Well I have been playing mega millions for 4 years this last march and the most I have won is $28 back in 2011 I got a $7 winner with a 4 megaplier with it.  So I do not spend alot on mega millions though so I know that wins will come some time and others times nothing at all.  But when the jackpot is high like it is now I tell my mother that she can have half of the cash.  So I will take my half in the annuity and will it to my niece since she is in college still going to be finishing her sophmore year this year.  I could definitely live comfortable off of $68 million annuity for 30 years and you would not hear a peep of complaining out of me either.-weshar75