Good morning . And I hope you are doing okay. It has been a tough year for everybody. Battling the price of everything in this economy. As well as trying to survive the Covid 19 pandemic. As well as taking care of our mental and physical health. Also I hope that everybody will be safe today and into 2023! And that we all win lotteries and be able to handle money well, along the way! Thank you for being there for me. And I wish you a blessed Christmas!" Elizabeth, or Liz