Congratulations to Doreen and John Jr. Hay on your tidy £7.5 million UK jackpot win! It is very thoughtful of each of you to give John Sr. £1 million combined!
John Sr., please don't squander this money gift from your family. This £1 million is certainly not enough to retire BEFORE age 66, or even take your current young family on a long, expensive trip! I hope your current family can talk you into, instead, taking merely a 5-day mid-priced family vacation within your own continent and investing the rest to receive at least Net 4% annual interest from an no-risk investment for the following 30 years.
Having several millions of dollars in my financial accounts means receiving several valuable services each day!