Welcome Guest
Log In | Register )
You last visited December 10, 2016, 5:13 pm
All times shown are
Eastern Time (GMT-5:00)

What kind of STOCKS would you invest in?

Topic closed. 61 replies. Last post 8 years ago by time*treat.

Page 2 of 5
PrintE-mailLink
guesser's avatar - Lottery-017.jpg

United States
Member #41383
June 16, 2006
1969 Posts
Offline
Posted: August 19, 2008, 2:41 am - IP Logged

The higher the dividends are, the higher the risk, usually. Those are the "wealth doublers" so to speak, but can also put you in the poorhouse. You gotta watch out for those.

Um, WRONG.

Stocks that have high variations of dividends from month-to-month or qtr-to-qtr are the ones to watch out for, but there are some great stocks that pay a pretty good AND EVEN dividend each time they are scheduled.

You don't want something that pays .05 one qtr, 1.75 the next, .10 the next, .50 the next, 1.50 the next - total inconsistency - THOSE you have to avoid.

Of everything I am in, to name two I have been in 'forever' are PBT and BPT - both have paid me quite well - over 10%. I took some profits in these a month ago, but still have some major holdings in them.

    guesser's avatar - Lottery-017.jpg

    United States
    Member #41383
    June 16, 2006
    1969 Posts
    Offline
    Posted: August 19, 2008, 2:47 am - IP Logged

    I would want to make as much money as possible before I pass on. I would put everything into creating a dynasty that my children, then their children, then their children and so forth could live off of wealthily. I would want my great great grandchildren going to the best private schools in the country and becoming professors, entrepreneurs, senators and governors. This is why if I won a mega jackpot I'd focus on becoming a billionaire.

    So you basically don't want your family to ever know what it's like to actually have to EARN something ?

    To each their own, but I'd never do that in a million years.

    Just because you 'have money' and could afford the best schools means NOTHING - I can give you all kinds of stories of some of my friends - some of them inherited enough they never have to work, but most of them do actually contribute to society, and I also have some very well-off friends who snorted almost all of it away. If you think all it takes to become a Senator or Governer is MONEY, you better wake up, because there are a TON of multi-multi-millionaires that have run for everything from City Council to President, and have been killed at the voting booth.

    Are you related to Pumpi76 ?

      DC81's avatar - batman39
      MI
      United States
      Member #54830
      August 31, 2007
      985 Posts
      Offline
      Posted: August 19, 2008, 4:32 am - IP Logged

      If you're going to leave anything to offspring/grand kids would you think it might be better to keep it locked up the inheritance until after they reach a certain age? Something more than just 18 or 25. Perhaps with conditions such as actually earning something first and not be reliable on your late mommy or daddy's trust.

      Oh and yeah, there's no way you're going to be able to hide it from family, it's going to be pretty obvious who the money is coming from unless they don't know you.

      You can't predict random.

        Avatar
        New Member

        United States
        Member #63718
        August 5, 2008
        10 Posts
        Offline
        Posted: August 19, 2008, 10:08 am - IP Logged

        If you're going to leave anything to offspring/grand kids would you think it might be better to keep it locked up the inheritance until after they reach a certain age? Something more than just 18 or 25. Perhaps with conditions such as actually earning something first and not be reliable on your late mommy or daddy's trust.

        Oh and yeah, there's no way you're going to be able to hide it from family, it's going to be pretty obvious who the money is coming from unless they don't know you.

        Definately! I would think 40 years old would be long enough to make them wait and have to make there own way in life.

          spy153's avatar - maren

          United States
          Member #28409
          December 15, 2005
          1198 Posts
          Offline
          Posted: August 19, 2008, 11:00 am - IP Logged

          Definately! I would think 40 years old would be long enough to make them wait and have to make there own way in life.

          I want to take the cash lump sum but invest it in the same government securities the lottery Commission does. , Anyone know which government securities they are talking about when they say that is where they invest the money?  I would really like to know.

          voir-vous dans mes reves!Cool

            grengrad's avatar - nw rogue.jpg
            Raleigh
            United States
            Member #49057
            January 17, 2007
            172 Posts
            Offline
            Posted: August 19, 2008, 12:47 pm - IP Logged

            This is kinda off the top of my head and would require research to refine it.

            Assuming $50 million after taxes.

             

            $2M in commodities (gold, copper)

            $4M in cash in various currencies, stored in safe deposit boxes or CDs.

            $3M in gifts.

            $1M in excess spending (cars, girls, vacations)

            $5M in real estate

            That leaves $35M for stocks.

            $12M in the financial sector(stuff like JPM, JEF, etc). Some stocks deserve to be down, but others have just been battered below where they should be, and it is getting close to being a good time to buy. Once the market corrects, you would want to sell some of these to provide more diversity.

            $3M in Berkshire Hathaway(BRK-A). Always reliable, obvious concerns for when Buffet passes though.

            $3M in current energy stocks(XOM, etc).

            $3M in future energy mutual funds. Green is the new tech, or so they say. With so many little companies working towards future energy, it is hard to be sure who will explode and who will fail. A mutual fund dedicated to green energy companies will provide you diversity, with little research or worry on your part.

            $6M in mutual funds that cover developing markets. These companies in these far off countries require a lot of effort to research. You and let a mutual fund do the work for you, and still have exposure to these large growth markets.

            $1M in MCZ. It is a little company that I like.

            $2M in GOOG. It still has room to grow.

            $5M in high dividend companies, like AT&T. This provides a steady trickle of cash for you to love off of.

              grengrad's avatar - nw rogue.jpg
              Raleigh
              United States
              Member #49057
              January 17, 2007
              172 Posts
              Offline
              Posted: August 19, 2008, 1:02 pm - IP Logged

              As for leaving money to kids. There is a wealthy British guy who thought of a great idea.

              He has a trust established for his kids that matches every dollar they earn, so the harder they work, the more the trust pays them.

              It also provides additional bonuses.

              For example, if you choose to be a teacher or other job that might not pay very well, but helps people, then you might get $2 or $3 for every dollar you earn.

                Avatar
                Northern Ohio
                United States
                Member #63551
                August 1, 2008
                203 Posts
                Offline
                Posted: August 19, 2008, 1:08 pm - IP Logged

                So you basically don't want your family to ever know what it's like to actually have to EARN something ?

                To each their own, but I'd never do that in a million years.

                Just because you 'have money' and could afford the best schools means NOTHING - I can give you all kinds of stories of some of my friends - some of them inherited enough they never have to work, but most of them do actually contribute to society, and I also have some very well-off friends who snorted almost all of it away. If you think all it takes to become a Senator or Governer is MONEY, you better wake up, because there are a TON of multi-multi-millionaires that have run for everything from City Council to President, and have been killed at the voting booth.

                Are you related to Pumpi76 ?

                No offense, but you sound pretty naive.

                That's pretty much all I have to say. I seem to have struck a nerve here.

                Edit: let me clarify, it takes more than money to become a senator or governor or any type of elected official. But if you don't have money don't bother running for a major office (i.e. state level or above).

                If you don't believe me, I'd suggest you do some research: look at every presidential election dating back to 1828 (the first *modern* election) and tell me the correlation between the amount of campaign money raised to election results.

                I'll make it easy on you: in every single election, whomever had the most money won the presidential election.

                  GamerMom's avatar - tails

                  United States
                  Member #60535
                  April 21, 2008
                  460 Posts
                  Offline
                  Posted: August 19, 2008, 1:09 pm - IP Logged

                  As for leaving money to kids. There is a wealthy British guy who thought of a great idea.

                  He has a trust established for his kids that matches every dollar they earn, so the harder they work, the more the trust pays them.

                  It also provides additional bonuses.

                  For example, if you choose to be a teacher or other job that might not pay very well, but helps people, then you might get $2 or $3 for every dollar you earn.

                  that's a great idea.  I have always told my son if we ever win he/we will spend some of his vacations doing charity work at a local Children's Hospital.  I would only support my adult children financially if they were doing non profit charity work .  Otherwise they won't see a penny unless they have meager jobs like teaching or mentoring.  If they don't I would just donate it all to the a heart research foundation I have been involved with. 

                    spy153's avatar - maren

                    United States
                    Member #28409
                    December 15, 2005
                    1198 Posts
                    Offline
                    Posted: August 19, 2008, 2:41 pm - IP Logged

                    that's a great idea.  I have always told my son if we ever win he/we will spend some of his vacations doing charity work at a local Children's Hospital.  I would only support my adult children financially if they were doing non profit charity work .  Otherwise they won't see a penny unless they have meager jobs like teaching or mentoring.  If they don't I would just donate it all to the a heart research foundation I have been involved with. 

                    I told my kids if I ever won, they were still going to college and getting a degree to help me manage the money better.  They are both very smart., but my oldest one is a genius.  Surely she would be able to help me keep the money going and going for future generations.  She is graduating high school this year.  So I could really use the money for her college anyway.

                    voir-vous dans mes reves!Cool

                      Avatar

                      Honduras
                      Member #20982
                      August 29, 2005
                      4715 Posts
                      Offline
                      Posted: August 19, 2008, 5:34 pm - IP Logged

                      Nike, Sanyo, LG, Panasonics, Sony, washers and dryers, Books and priting press and dictionaries, sci-fi movies, pharmaceuticals...

                      There are stocks that no matter how good they are doing i will not invest in them, like oil (polutes the air), MacDonalds Fast food nor any stock that kills cows, they could be throwing away money i will not buy them...i don't think i'll invest in restaurants but who knows...would not invest in cellphones and communications like the media...

                        Avatar

                        Honduras
                        Member #20982
                        August 29, 2005
                        4715 Posts
                        Offline
                        Posted: August 19, 2008, 6:11 pm - IP Logged

                        another stock i will not invest in is casinos...

                        There might be a small part of me that might, again might invest in Powerball..

                        And if they ever create a Gigantic Lotto Stock Market i will invest on it...

                        if you could only invest in women (as a human beign not as a product) as a stock...

                          justxploring's avatar - villiarna
                          Wandering Aimlessly
                          United States
                          Member #25360
                          November 5, 2005
                          4461 Posts
                          Offline
                          Posted: August 19, 2008, 6:28 pm - IP Logged

                          "What kind of STOCKS would you invest in?"

                           

                          Mostly vegetable, maybe some chicken or beef.  I haven't made a good stew in a long time.

                            guesser's avatar - Lottery-017.jpg

                            United States
                            Member #41383
                            June 16, 2006
                            1969 Posts
                            Offline
                            Posted: August 20, 2008, 1:03 am - IP Logged

                            No offense, but you sound pretty naive.

                            That's pretty much all I have to say. I seem to have struck a nerve here.

                            Edit: let me clarify, it takes more than money to become a senator or governor or any type of elected official. But if you don't have money don't bother running for a major office (i.e. state level or above).

                            If you don't believe me, I'd suggest you do some research: look at every presidential election dating back to 1828 (the first *modern* election) and tell me the correlation between the amount of campaign money raised to election results.

                            I'll make it easy on you: in every single election, whomever had the most money won the presidential election.

                            Oh heck no, you didn't strike a nerve, but you seem to be implying money can buy anything, that's all.

                            It can't.

                            I guess Obama wins, why waste money on an election.

                            Back to the ranch: yes, it takes more than money to buy -er- win an election, you need to 'have' money to the extent that folks that 'have' money tend to run in the same circles, and those that 'have' money seem to have 'power'.  You don't need the MOST money perse', but you need the ability to navigate in those circles. Those that don't 'have money' don't get into the circles they need to be in.

                            And I was not specifically referring to a Presidential election, those are fake from the get-go.

                              guesser's avatar - Lottery-017.jpg

                              United States
                              Member #41383
                              June 16, 2006
                              1969 Posts
                              Offline
                              Posted: August 20, 2008, 1:04 am - IP Logged

                              "What kind of STOCKS would you invest in?"

                               

                              Mostly vegetable, maybe some chicken or beef.  I haven't made a good stew in a long time.

                              You DO know most folks are scratching their heads wondering what the heck you are talking about.... LOL

                              Good comeback.