Hello Fellow Posters..
I have a scratch off ticket from out of state that is a significant win. Only I can't go to the state to cash it.. cost prohibitive, so you know it's not that big but worth cashing! I understand I can mail it in. But, I am unsure whether to insure it. The lottery office says to send it certified with signature confirmation, which would also include tracking. Make copies of the ticket and the DL and send in with their form which includes SS# info, etc.
They say they get tickets in the mail everyday but the couple of gals I talked to cannot say that they recall if they are insured or not, because a mail person for the lottery place goes to the PO to collect the mail and signs for any there, since the tickets get sent to a PO box as opposed to the physical address if you were to go there.
Gonna cost alot to insure and send.. versus just $5 to send certified mail. Do you think I have to worry about insuring when dealing with the PO? Do you think anyone steals envelopes that say they are going to the lottery commission? LOL
Sad things is, I don't know how much I trust their insurance policy. I insured and sent a bracelet once and they lost it and I never did get reimbursed even though I had a receipt and that was only $20. They would certainly squawk at something bigger I am sure.
And I read somewhere that Fed EX does not insure documents being sent? Not sure if PO has same policy and don't want to go looking for trouble or raising a flag to the ticket in the envelope by asking? Does making copies of it still help me in still getting paid.. since pic is of actual ticket with bar code.. ticket/game number etc.?
Any thoughts would be most helpful.. I a kinda in a quandry. For sake of worry I am thinking of just insuring to be safe.. but curious if anyone has been in this position before. I know I am probably being paranoid.
Need some input.
Thanks
LM