Selling 95 cars to 130 in the next month or two is pressure ........no one likes to walk the lot , no one likes to test drive tire kickers, you only need to remember this ....if your buying a car spend the money to take it to a shop and get it checked out especially if its a used car . There are no lemon laws that's like an old wives tale .Another thing if you care about your credit then start working on getting it fixed . Number one thing men say to me is a woman messed up there credit and number one thing a woman says is a man messed up her credit. No sir you were well aware of not paying those bills when you didn't pay them. Bad credit in the long run will cost you a lot of money .......pay back what you can and try and get the rest cleaned up by a reputable company ...no sign on the side of the highway is going to clean anything up. If you get back thousands of dollars pay for a car don't go get payments that your not used to or you can't afford. Get the car checked out , test drive the car more than just a mile down the road, a permit can be wrote to test drive for two hours , haggle with them about the price (do you want to sell a car today?) most dealers have room on price, getting bank financed take gap if your upside down in the car , and finally what I tell my customers if you don't walk away from your car and look back at it then its probably not the car for you don't let someone pressure you into something you don't want to drive but don't take a payment that you can't afford . Good intentions are just that don't say that your going to stop doing something to afford a payment that only last about a week at the most. If you can't afford it don't buy it simple as that . I know numbers and I know finance