Look i don't know how many black people are there in the USA...I heard that there is 100 million minorities in the USA, since asians are a small minority and hispanic are projected to become the biggest minority in the USA if they are not already deducing i'll say that there is 40 million black people in the USA...

If you was to gather the 40 million black people of the USA and that each was to chip in $15 or $20 per paycheck for 11 years it will be: 200 billion dollars...Placed in the bank at: 7% it will be 14 billion dollars coming your way every single year...EVERY SINGLE YEAR...You take 14 billion dollars and divided it into $500,000 accounts and it will be: 28,000....Those $500,000 will be placed in the bank at: 5% which will be: $25,000 per year, which is equivalent to: $2,000 a month....With those 14 billion dollars coming your way every single year you create a: Work out/exercise army....This means that every single year there is going to be: 28,000 new recruits/troops joining the Work Out/Exercise Army every single year...Remember this is only for blacks...Unfortunately is not enough, you want to get: double that amount 60,000 OR 90,000 new recruits every single year...And with it you create something, JUST like the USA Army but it will be a work out/exercise army...

Look $2,000 a month is not the whole world but is O.K...Dude this is better than college, unfortunately it doesnt pay $4,000 a month which would had been ideal but that's fine dude you can't have the entire world...And dude once you retire YOU STILL get the same pay which is a good deal...

I remember a manager of champsport she must have been in her 40's once told me that she made: $1,700 a month and her mortgage was i can't remember if it was: $800 or $1,100 and she told me she was married....

All those stuff you talk about keeping kids away from the gethoes or from drugs, or building better communities, cut the crap and here is your chance...Dude that's why i can't STAND black people because they talk so much junk, most of the time i ignore black people because they talk so much junk...

And you can build the work out/exercise bases just like the USA Army bases...Dude i am giving you the best deal besides mathematics...

And in there people work out/exercise 6 hours a day 5 days a week...

Now there is another problem...This could be done if the Bank system was strong but it is not...So it is up to you to find a way to make the bank system strong...I did my part...Since you claim to be i dont know what....Exactly...

Also you can have it where a person just like the Army does a 5 year term or a 10 year term....