more scratches one is never enough. if am your boy friend i will take fifty percent of your winning and walk away and find a new girlfriend that hasn't used up all her lucky scratch charm in one hot shot. Right now you are like a blackhole that will start to consume everything arround you plus thoes things you need and don't need and never produce good fortune anymore. So learn to count your scratches lady this is my opinion. lol  No Pity!Hippy

golfer1960's avatargolfer1960

Quote: Originally posted by JoeBigLotto on Mar 21, 2014

Everybody reads a story oneway but i read a story more accurately from a different point of view. This lady comes here to claim she only scratched once and won $1m yes she is a very very lucky lady indeed. But OMG she does not even know how to count her scratches.She claims her boyfriend does all the scratches before while she sits on her butt watching him and thinks that she is not liable or responsible for all his scratches.Her boyfriend has scratched like 5000 and i find you lady guilty of half of that like 2500 scratches. And even if you don't have a boyfriend i find you guilty of the full 5000 scratches anyway because you don't know how to count your scratches. The lottery department will love you because they know the first scratch is always sweet and free and yours being so sweet and nice the first scratch they know you will come back alot for more scratches one is never enough. if am your boy friend i will take fifty percent of your winning and walk away and find a new girlfriend that hasn't used up all her lucky scratch charm in one hot shot. Right now you are like a blackhole that will start to consume everything arround you plus thoes things you need and don't need and never produce good fortune anymore. So learn to count your scratches lady this is my opinion. lol  No Pity!Hippy

Dang, tell us how you really feel Big Joe!!! Yes Nod

helpmewin's avatarhelpmewin

Quote: Originally posted by golfer1960 on Mar 21, 2014

Dang, tell us how you really feel Big Joe!!! Yes Nod

Green laugh

JackpotWanna's avatarJackpotWanna

Wow! WTG! That is fate!!!!

 

Party

JoeBigLotto's avatarJoeBigLotto

Quote: Originally posted by golfer1960 on Mar 21, 2014

Dang, tell us how you really feel Big Joe!!! Yes Nod

It's ok golfer I already know your scratch count 1960 next to your name golfer1960 and you being so bad in your golf too you have only one white ball left. Hahahahahahaha

Artist77's avatarArtist77

Quote: Originally posted by rdgrnr on Mar 21, 2014

That sounds more believable than somebody who never plays buying a $20 ticket their first time.

I agree. I only bought a scratcher one time and it was for a dollar or two (and regretted it).

Aleon's avatarAleon

Congrats.....I am happy for the winner of the (one) $20.00 Ticket. Others are fussing because they purchased two to five tickets costing $5 to $20 and got zero dollars. May she spend it wisely and the force be with her as on her day of purchase.

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