Have you ever worked in a store or any company that conducts inventory? You shut down during the hours when there is no traffic so as not to interrupt business as usual. I'd vacuum or change tags after the store closed. Obviously the FDIC wants to work all weekend to review the bank records so they can open on Mon. The new bank has to change the signs, etc. Still, I don't see anything that indicates customers can't use their ATM cards or write checks as they would during any other weekend. However, what WILL cause a bank to fail is if all the people get crazy and take out their money! (Ever see the movie It's A Wonderful Life?)

In 1989 over 530 banks were closed. In 2008 7 or 8 banks have closed. Only 10 have failed in the past 2 years. No, I'm not walking around with rose colored glasses or saying that the economy is great, because it's not. There are more foreclosures than jobs in the Sunday paper and inflation is out of control. But I've been through takeovers & never lost a penny. In this case, Mutual of Omaha is covering ALL deposits, even the uninsured money. A bank takeover is not unusual. It's just that during the last administration the economy was so strong that nobody cared or noticed.