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How does that scam go?

Topic closed. 10 replies. Last post 9 years ago by PrisonerSix.

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spy153's avatar - maren

United States
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Posted: January 7, 2008, 9:39 pm - IP Logged

You know those scams where they say you won so many milllions of dollars and all you have to do is send them the 24000 to get it ?  How do those work, exactly?  I have a friend who has received one of those letters with a check.  What would happen if they cashed the check but didn't send it to the people?  Wouldn't that be beating them at their own game?

voir-vous dans mes reves!Cool

    LuckyLilly's avatar - savy chick.png

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    Posted: January 7, 2008, 9:54 pm - IP Logged

    They check they send is a bad check.  It'll bounce in a couple weeks.  So if you didn't send it to the people, you still could be out bank fees if yours charges you for depositing a bad check, which I hear some are starting to do.

      spy153's avatar - maren

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      Posted: January 7, 2008, 9:58 pm - IP Logged

      so who do we report these people to?

      voir-vous dans mes reves!Cool

        RJOh's avatar - chipmunk
        mid-Ohio
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        Posted: January 7, 2008, 10:01 pm - IP Logged

        The check is no good.  The banks won't cash it unless you have a checking account and once the check doesn't clear, it's charged against your account with over draft fees. 

        Some people use the bad check to scam a trusting friend by having a friend with a checking account cash it for them and then their friend get stuck covering the bad check.

         * you don't need to buy more tickets, just buy a winning ticket * 
           
                     Evil Looking       

          time*treat's avatar - radar

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          Posted: January 7, 2008, 10:11 pm - IP Logged

          ...ex-friend gets stuck.Jester

          In neo-conned Amerika, bank robs you.
          Alcohol, Tobacco, and Firearms should be the name of a convenience store, not a govnoment agency.

            Raven62's avatar - binary
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            Posted: January 8, 2008, 6:57 am - IP Logged

            so who do we report these people to?

            If it came thru the mail (Mail Fraud): US Postal Service.

            A mind once stretched by a new idea never returns to its original dimensions!

              spy153's avatar - maren

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              Posted: January 8, 2008, 7:57 am - IP Logged

              Thank you all very much.  U.S. Postal Service it is. 

              voir-vous dans mes reves!Cool

                Raven62's avatar - binary
                New Jersey
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                Posted: January 8, 2008, 12:51 pm - IP Logged

                For Additional Info: Click Link!

                A mind once stretched by a new idea never returns to its original dimensions!

                  spy153's avatar - maren

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                  Posted: January 8, 2008, 7:25 pm - IP Logged

                  Thank you Raven62 !butterfly hugs

                  voir-vous dans mes reves!Cool

                    TheGameGrl's avatar - character catafly.jpg
                    A long and winding road
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                    Posted: January 9, 2008, 11:59 pm - IP Logged

                    On a side note: Recently went to my post office and there in LARGE print was a warning notice about lottery scams and how to report the incident. Made for an interesting read whilst waiting in line and it helped to read the examples they had listed. Then over at the bank they had a poster with the same guidelines about check cashing scams and how not to be a victim. I must say, I was proud to see so many notices to get the word out. The bank and the post office are definitely taking a pro active role to get the word out. 

                    ~~Is it true, Is it kind,Is it necessary. ~~~

                    pa:888,4445,6132,4444,8008

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                      Baton Rouge, LA
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                      Posted: January 12, 2008, 11:15 am - IP Logged

                      On a side note: Recently went to my post office and there in LARGE print was a warning notice about lottery scams and how to report the incident. Made for an interesting read whilst waiting in line and it helped to read the examples they had listed. Then over at the bank they had a poster with the same guidelines about check cashing scams and how not to be a victim. I must say, I was proud to see so many notices to get the word out. The bank and the post office are definitely taking a pro active role to get the word out. 

                      Western Union is getting proactive because some of the scammers use Western Union money transfer services in their scams.  At a couple of local grocery stores providing these services, there are signs at the counter warning about sending money to people you don't know, for online auctions, to claim prizes, etc.  Hopefully people about to fall for this will see the signs and not go through with it.

                      As for getting money back for those who do fall for it, the chances of it are usually slim to none.  The money often goes overseas and once it's picked up, it's untraceable.  I did see an episode of "People's Court" where a man sued a long time friend because she asked him to cash one of these checks on his account and give her the cash and when the check turned out to be bad, other checks he'd written on the account all bounced.  His friend instead of sending the money to claim the prize, bought new appliances and stuff for her kids with the money and the judge caught her on that and ended up ruling against her, so the man got his money back.

                      In another case, a check cashing store sued a regular customer who cashed one of these checks and had wired the money as part of a Secret Shopper scam.  The judge basically told the man he had been scammed and ordered him to pay back the store.

                      In most cases though, the victims won't ever see their money.  It's a red flag when you have to pay to collect a prize and I don't know why people fall for this time and again.

                      Prisoner Six

                      "I am not a number, I am a free man!"