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Top 10 Money Mistakes

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Top 10 Money Mistakes
Making poor credit card choices
� Don�t be fooled by campus solicitations
� Read the fine print
� Pay off the balance each month

Spending money due to peer pressure
� Focus on campus activities with food and t-shirts
� Stick to the meal plan
� Rent movies, campus movies, matinees

Not setting a budget
� Plan ahead, know how much money you can spend each month

Not seeking out the best bank rates
� Research banks with free checking and savings accounts

Overpaying for school
� Select a smaller meal plan
� Choose a less expensive apartment or residence hall
� Buy and sell used books to friends or the bookstore

Not keeping track of bank account balances
� Balance your checking accounts

Lending money to friends
� This includes picking up tabs

Failing to research product pricing before purchasing

Not planning for the future
� Money invested in retirement funds will grow with interest
� Getting started early will pay off later

Not having a part-time job
� Earn extra money and prepare for life after college

Entry #633

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