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LuckyLilly

United States
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February 26, 2007
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Jul 23, 2007, 7:50 pm

Around here, lottery purchases can not be paid for by credit card. But I really wanted to find a way to put lottery on my rewards card to rack up more rewards. A few weeks ago I was gifted a Shell gas card, and found out that you can buy anything in the c-store, including lottery, with the gift card. That means I can buy a Shell card with my credit card, and then I can buy lottery with the Shell card, which doesn't charge any fees. And voila! I get rewards for lottery purchases.
Anyone know of another lottery retailer that will let you buy lottery with their gift cards? Chevron? Citgo?
tnlotto1

nashville
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February 18, 2007
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Jul 23, 2007, 10:36 pm

Quote: Originally posted by LuckyLilly on Jul 23, 2007
Around here, lottery purchases can not be paid for by credit card. But I really wanted to find a way to put lottery on my rewards card to rack up more rewards. A few weeks ago I was gifted a Shell gas card, and found out that you can buy anything in the c-store, including lottery, with the gift card. That means I can buy a Shell card with my credit card, and then I can buy lottery with the Shell card, which doesn't charge any fees. And voila! I get rewards for lottery purchases.
Anyone know of another lottery retailer that will let you buy lottery with their gift cards? Chevron? Citgo?

i know a few places if they know you they will let you buy lottery tickets with a check card or credit card but they have to know you and it has to be over $20
stavros

Florida
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Jul 23, 2007, 10:42 pm

I don't think it's a good idea to accept a credit card for lottery purchases. It is then too easy to bet when you don't have the cash on hand, and that could be disasterous. If you don't have the cash, you don't bet!

Good Luck!
Stavros
tnlotto1

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Jul 23, 2007, 10:49 pm

Quote: Originally posted by stavros on Jul 23, 2007
I don't think it's a good idea to accept a credit card for lottery purchases. It is then too easy to bet when you don't have the cash on hand, and that could be disasterous. If you don't have the cash, you don't bet!

you make a good point because the guy who i saw doing it the first time would come in on his lunch break while i was talking to the clerk who is a friend of mine and the guy would just get scratch offs or quick picks and he would scratch them there and then the clerk would swipe his card for about $200 and sometimes more. the clerk would punch it up as gas and groceries so it wont show up as lottery on the credit card bill he will get or his wife will get but im sure the guy wouldnt gamble as much if he actually had to physically go to an atm and pull out $200 and hand it over to the clerk each day at lunch time.
Coin Toss

Zeta Reticuli Star System
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Jul 24, 2007, 3:10 am

LuckyLilly
Everything stavros and tnlotto1 said and more. Whatever 'rewards' you are after, it would be much less costly in the long run to just directly purchase them than to get them with points racked up via losing lottery tickets.
It's nice to think that the tickets might win, and win a jackpot, but the reality is in a very short time you'll wish you had just bought the stuff, if you really need it at all.
Casinos use 'chips' (actually they are cheques) because they're not 'real' money. Playing on credit is the same thing.

Those who run the lotteries love it when players look for consistency in something that's designed not to have any. So many systems, so many theories, so few jackpot winners.

There is one and only one 'proven' system, and that is to book the action. No matter the game, let the players pick their own losers.
LuckyLilly

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February 26, 2007
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Jul 24, 2007, 10:55 am

Quote: Originally posted by Coin Toss on Jul 24, 2007
LuckyLilly
Everything stavros and tnlotto1 said and more. Whatever 'rewards' you are after, it would be much less costly in the long run to just directly purchase them than to get them with points racked up via losing lottery tickets.
It's nice to think that the tickets might win, and win a jackpot, but the reality is in a very short time you'll wish you had just bought the stuff, if you really need it at all.
Casinos use 'chips' (actually they are cheques) because they're not 'real' money. Playing on credit is the same thing.

Huh???? Nowhere did I even suggest I was buying lottery tickets just to get the rewards. I'm finding ways to put stuff I already buy onto my rewards card. I might as well get the rewards if I can.
And I'm not using my credit card to buy stuff I can't afford. I pay it in full every month. Again, I'm just finding ways to increase my rewards with stuff I'm already buying.
I'm not suggesting anyone else use their credit card to buy anything they can't afford either, especially not lottery or gambling. It's just a tool that I like to take full advantage of.
LuckyLilly

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Jul 24, 2007, 10:57 am

Quote: Originally posted by tnlotto1 on Jul 23, 2007
i know a few places if they know you they will let you buy lottery tickets with a check card or credit card but they have to know you and it has to be over $20

You can buy lottery anywhere here with a debit card, but not a credit card whether they know you or not. I've been told it's a state law, but I'm not sure of that.
Lkydeb*594

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Jul 24, 2007, 11:28 am

thank u for sharing that LuckyLilly. Now I know I can use the gift card from work we get occasionlly, on lottery, lol but in c-stores here, we can't use debt or credit cards. I thank heaven for that since I would have to worry my husband's lottery scratch-off ticket spending.
LuckyLilly

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Jul 24, 2007, 11:35 am

Quote: Originally posted by Lkydeb*594 on Jul 24, 2007
thank u for sharing that LuckyLilly. Now I know I can use the gift card from work we get occasionlly, on lottery, lol but in c-stores here, we can't use debt or credit cards. I thank heaven for that since I would have to worry my husband's lottery scratch-off ticket spending.

Really? You can't use a credit card to buy gas or a bag of ice or anything?
That's another good thing about using the gift card, I also buy ice and milk at the c-store and used to pay cash cuz there's no way I'm pulling out a credit card for a $4 purchase. Now I can get rewards for my small purchases there too. It all adds up!
Lkydeb*594

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Jul 24, 2007, 11:39 am

Quote: Originally posted by LuckyLilly on Jul 24, 2007
Really? You can't use a credit card to buy gas or a bag of ice or anything?
That's another good thing about using the gift card, I also buy ice and milk at the c-store and used to pay cash cuz there's no way I'm pulling out a credit card for a $4 purchase. Now I can get rewards for my small purchases there too. It all adds up!

I can buy anything with debt or credit card but no lottery but thank u again for sharing.
KY Floyd

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October 16, 2005
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Jul 24, 2007, 1:45 pm

Quote: Originally posted by LuckyLilly on Jul 24, 2007
You can buy lottery anywhere here with a debit card, but not a credit card whether they know you or not. I've been told it's a state law, but I'm not sure of that.

It almost certainly is a state law. It isn't your credit card company's idea, because they want you to buy absolutely everything with it so they'll get their cut. Blue laws aren't as common as they once were, but the puritans are still working hard to make sure your morals are good enough. They can't stop you from drinking, but they can still keep you from buying alcohol before noon on Sunday. They can't stop you from gambling, but using your credit card to finance that sinful habit is still a no-no. It's illegal to sell certain sex toys in Texas, but you can buy plenty of "novlety"or "educational" items with cash or credit cards.

Even if a lottery retailer doesn't offer gift cards, if they have an ATM you could still use your credit card for buying lottery tickets. Using your credit card to buy a gift card is essentially a cash advance (minus the hefty fees from the credit card company). Debit cards aren't offering credit, so that's why they can be used directly. That buying the gift card avoids cash advance fees and also get you whatever rebates or rewards your card offers is just a bonus.

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