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First time buying a roll: Tennessee's $3M Mega Cash

Topic closed. 8 replies. Last post 3 years ago by mrsinful.

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TheOtherOne's avatar - Lottery-027.jpg
Nashville, TN
United States
Member #86740
February 9, 2010
478 Posts
Offline
Posted: February 25, 2012, 9:06 am - IP Logged

I've debated for a few years about buying an entire roll, knowing that a whole roll of tickets would probably have the same dismal results I've had buying singular tickets.

years ago I bought several $20 tickets from a Grocery store vending machine and after sinking almost $200 in it, I figured I should have bought an entire roll.

Many say you typically get 60% back, and from what people have posted here, that seemed to be the case. I figured buying in at $300, if I lose about a 100 or so, then I am ok with that, since I could just as easily buy 5 tickets and lose on all of them and it would be the same thing.

Tennessee started a new game in February called '$3 Million Mega Cash' (Ive noticed they start most new $20 games in February, no doubt wooing people to spend their tax return $$$). It was either this game or Giant Jumbo Bucks, my favorite $5 game. I wanted to go big, so I went to one of the regular gas stations I go to and requested a whole roll. The clerk went into a room and brought them out, neatly stacked and wrapped in plastic. He scanned it, I paid, and was out the door.

Knowing I had 15 $20 scratchers to go through was really exciting. I took one right away and went into work. Within 30 minutes I non-chalantly scratched it at my desk. Number 000 was a loser. Later I went to my car and got 2 of them, one being a $50 winner. Looking good so far! Throughout the day I would go to my car and grab 1 or 2 at a time and scratch in secret (no need for nosey co-workers to know what I was doing).

After lunch I went to my car and went ahead and scratched the remainder of the roll. Here's the breakdown:

000: none
001: $50
002: none
003: $20               
004: $20
005: $30 (Three $10s) 
006: none
007: none
008: none
009: none
010: none
011: none
012: none
013: $25
014: none
----------------
$145 total

Winning %: 48.3

Obviously I was pretty devastated. I have never heard of a losing roll of more than 50%. Actually, the 005 at first I thought was just a $20 winner, but later realized there was 1 more number. I guess thats what I get from going through them to fast, not relaxing as I do it. of course, the more into the roll you get and not see a winner, the more frazzled you become. After going through 06-011, 012, I just KNEW that 13 or 14 HAD to be a big winner. WRONG!

So in the end I am out $155. Hey, it  could be worse. But yeah could be so much better. I was really hoping to see a $500 winner (my first). Hell, even one more 50 or 100 would have eased the pain greatly. I'm wondering if in the PAST the win % was more around 60%, but now they are lowering it. Or, maybe its just typical luck for me.

Funny thing is, the overall odds on the back of the cards is 1:2.99. I won on 5 out of 15 so that is right on, but ! A higher payout would have been great.

What is the most you have ever seen/heard of anyone losing on a roll?

    Avatar
    New Member
    houston texas
    United States
    Member #123628
    February 25, 2012
    1 Posts
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    Posted: February 25, 2012, 4:38 pm - IP Logged

    i also been thinking of buying a roll of 20 dollar tickets lately. kinda up and down weather i should or not.

      mrsinful's avatar - gambling problem.jpg
      South Carolina
      United States
      Member #66774
      November 5, 2008
      319 Posts
      Offline
      Posted: February 25, 2012, 6:31 pm - IP Logged

      I've debated for a few years about buying an entire roll, knowing that a whole roll of tickets would probably have the same dismal results I've had buying singular tickets.

      years ago I bought several $20 tickets from a Grocery store vending machine and after sinking almost $200 in it, I figured I should have bought an entire roll.

      Many say you typically get 60% back, and from what people have posted here, that seemed to be the case. I figured buying in at $300, if I lose about a 100 or so, then I am ok with that, since I could just as easily buy 5 tickets and lose on all of them and it would be the same thing.

      Tennessee started a new game in February called '$3 Million Mega Cash' (Ive noticed they start most new $20 games in February, no doubt wooing people to spend their tax return $$$). It was either this game or Giant Jumbo Bucks, my favorite $5 game. I wanted to go big, so I went to one of the regular gas stations I go to and requested a whole roll. The clerk went into a room and brought them out, neatly stacked and wrapped in plastic. He scanned it, I paid, and was out the door.

      Knowing I had 15 $20 scratchers to go through was really exciting. I took one right away and went into work. Within 30 minutes I non-chalantly scratched it at my desk. Number 000 was a loser. Later I went to my car and got 2 of them, one being a $50 winner. Looking good so far! Throughout the day I would go to my car and grab 1 or 2 at a time and scratch in secret (no need for nosey co-workers to know what I was doing).

      After lunch I went to my car and went ahead and scratched the remainder of the roll. Here's the breakdown:

      000: none
      001: $50
      002: none
      003: $20               
      004: $20
      005: $30 (Three $10s) 
      006: none
      007: none
      008: none
      009: none
      010: none
      011: none
      012: none
      013: $25
      014: none
      ----------------
      $145 total

      Winning %: 48.3

      Obviously I was pretty devastated. I have never heard of a losing roll of more than 50%. Actually, the 005 at first I thought was just a $20 winner, but later realized there was 1 more number. I guess thats what I get from going through them to fast, not relaxing as I do it. of course, the more into the roll you get and not see a winner, the more frazzled you become. After going through 06-011, 012, I just KNEW that 13 or 14 HAD to be a big winner. WRONG!

      So in the end I am out $155. Hey, it  could be worse. But yeah could be so much better. I was really hoping to see a $500 winner (my first). Hell, even one more 50 or 100 would have eased the pain greatly. I'm wondering if in the PAST the win % was more around 60%, but now they are lowering it. Or, maybe its just typical luck for me.

      Funny thing is, the overall odds on the back of the cards is 1:2.99. I won on 5 out of 15 so that is right on, but ! A higher payout would have been great.

      What is the most you have ever seen/heard of anyone losing on a roll?

      The last time I bought a roll. I lost 200 bucks. There is a post somewhere on here under the results from buying rolls post

      if you want a full breakdown. I had 8 losers in a row in my roll. It was 10 dollar tickets in South Carolina. the top prize on

      this ticket is 1 million. After that experience I have sworn off of rolls. However I will say that I had bought many 10 dollar rolls

      previous to that, and always got half my money back. It was like the average was 150 and sometimes it would be like 220 or 230.

      You may want to look at that other post, it tells of my conversation with the lottery office. If you buy another one good luck to you.

      Rehab is for quitters.

        TheOtherOne's avatar - Lottery-027.jpg
        Nashville, TN
        United States
        Member #86740
        February 9, 2010
        478 Posts
        Offline
        Posted: February 25, 2012, 10:33 pm - IP Logged

        The last time I bought a roll. I lost 200 bucks. There is a post somewhere on here under the results from buying rolls post

        if you want a full breakdown. I had 8 losers in a row in my roll. It was 10 dollar tickets in South Carolina. the top prize on

        this ticket is 1 million. After that experience I have sworn off of rolls. However I will say that I had bought many 10 dollar rolls

        previous to that, and always got half my money back. It was like the average was 150 and sometimes it would be like 220 or 230.

        You may want to look at that other post, it tells of my conversation with the lottery office. If you buy another one good luck to you.

        Wil do, mrsinful.

        I'm from SC and my family is still there so I've probably played some of the same scratchers. Never considered buying a roll from there, but I have thought of getting one from GA.

        Does SC have $300 rolls or 600? I think FL has the $600 ones. That's just too much.

        That is brutal losing $200, I hate that. Thanks for posting, I'll check your other post.

          Avatar
          kings mountain
          United States
          Member #118671
          November 5, 2011
          188 Posts
          Offline
          Posted: February 25, 2012, 11:13 pm - IP Logged

          I've debated for a few years about buying an entire roll, knowing that a whole roll of tickets would probably have the same dismal results I've had buying singular tickets.

          years ago I bought several $20 tickets from a Grocery store vending machine and after sinking almost $200 in it, I figured I should have bought an entire roll.

          Many say you typically get 60% back, and from what people have posted here, that seemed to be the case. I figured buying in at $300, if I lose about a 100 or so, then I am ok with that, since I could just as easily buy 5 tickets and lose on all of them and it would be the same thing.

          Tennessee started a new game in February called '$3 Million Mega Cash' (Ive noticed they start most new $20 games in February, no doubt wooing people to spend their tax return $$$). It was either this game or Giant Jumbo Bucks, my favorite $5 game. I wanted to go big, so I went to one of the regular gas stations I go to and requested a whole roll. The clerk went into a room and brought them out, neatly stacked and wrapped in plastic. He scanned it, I paid, and was out the door.

          Knowing I had 15 $20 scratchers to go through was really exciting. I took one right away and went into work. Within 30 minutes I non-chalantly scratched it at my desk. Number 000 was a loser. Later I went to my car and got 2 of them, one being a $50 winner. Looking good so far! Throughout the day I would go to my car and grab 1 or 2 at a time and scratch in secret (no need for nosey co-workers to know what I was doing).

          After lunch I went to my car and went ahead and scratched the remainder of the roll. Here's the breakdown:

          000: none
          001: $50
          002: none
          003: $20               
          004: $20
          005: $30 (Three $10s) 
          006: none
          007: none
          008: none
          009: none
          010: none
          011: none
          012: none
          013: $25
          014: none
          ----------------
          $145 total

          Winning %: 48.3

          Obviously I was pretty devastated. I have never heard of a losing roll of more than 50%. Actually, the 005 at first I thought was just a $20 winner, but later realized there was 1 more number. I guess thats what I get from going through them to fast, not relaxing as I do it. of course, the more into the roll you get and not see a winner, the more frazzled you become. After going through 06-011, 012, I just KNEW that 13 or 14 HAD to be a big winner. WRONG!

          So in the end I am out $155. Hey, it  could be worse. But yeah could be so much better. I was really hoping to see a $500 winner (my first). Hell, even one more 50 or 100 would have eased the pain greatly. I'm wondering if in the PAST the win % was more around 60%, but now they are lowering it. Or, maybe its just typical luck for me.

          Funny thing is, the overall odds on the back of the cards is 1:2.99. I won on 5 out of 15 so that is right on, but ! A higher payout would have been great.

          What is the most you have ever seen/heard of anyone losing on a roll?

          NC has a scratch off ticket..spend $20 and win 4 mill.  This 20 dollar ticket came out recently and there has already been a 4 million dollar winner right near lottery headquarters.  My point..now that there has been a 4 mill dollar winner this quick, don't look for another 4 million winner for a long time. They are going to have to sell a lot of losing tickets to pay for the 4 million dollar payday.

          There is no way in HELL i would buy a whole roll of those tickets hoping to win 4 mill. Just my opinion!!

            mrsinful's avatar - gambling problem.jpg
            South Carolina
            United States
            Member #66774
            November 5, 2008
            319 Posts
            Offline
            Posted: February 26, 2012, 12:44 am - IP Logged

            Wil do, mrsinful.

            I'm from SC and my family is still there so I've probably played some of the same scratchers. Never considered buying a roll from there, but I have thought of getting one from GA.

            Does SC have $300 rolls or 600? I think FL has the $600 ones. That's just too much.

            That is brutal losing $200, I hate that. Thanks for posting, I'll check your other post.

            All tickets in SC are 300 a roll, no matter what the ticket cost is. I have bought almost a roll in georgia before. They were a

            20 dollar ticket, but I can't remember for the life of me which one it was. I think I bought all but like 3 of them and I hit a 200

            so I got my money back. I also had like other pushes in there to so that helped me out. In NC all of them but the 20 dollar

            tickets are 300 a roll, the 20 dollar tickets are 600 a roll. In comparing Georgia, SC and North Carolina, the hands down winner is Georgia

            as far as having winning tickets from my experience. It seems in SC the newer tickets have crappier odds. I remember when they changed the payout structure

            of the jumbo bucks 2 dollar game. It went from x ways to win 50.00 to x ways to win45.00 plus lesser ways to win 50.00. They are nickel and diming

            people to death in SC. Also after my conversation I referred to before , I called the NC lottery and Georgia lottery. The Georgia lottery said they have no minimum

            payout on a roll and that the whole roll could be losers. When I talked to the NC Education Lottery, and I told her what the SC lottery had told me

            she literally busted out laughing. She told me its gambling and at least she was honest as was Georgia. One cool thing about the NC lottery is that you can actually

            purchase tickets at the claims center. You cant do that in SC. Oh and all rolls in Georgia are 300 as well. Good luck and let me know how it goes.

            Rehab is for quitters.

              Avatar

              United States
              Member #97731
              September 22, 2010
              321 Posts
              Offline
              Posted: February 26, 2012, 6:43 pm - IP Logged

              Sorry you had the bad luck. Here is how Georgia law reads as far as how much they are required to return to customers:

              50-27-13.  Disposition of lottery proceeds; budget report by Governor; appropriations by General Assembly; shortfall reserve subaccount


                 (a)(1) All lottery proceeds shall be the property of the corporation.

                 (2) From its lottery proceeds the corporation shall pay the operating expenses of the corporation.  As nearly as practical, at least 45 percent of the amount of money from the actual sale of lottery tickets or shares shall be made available as prize money; provided, however, that this paragraph shall be deemed not to create any lien, entitlement, cause of action, or other private right, and any rights of holders of tickets or shares shall be determined by the corporation in setting the terms of its lottery or lotteries.

              There you have it. I have purchased two rolls, and lost money both times, but one was not too bad. I won the state minimum of $135 on the first roll, and I really didn't care for that. On my second roll, I won $240, so that was not too bad. It had a $100 winner in there. I will tell you that on the first roll I just asked for a pack of tickets, and it only won $135. On the second roll at a different station, I said that I wanted a good roll, not junk. I won $240.00 on that one. Was that a coincidence, or did the clerk have some way of knowing a "good" roll from a "bad" one? You be the judge. I don't know.

              I just cashed in $2500 worth of tickets Friday and Saturday. It is now sealed up with another $4500 in an envelope. I have been tempted to buy some more rolls, but we are purchasing some land in North Georgia, and are going to have to do grading and leveling and put in a septic system and a well, so I figured I better hold onto my money for now, and spend only small amounts here and there. I had a $300 winner in there, a $250 winner, and five $100 winners. By the way, the two big winners were single ticket purchases, as have been all of my biggest winners. I have won $300 twice, $250 once, $150 once, and $100 too many times to count.

              I got the big winners around the same time frame, but since then I have not had very good luck. I would say I have been losing about 75% of my money recently if I had to guess, so I have really slowed down to nearly a stop now. I talked to a station owner a couple of days ago, and he said he has heard that many customers reported losing more than usual.

              I suppose GLC is having to save up for the new $20 ticket, $7,000,000 Jackpot. That is $2,000,000 more than they have ever offered on a ticket before, and it is the same price, $20. For example, the odds are very different. We will compare Maximum Green and $7,000,000 Jackpot. Both are $20 tickets.

              With Maximum Green, you have a 1 in 32 chance of winning $100. With $7,000,000 Jackpot, you have a 1 in 120 chance of winning $100. That is 3.75x better odds of winning $100. Now it gets tricky, because the numbers are not the same. Maximum Green has odds of 1 in 275 of winning $250, whereas $7,000,000 Jackpot ha 1 in 171 odds of winning $200. Those odds are pretty close. Next is $500. Maximum Green has odds of 1 in 545 of winning $500. $7,000,000 Jackpot has odds of 1 in 533. Close again.

              Now let's raise the bar.  Maximum Green has 1 in 2,000 odds of winning $1,000, and $7,000,000 Jackpot has 1 in 5,455 odds of winning $1,000. That is about 2.75x better odds of winning $1,000.

              LOOK HERE: Maximum Green has odds of 1 in 30,000 of winning $10,000, BUT $7,000,000 Jackpot does not have a $10,000 winner, so we will go with $5,000. The odds of $7,000,000 Jackpot is 1 in 120,000 of winning $5,000. You have 4X better odds of winning $10,000 with Maximum Green  than you do of winning $5,000 with $7,000,000 Jackpot. That is 8X better odds dollar for dollar.

              How about the next one, $50,000. The odds in Maximum Green are 1 in 504,000, and in $7,000,000 Jackpot the odds are 1 in 1,200,000. That is about 2.4X better odds of Winning $50K with Maximum Green than $7,000,000 Jackpot.

              LOOK HERE: $7,000,000 Jackpot has 1 in 3,600,000 of winning $500,000, whereas Maximum Green has 1 in 840,000 of winning $1,000,000. That is 8.57X better odds, dollar for dollar.

              The top Prize for Maximum Green is $5,000,000 and has odds of 1 in 3,360,000, and $7,000,000 Jackpot has odds of 1 in 3,600,000. Both can be entered in second chance drawings.The Georgia Lottery has made a bad decision of making the new tickets have just one top prize at the conclusion of the game, and $7,000,000 Jackpot is no different. At the end of the game (many years from now most likely), there will be only ONE lucky $7,000,000 winner chosen. The chances of that being me is almost zero, even though I enter as many tickets as possible. The most I have won with $7,000,000 Jackpot is in the $40 to $60 range, I don't remember. I got a lot of $30 winners at first. Now almost all of them lose, and the game hasn't been out that long.

              With Maximum Green, there are ten $10,000 winners every month, and with another game, $3,000,000 Taxes Paid, there is one $20,000 winner EVERY WEEK! I would rather go with those odds. Super Millions is a game with two of each prize: $5M, $4M, $3M, $2M and $1M. At the conclusion of that game, ONE lucky winner wins $1,000,000. Wow you think you are a millionaire? Nope, after the 25% Federal Tax, and 6% State Tax, You are left with $690,000 paid over 25 years, after taxes. That is 25 payments of $40,000 before taxes, which would be roughly 27,600 a year after. I wouldn't mind having an extra $ 27,600 a year, but that hardly qualifies you as a millionaire. In all fairness to the lottery, you can choose to have a lump sum of ($628,755.00), less the minimum required federal and state withholding and other legally required withholding. That would be 433,840.95. Here you thought you won a million dollars, and you have to choose between $27,600 a year for 25 years or a cash payout of 433,840.95. With the instant payout, you only keep 43%!

              Now you see why I would rather take my chance of winning $10,000 or $20,000. By the way, I probably have enough losing lottery tickets (losses) saved up such that I would not be required to pay all or some of my taxes because of the write-off. In other words, I would probably get to keep all of my $10,000, and most if not all off my $20,000. If not then, I would get the money back in next year's tax refund.

              I am going to quit buying $7,000,000 Jackpot and Super Millions, and any new $20 games that do not offer weekly or monthly second chance drawings. Let's say each game lasts 5 years. Super Millions and $7,000,000 Jackpot would produce one second chance winner each, for a grand total of two, and a total payout of $8,000,000. Maximum Green would have 120 winners a year, for a grand total over five years of 600 winners. That would be $6,000,000 Paid out. $3,000,000 Taxes Paid would have 52 winners a year, for a grand total over five years of of 260 winners. Remember, the $20,000 is Taxes Paid, so it is really a much higher number. The actual number according to GLC is $28,986-Taxes=$20,000 That would be $7,536,360 (before Taxes). Between the two, there would be 860 winners, and $13,536,360 paid out. 860 winners with an average payout of $15,739 each (before taxes) or 2 winners with an average payout of $4,000,000. Which one do you think you are more likely to win? They have cut the total payout in half, and reduced the winners to 0.2%.

              Plus these games might not end. As has been stated here before, if a retailer goes out of business, then all of their open rolls of tickets are destroyed. I do not know if this is true, but if it is, the games could go on forever. They figured out how to make more money in the long run, and we are the losers. One top prize that was destroyed could keep these games going on and on. That is why there are games that have 80 out of 100 top prizes won, and then there is only one top prize won every six months or so. That way they don't have to end the game.

              Sorry for the long post, but maybe this explains all of this. Is it just me, or is everyone losing here in GA more than usual? I used to get 40 to 100% of my money back on average, and now it is like 0 to 30%.

                TheOtherOne's avatar - Lottery-027.jpg
                Nashville, TN
                United States
                Member #86740
                February 9, 2010
                478 Posts
                Offline
                Posted: February 28, 2012, 2:26 pm - IP Logged

                Wow very informative Carhauler.

                And to think I had considered traveling to GA to buy a roll of tickets! Only one top prize winner on both of those games? Really? TN usually has 3 prizes at a minimum, with 20 bring the max so far.

                Also, do you cash out your winning tickets before stashing them? Wouldn't want the games to expire and then you try to cash them.

                  mrsinful's avatar - gambling problem.jpg
                  South Carolina
                  United States
                  Member #66774
                  November 5, 2008
                  319 Posts
                  Offline
                  Posted: March 5, 2012, 8:03 pm - IP Logged

                  Sorry you had the bad luck. Here is how Georgia law reads as far as how much they are required to return to customers:

                  50-27-13.  Disposition of lottery proceeds; budget report by Governor; appropriations by General Assembly; shortfall reserve subaccount


                     (a)(1) All lottery proceeds shall be the property of the corporation.

                     (2) From its lottery proceeds the corporation shall pay the operating expenses of the corporation.  As nearly as practical, at least 45 percent of the amount of money from the actual sale of lottery tickets or shares shall be made available as prize money; provided, however, that this paragraph shall be deemed not to create any lien, entitlement, cause of action, or other private right, and any rights of holders of tickets or shares shall be determined by the corporation in setting the terms of its lottery or lotteries.

                  There you have it. I have purchased two rolls, and lost money both times, but one was not too bad. I won the state minimum of $135 on the first roll, and I really didn't care for that. On my second roll, I won $240, so that was not too bad. It had a $100 winner in there. I will tell you that on the first roll I just asked for a pack of tickets, and it only won $135. On the second roll at a different station, I said that I wanted a good roll, not junk. I won $240.00 on that one. Was that a coincidence, or did the clerk have some way of knowing a "good" roll from a "bad" one? You be the judge. I don't know.

                  I just cashed in $2500 worth of tickets Friday and Saturday. It is now sealed up with another $4500 in an envelope. I have been tempted to buy some more rolls, but we are purchasing some land in North Georgia, and are going to have to do grading and leveling and put in a septic system and a well, so I figured I better hold onto my money for now, and spend only small amounts here and there. I had a $300 winner in there, a $250 winner, and five $100 winners. By the way, the two big winners were single ticket purchases, as have been all of my biggest winners. I have won $300 twice, $250 once, $150 once, and $100 too many times to count.

                  I got the big winners around the same time frame, but since then I have not had very good luck. I would say I have been losing about 75% of my money recently if I had to guess, so I have really slowed down to nearly a stop now. I talked to a station owner a couple of days ago, and he said he has heard that many customers reported losing more than usual.

                  I suppose GLC is having to save up for the new $20 ticket, $7,000,000 Jackpot. That is $2,000,000 more than they have ever offered on a ticket before, and it is the same price, $20. For example, the odds are very different. We will compare Maximum Green and $7,000,000 Jackpot. Both are $20 tickets.

                  With Maximum Green, you have a 1 in 32 chance of winning $100. With $7,000,000 Jackpot, you have a 1 in 120 chance of winning $100. That is 3.75x better odds of winning $100. Now it gets tricky, because the numbers are not the same. Maximum Green has odds of 1 in 275 of winning $250, whereas $7,000,000 Jackpot ha 1 in 171 odds of winning $200. Those odds are pretty close. Next is $500. Maximum Green has odds of 1 in 545 of winning $500. $7,000,000 Jackpot has odds of 1 in 533. Close again.

                  Now let's raise the bar.  Maximum Green has 1 in 2,000 odds of winning $1,000, and $7,000,000 Jackpot has 1 in 5,455 odds of winning $1,000. That is about 2.75x better odds of winning $1,000.

                  LOOK HERE: Maximum Green has odds of 1 in 30,000 of winning $10,000, BUT $7,000,000 Jackpot does not have a $10,000 winner, so we will go with $5,000. The odds of $7,000,000 Jackpot is 1 in 120,000 of winning $5,000. You have 4X better odds of winning $10,000 with Maximum Green  than you do of winning $5,000 with $7,000,000 Jackpot. That is 8X better odds dollar for dollar.

                  How about the next one, $50,000. The odds in Maximum Green are 1 in 504,000, and in $7,000,000 Jackpot the odds are 1 in 1,200,000. That is about 2.4X better odds of Winning $50K with Maximum Green than $7,000,000 Jackpot.

                  LOOK HERE: $7,000,000 Jackpot has 1 in 3,600,000 of winning $500,000, whereas Maximum Green has 1 in 840,000 of winning $1,000,000. That is 8.57X better odds, dollar for dollar.

                  The top Prize for Maximum Green is $5,000,000 and has odds of 1 in 3,360,000, and $7,000,000 Jackpot has odds of 1 in 3,600,000. Both can be entered in second chance drawings.The Georgia Lottery has made a bad decision of making the new tickets have just one top prize at the conclusion of the game, and $7,000,000 Jackpot is no different. At the end of the game (many years from now most likely), there will be only ONE lucky $7,000,000 winner chosen. The chances of that being me is almost zero, even though I enter as many tickets as possible. The most I have won with $7,000,000 Jackpot is in the $40 to $60 range, I don't remember. I got a lot of $30 winners at first. Now almost all of them lose, and the game hasn't been out that long.

                  With Maximum Green, there are ten $10,000 winners every month, and with another game, $3,000,000 Taxes Paid, there is one $20,000 winner EVERY WEEK! I would rather go with those odds. Super Millions is a game with two of each prize: $5M, $4M, $3M, $2M and $1M. At the conclusion of that game, ONE lucky winner wins $1,000,000. Wow you think you are a millionaire? Nope, after the 25% Federal Tax, and 6% State Tax, You are left with $690,000 paid over 25 years, after taxes. That is 25 payments of $40,000 before taxes, which would be roughly 27,600 a year after. I wouldn't mind having an extra $ 27,600 a year, but that hardly qualifies you as a millionaire. In all fairness to the lottery, you can choose to have a lump sum of ($628,755.00), less the minimum required federal and state withholding and other legally required withholding. That would be 433,840.95. Here you thought you won a million dollars, and you have to choose between $27,600 a year for 25 years or a cash payout of 433,840.95. With the instant payout, you only keep 43%!

                  Now you see why I would rather take my chance of winning $10,000 or $20,000. By the way, I probably have enough losing lottery tickets (losses) saved up such that I would not be required to pay all or some of my taxes because of the write-off. In other words, I would probably get to keep all of my $10,000, and most if not all off my $20,000. If not then, I would get the money back in next year's tax refund.

                  I am going to quit buying $7,000,000 Jackpot and Super Millions, and any new $20 games that do not offer weekly or monthly second chance drawings. Let's say each game lasts 5 years. Super Millions and $7,000,000 Jackpot would produce one second chance winner each, for a grand total of two, and a total payout of $8,000,000. Maximum Green would have 120 winners a year, for a grand total over five years of 600 winners. That would be $6,000,000 Paid out. $3,000,000 Taxes Paid would have 52 winners a year, for a grand total over five years of of 260 winners. Remember, the $20,000 is Taxes Paid, so it is really a much higher number. The actual number according to GLC is $28,986-Taxes=$20,000 That would be $7,536,360 (before Taxes). Between the two, there would be 860 winners, and $13,536,360 paid out. 860 winners with an average payout of $15,739 each (before taxes) or 2 winners with an average payout of $4,000,000. Which one do you think you are more likely to win? They have cut the total payout in half, and reduced the winners to 0.2%.

                  Plus these games might not end. As has been stated here before, if a retailer goes out of business, then all of their open rolls of tickets are destroyed. I do not know if this is true, but if it is, the games could go on forever. They figured out how to make more money in the long run, and we are the losers. One top prize that was destroyed could keep these games going on and on. That is why there are games that have 80 out of 100 top prizes won, and then there is only one top prize won every six months or so. That way they don't have to end the game.

                  Sorry for the long post, but maybe this explains all of this. Is it just me, or is everyone losing here in GA more than usual? I used to get 40 to 100% of my money back on average, and now it is like 0 to 30%.

                  Carhauler,

                  Thank you very much for this post. It was very informative

                  and I appreciate the time you took. I guess I have just gotten lucky when

                  I have played in Georgia. I tell you though Georgia is still better 

                  than South Carolina. It just sucks so bad here I quit scratch offs completely

                  down here. Best of luck to you carhauler.

                  Rehab is for quitters.