Do I have to spell out that this behavior is going to make its way to your pension and bank accounts, too?  Thus: http://www.southparkstudios.com/clips/222624/the-importance-of-saving-money

Sentinel ruling may hurt MF Global clients 

A federal appeals court on Thursday (Aug 9, 2012) upheld a ruling that puts Bank of New York Mellon ahead of former customers of Sentinel in the line of those seeking the return of money lost in the 2007 failure of the suburban Chicago-based futures broker.

The appeals court affirmed an earlier district court ruling that the bank had a "secured position" on a $312 million loan it gave to Sentinel, which turned out to have been secured by customer money.

Futures brokers are required to keep customers' funds in dedicated accounts to protect them from being used for anything other than client business.

However, Thursday's ruling suggests that brokerages can use customer funds to pay off other creditors ...

http://www.reuters.com/article/2012/08/10/us-sentinel-appeals-decision-idUSBRE87900T20120810