I have been entertaining the idea of the annuity for the last few days but now that the drawing is tomorrow I have decided that my best option is to have the cash at my fingertips when I win wednesday.  I want to be able to enjoy the benefits of having the cash now because I do not know what the future holds for me.  So I would like to have the cash on hand to be able to some what control my finances now.  Like the first thing is getting out of my personal debt.  Then finding myself an apartment that I could upkeep.  Either a one or two bedroom apartment in the surrounding community.  One that is in a good neighborhood built in the last decade or sooner.  So that it has modern furnishings so I could see myself living there for many years.  Then of course I would get new clothes, new things for the apartment and a new vehicle.  I would start a new chapter in my life and I think it would be fun.  Now all I need is to have my numbers match the winning numbers.  I am not asking for much!!-weshar75