North Carolina 18-year-old wins $1 million in lottery after asking sister to buy ticket for him

May 26, 2024, 7:49 am (26 comments)

North Carolina Lottery

Young winner decides against the lump sum

By Kate Northrop

FAYETTEVILLE, N.C. — A North Carolina man won a $1 million top prize in the lottery after he gave his sister some money to purchase a ticket on his behalf.

An 18-year-old North Carolina resident ended up winning $1 million in the North Carolina Lottery after asking his sister to pick up a ticket for him.

 Jalen McLean, 18, of Raleigh, was all grins from the instant he found out he won a million dollars to the moment he held up the giant ceremonial check.

"I feel like the luckiest guy in the universe," he told the Lottery.

On Tuesday, McLean gave some money to his sister, Dasha Silas, and asked her to pick out a scratch-off lottery ticket for him at the store. She visited the Valero on South McPherson Church Road in Fayetteville and chose a ticket from the $10 "Jumbo Bucks" game.

She brought the ticket back and sat next to McLean while he scratched it.

"He had a huge smile on his face," Silas recounted. "Like so big it looked like the movie character Venom."

McLean laughed when asked to describe what the lottery win means to him.

"How many 18-year-olds win something like this?" he smiled.

The youngest of five siblings, McLean visited Lottery headquarters in Raleigh on Wednesday to claim his prize, either as an annuity of $50,000 over 20 years or a lump sum of $600,000.

He chose the annuity of $50,000 over the next 19 years. Until he is 38 years old, McLean will get a check for $50,000 every year, at which point the full $1 million prize will be paid. The lucky winner received the first of 20 payments on Wednesday and took home $35,753 after federal and state taxes.

With his winnings, he wants to buy an Audi.

With McLean's claim, there are two out of seven top prizes of $1 million remaining in the $10 "Jumbo Bucks" game, which launched in June 2023. There are also six out of 14 second-tier prizes of $50,000 and six out of 21 third-tier prizes of $10,000 left to claim.

The overall odds of winning any prize in the game are 1 in 3.72.

News story photo(Click to display full-size in gallery)

Lottery Post Staff

Comments

Nikkicute's avatarNikkicute

For some odd reason I like seeing younger lotto winners.

He chose the annuity of $50,000 over the next 19 years

Good choice choosing the annuity, no hurry, he'll have money coming in,

no need to have  it all at once right now.

Congrats to him!

Todd's avatarTodd

I love everything about this story.  To me, this is the best of the lottery.  Seems like a good kid with a good family, who all accompanied him to claim the prize.  Love the family photo.  No squabbling about who won the prize.  Great choice on the annuity.  Good choice on the Audi too!

hlamb's avatarhlamb

Congratulations to this young man in his win. People are always advised against taking the annuity, but it ensures he'll have an annual income for the next 19 years and won't blow it all right away. This also keeps the roaches from coming out of the woodwork.

play4shekels's avatarplay4shekels

Good for him! Not sure about the Audi though. Too much $$$$$ for upkeep and repairs. Go for a Lexus, dude.

Lotterologist's avatarLotterologist

Congrats!

rubyred's avatarrubyred

Congratulations young man,

...good choice on the annuity & the Audi...

ps: i love the fam photo with Mom & Grand-mom helping to hold up that "check"

darthfury78

Quote: Originally posted by rubyred on May 26, 2024

Congratulations young man,

...good choice on the annuity & the Audi...

ps: i love the fam photo with Mom & Grand-mom helping to hold up that "check"

Finally. A lottery winner who takes the annuity, which is the best option. Way too many people take the lump sum, only to lose everything years later. I am glad that the winner decided to get paid over a 20 year period.

Bleudog101

Quote: Originally posted by darthfury78 on May 26, 2024

Finally. A lottery winner who takes the annuity, which is the best option. Way too many people take the lump sum, only to lose everything years later. I am glad that the winner decided to get paid over a 20 year period.

I think younger folks should take the annuity, even though you don't mention 20 years of tax liability.

It is not always the best option.   Decades ago I'd say Cash option when we had to do that @ time of purchase.  Not the case @ my age.   No way would I take an annuity.

sully16's avatarsully16

Great story and what a wonderful sister🥰., congrats and enjoy.

Artist77's avatarArtist77

Such a nice looking family. I think they included grandma also.  I think anyone below 30 should take the annuity.

hearsetrax's avatarhearsetrax

to a bright future !!

personally I'd of skipped the Audi, but to each his/her own 

Lotologist

Some say one should only spend a years worth of take home salary on a new car. He can get a 2025 Subaru or other decent hybrid luxury/budget vehicle with a take home pay of $35k a year from winnings that would still last when the last check arrives in 2043. $100/day 4 Twenty Years is not a lot of money to be spending on an Audi and it's collateral costs (high insurance rates, exotic tax, rare parts that are expensive, higher car problems than other luxury car brands, increased chance of traffic related tickets, especially in speed trap towns).

Lastly, a house worth 10 years of take home salary should be bought on West Virginia side of border with Virginia in Metro DC. The value of the property is going to skyrocket tenfold or more in a billion seconds, due to growing population spreading northwestward and potential move of Capital to Harper's Ferry in distant future.

 

That's just my opinion, based on almost winning $20,000 by playing winning numbers off one drawing in high school and "winning" $10,000 in 2016 but that is what would be done if a decent amount of money was won. 

Word of advice: If you win an amount that triggers a W2G, demand that the 24% federal along with state, and municipal is withheld no matter if it's as little as $600. Dealing with the IRS is a hassle, especially if there was no net wins in the year.

gr8ter's avatargr8ter

What a way to start life at 18 and win a Million Dollars!! ❤️

Bleudog101

Quote: Originally posted by Lotologist on May 26, 2024

Some say one should only spend a years worth of take home salary on a new car. He can get a 2025 Subaru or other decent hybrid luxury/budget vehicle with a take home pay of $35k a year from winnings that would still last when the last check arrives in 2043. $100/day 4 Twenty Years is not a lot of money to be spending on an Audi and it's collateral costs (high insurance rates, exotic tax, rare parts that are expensive, higher car problems than other luxury car brands, increased chance of traffic related tickets, especially in speed trap towns).

Lastly, a house worth 10 years of take home salary should be bought on West Virginia side of border with Virginia in Metro DC. The value of the property is going to skyrocket tenfold or more in a billion seconds, due to growing population spreading northwestward and potential move of Capital to Harper's Ferry in distant future.

 

That's just my opinion, based on almost winning $20,000 by playing winning numbers off one drawing in high school and "winning" $10,000 in 2016 but that is what would be done if a decent amount of money was won. 

Word of advice: If you win an amount that triggers a W2G, demand that the 24% federal along with state, and municipal is withheld no matter if it's as little as $600. Dealing with the IRS is a hassle, especially if there was no net wins in the year.

What does that last paragraph mean?   You don't pay taxes on lottery wins of $600.   AFTER $600 you do pay taxes. 

OTOH, though not sure where this going (with the mess of our so called leaders in DC) the casino lobbyists want to increase the taxable amount from $1200 to $5000 to, as they say, adjust for inflation.

I have yet to find any lottery lobbyists out there, if they exist that is.

Artist77's avatarArtist77

All lottery winnings are taxable. If you win $300 a week every week, it is still taxable and reportable on your tax return. Lottery wins of  $600 or more are reported to the IRS by the lottery. Just because an entity like a casino only withholds taxes over a certain amount of $, this has no bearing on the fact that all winnings are subject to taxation and reportable on your tax return.

Bleudog101

I'll ask my tax man about that.   I know folks that have won @ the casino, got taxed the hell out of and they refused to be double taxed by reporting their winnings.   

I'll never declare my small winning on the lottery.  As for my casino, I do win/loss statements.   Burden of proof on the IRS if I won small wins on the lottery which are ALL cash payouts.

Artist77's avatarArtist77

Quote: Originally posted by Bleudog101 on May 27, 2024

I'll ask my tax man about that.   I know folks that have won @ the casino, got taxed the hell out of and they refused to be double taxed by reporting their winnings.   

I'll never declare my small winning on the lottery.  As for my casino, I do win/loss statements.   Burden of proof on the IRS if I won small wins on the lottery which are ALL cash payouts.

??? It is not double taxation. You report on your return the taxes that were withheld by the casino or lottery. The withholding was on your behalf.

Lotterologist's avatarLotterologist

I see he took a picture with his mom and his three sisters.

The sister who bought the ticket is probably the one holding the check.

I hope this young man is wiser than many of his peers in his generation.

If I had a million dollars at 18, I would have destroyed myself.

At age 20, one night in L.A, I was high on LSD, also known as "acid", when I went to a restaurant to get something to eat.

I asked the waitress for a soda and she replied, "Too much acid will kill you." (I guess she meant the acid in the soda)

I didn't think I heard her correctly so I asked her, "What did you say?"

She then replied, "I said that too much acid will kill you." 

Her statement made me paranoid, being that I was on LSD.

Even though I didn't leave it alone at that time, I did stop using drugs some years later.

But i'll never forget the waitress at that restaurant.

I believe that her statement was a warning to me.

Brock Lee's avatarBrock Lee

confucius say there two kinds of acid trippers: those who leave waitress big tip on trip, and those who don't.

Lotterologist's avatarLotterologist

Quote: Originally posted by Brock Lee on May 27, 2024

confucius say there two kinds of acid trippers: those who leave waitress big tip on trip, and those who don't.

Funny that you mentioned Confucius. It was around that time when I first picked up his book.

Bleudog101

Quote: Originally posted by Artist77 on May 27, 2024

??? It is not double taxation. You report on your return the taxes that were withheld by the casino or lottery. The withholding was on your behalf.

All  I know if I don't do enough charitable donations I pay taxes.

Artist77's avatarArtist77

Quote: Originally posted by Bleudog101 on May 27, 2024

All  I know if I don't do enough charitable donations I pay taxes.

Your tax guy does not sound like he is helping you.  Put money into an IRA or roth IRA so you can keep more of your money. You can also pay estimated taxes online quarterly.

Lotterologist's avatarLotterologist

Quote: Originally posted by Brock Lee on May 27, 2024

confucius say there two kinds of acid trippers: those who leave waitress big tip on trip, and those who don't.

When I got high, my mind elevated FAR beyond material things like money.

As a matter of fact, I sometimes stepped into infinity.

Influencing world events, I used mind over matter.

It was simple since an atom is both a particle and a wave.

Lotterologist's avatarLotterologist

Jesus Christ said Himself that if you have FAITH, you can move mountains. (Matt 17:20 KJV)

Wise men understand but fools don't believe.

Brock Lee's avatarBrock Lee

Quote: Originally posted by Lotterologist on May 27, 2024

When I got high, my mind elevated FAR beyond material things like money.

As a matter of fact, I sometimes stepped into infinity.

Influencing world events, I used mind over matter.

It was simple since an atom is both a particle and a wave.

thanks for the lottery tip.

Lotterologist's avatarLotterologist

Quote: Originally posted by Brock Lee on May 27, 2024

thanks for the lottery tip.

I told you to put 500 on 392!

What's the point in giving you a lottery tip if you won't listen???

End of comments
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