The credit card debt clock was running backwards when 45 was in office.

Yes! It was!

Good job Joe!!

Work extra hours or pick up a part time job. Cut back and reduce. This mentality of I want to go out to eat/order from Door-Dash or gotta have the newest item or there is a sale that I have buy from. Just stop being foolish and let reality set in for a few minutes. This newer generation, the handout folks and the Only 40, do not want to work/work extra. I have no sympathy for anyone who doesn't want to work/work more than 40 to try and get ahead because the opportunities are available. Remember, the government can't continue the bailouts forever to keep up with inflation caused by Biden and associates. It's up to you.