i will say: 20% of the USA earns, above: $50,000 and less than: $100,000 a year....Well jobs who earn above $50,000 and less than $100,000 a year will earn: $50,000 from age: 18-37 above age, 37 they will earn above: $50,000...Now the difference accumulated from age: 18-37 which is, 19 years is compensated to the person when he/she retires at age: 65 or 67...so, 65 + 19 years old = 85 years old...

Also, the difference of 19 years from age:18-37 of ABOVE: $50,000...Could be money that could be borrowed and paid back 28 years later when the person is: 65....so it will work like a BANK without having to pay interests....

also, the difference of 19 years from age:18-37 of ABOVE: $50,000...Could be money that could USE FOR INVESTMENTS OR STARTING BUSSINESSES THAT WILL GIVE A RETURN, now you create the bussiness, the money invested is paid off returning the money difference of above $50,000 and the rest of profit can go towards charity or helping the government, ect, making the goverment a WEALTHY COUNTRY, CURING POVERTY....THE INVESTMENT OR BUSSINESS STARTED HAS 28 YEARS TO PAY THE INITIAL INVESTMENT...

Not just that if the male makes: $50,000 a year gets marry his wife makes: $30,000 a year it will be: $80,000 a year pay the: $500,000 home in 5 years...