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N.J. woman wins $500 a week for life after buying lottery ticket in N.C.

Topic closed. 29 replies. Last post 3 years ago by justxploring.

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maringoman's avatar - images q=tbn:ANd9GcTbRxpKQmOfcCoUqF2FyqIOAwDo7rg9G-lfJLAALPGWJWwiz19eRw
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Posted: January 14, 2014, 8:36 pm - IP Logged

When I am out of town I usually buy draw games with as much advanced play as possible. Right now I have Sweet Millions ticket that is valid for a few more games. Mary Eisenband's way payed off for her. I hope my way pays off for me too.

That money's gone fo ever

    rdgrnr's avatar - walt
    Way back up in them dadgum hills, son!
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    Posted: January 14, 2014, 11:38 pm - IP Logged

    Mary Eisenband finds it fun to buy lottery tickets.

    The 82-year-old Union, New Jersey, woman never found it more enjoyable than when she bought a scratch-off lottery ticket in North Carolina in November while en route to Georgia to visit family.

    Eisenband turned out to be the lucky winner of that state's "$500 a Week for Life" game, North Carolina lottery officials announced Monday.

    Eisenband took home a check for $244,968 after state and federal taxes were withheld because she chose the lump sum payout. Eisenband could have either collected a prize worth $26,000 a year for life or a one-time pre-tax amount of $354,000, lottery officials said.

    "This is more money than I have ever seen in my entire life," Eisenband told lottery officials Monday when she claimed her winnings. "I play the lottery these days because it's fun for me. I play everywhere I go and I enjoy it. To win like this feels so wonderful. I still don't believe it."

    Eisenband told lottery officials she immigrated to New Jersey from Poland in 1963 and opened a sandwich shop.

    She plans to use her windfall to take a vacation. "I might go to Florida and stay in a fancy hotel, " she said. "And the rest I'll share with my family and put in the bank."

    The ticket was purchased at Pilot Travel Center on state route 48 in Pleasant Hill, N.C, just off Interstate 95.

    News story photo(Click to display full-size in gallery)

    What a nice lady, God Bless her.

      RedStang's avatar - tallman zps6gf4inoc.jpg
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      Posted: January 15, 2014, 1:02 am - IP Logged

      bless her heart.  Sounds like she deserves every penny.  I'm happy for her!

      Yes she does, but i wonder why she did'nt let her son claim it since he could enjoy it a lot longer.

        OldSchoolPa's avatar - Lottery-057.jpg
        Gurnee, Illinois
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        Posted: January 15, 2014, 3:16 am - IP Logged

        What luck. Those Flying Js are huge and there's plenty of stations to buy tickets. I'd like to know how they figure out lump sums on life tickets.

        The article says she purchased ticket at a Pilot Travel Center, not a Flying J. Yes Pilots are everywhere along interstate routes. Flying J...not so much. And they are not one and the same. I used to drive Over-the-road. 

        I think they use a multiplier of 20 or 30 to base lump sum payment. This is no different from the online games. The only difference is the scratch off games emphasize the monthly income amount whereas the jackpot games highlight the total annuitized amount.

        Get MONEY!!! Winning a JACKPOT lottery is all the HOPE and CHANGE I desire!!!  NOW give me MONEY!US Flag

        The guy who won the presidency in 2008 really won the lottery...he is now millions richer, travels in first class style, and even has a staff that would be the envy of the richest Powerball winner (she has a staff of 2). Every night he goes to sleep, he probably plays the close of Dave Chappelle's Show: I'm rich beyatch!

          sully16's avatar - sharan
          Ringleader
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          Posted: January 15, 2014, 8:24 am - IP Logged

          Congrats Mary, nice job

          Did you exchange a walk on part in the war ?

          For a lead role in a cage?

           

                                                      From Pink Floyd's " Wish you were here"

            helpmewin's avatar - dandy
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            Posted: January 15, 2014, 11:42 am - IP Logged

            Mary Eisenband finds it fun to buy lottery tickets.

            I Agree!

            Congrats Mrs Mary Eisenband Party spend wisely

            ps: watch out for golfer1960 he lives there to Naughty

            Let it Snow Snowman

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              Posted: January 15, 2014, 3:40 pm - IP Logged

              Another little old lady winning a jackpot LOL, this time they come from outta state


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                Posted: January 15, 2014, 9:02 pm - IP Logged

                No, faber98.  Usually, the rules read that you may choose a benefactor to continue those "for life" payments ... it's not ONLY for the winner's life!

                Mail For You

                did it in this case. if it did why did she take the lump sum instead of choosing a benefactor. certainly if she has a grandchild who would be no older than late 30's would have to be irate about this. i may research it but i doubt if she could have done it or she would have, wouldn't you if you were 82.

                  mediabrat's avatar - 18z0typ
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                  Posted: January 15, 2014, 11:35 pm - IP Logged

                  No, faber98.  Usually, the rules read that you may choose a benefactor to continue those "for life" payments ... it's not ONLY for the winner's life!

                  Mail For You

                  Sort of.  The "for life" games have a minimum payout; it is usually in the neighborhood of 20-30 years of payments, the same (or similar to) what the lump sum is, if that's offered.  The balance of the minimum payout is what you can pass on in the event of your death.  I don't know if any of these games have been around long enough for this to happen, but I believe that if you have already received the minimum payout by the time you die, the payments stop; your estate gets nothing more.

                    rdgrnr's avatar - walt
                    Way back up in them dadgum hills, son!
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                    Posted: January 15, 2014, 11:49 pm - IP Logged

                    Sort of.  The "for life" games have a minimum payout; it is usually in the neighborhood of 20-30 years of payments, the same (or similar to) what the lump sum is, if that's offered.  The balance of the minimum payout is what you can pass on in the event of your death.  I don't know if any of these games have been around long enough for this to happen, but I believe that if you have already received the minimum payout by the time you die, the payments stop; your estate gets nothing more.

                    In Tennessee, the Dragon Lady sticks swords through your coffin to make sure you're dead.

                    She says it's just a formality.

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                      Posted: January 16, 2014, 8:30 am - IP Logged

                      Sort of.  The "for life" games have a minimum payout; it is usually in the neighborhood of 20-30 years of payments, the same (or similar to) what the lump sum is, if that's offered.  The balance of the minimum payout is what you can pass on in the event of your death.  I don't know if any of these games have been around long enough for this to happen, but I believe that if you have already received the minimum payout by the time you die, the payments stop; your estate gets nothing more.

                      I believe youre right media. I think it was a 20 year payout on all the for life games here in NC. I dont think anyone took those payments though LOL, they all took the cash out right

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                        Posted: January 16, 2014, 2:57 pm - IP Logged

                        How exciting!!!!  Nice to live in one state and purchase a ticket in another and actually win!!!!  Hope she enjoys her money.


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                          Posted: January 16, 2014, 9:00 pm - IP Logged

                          How exciting!!!!  Nice to live in one state and purchase a ticket in another and actually win!!!!  Hope she enjoys her money.

                          of course there's a catch to those "for life" wins. you'd have to read the fine print in any states lottery rules on these. really hope she enjoys it, but at 82 what can you really do but watch your younger relatives enjoy it more if she doles it out. so in retrospect she was properly advised to take the lump sum.

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                            Posted: January 19, 2014, 7:28 pm - IP Logged

                            "I play the lottery these days because it's fun for me. I play everywhere I go and I enjoy it. To win like this feels so wonderful. I still don't believe it."

                            -We truly should enjoy playing the lottery. In this case we are having fun while having the chance to change our life forever. Think of it as a game not a risk.

                              justxploring's avatar - villiarna
                              Wandering Aimlessly
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                              Posted: January 21, 2014, 11:43 pm - IP Logged

                              No, faber98.  Usually, the rules read that you may choose a benefactor to continue those "for life" payments ... it's not ONLY for the winner's life!

                              Mail For You

                              Most games that are "for life" are structured annuity payments that guarantee the winner cannot outlive the payments, but the payments are guaranteed for 20 years (or whatever term is stated)  So let's say it's guaranteed for 20 years.  If you are 60 and die at 70, the payments continue to your estate for another 10.  If you die at 81, then nobody inherits a thing, but if you live to 100, you still are getting payments.  I'm pretty sure the Lottery works the same way.   

                              I'm not familiar with the NC games, but I'm guessing if you look up this one, it will have a small asterisk next to "For Life" and a footnote stating "20 years guaranteed."   

                              One thing I like is that this instant scratch-off game costs only $1.