Well this year in April mom and I took out a loan for car repair we got a good deal.  I want to be able to pay the loan off early to improve mom and mine's credit score.  So the first thing that will go is splurges at the taco truck for mexican food and sodas and junk food at circle k store and also lotto at circle k store.  I want to be free of this loan by December so that is six months so my expendable cash will be going toward the loan to pay off my borrowed money.  The fun money left over every month will be about $50 so I will be able to go at least once a month and get tacos when I carve it and when the jackpots are large be able to try my luck on lotto too.-weshar75