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Teen buys first lottery ticket on her 18th birthday and wins $1,000 a week for life

Mar 29, 2018, 10:45 am

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Loto-QuébecLoto-Québec: Teen buys first lottery ticket on her 18th birthday and wins $1,000 a week for lifeRating:

Charlie Lagarde was celebrating her ascent into adulthood.

On her 18th birthday earlier this month, the Canadian teenager bought a bottle of sparkling wine and a $4 scratch lottery ticket at a nearby convenience store in Quebec — and, just like that, her future was off to a very nice start.

Loto-Québec officials said in a statement that after buying her first lottery ticket, Lagarde won the grand prize March 14 in the Gagnant à vie (Winner for life) game.

Her first major decision as an adult? The 18-year-old had to decide whether she wanted the $1 million lump sum (US$773,800) or $1,000 per week (US$773.80) for the rest of her life.

Lagarde waited a couple weeks to make up her mind, consulting a financial adviser and considering her options. Then she decided that, based on her age, she would accept the tax-free lifetime annuity, according to local reports.

An official with the lottery corporation said it's the equivalent of a $100,000 annual salary before taxes.

The teen said she intends to invest in her education as well as do some traveling — one of her passions.

"I want to study photography. One of my dreams would be to work for National Geographic," she said, according to the statement from lottery officials.

Lagarde bought the lottery ticket at a Couche-Tard convenience store, but she waited to scratch it until she got back to her home in Montérégie, not far from Montreal, according to the Canadian Press news agency.

Lottery officials said in the statement earlier this week that she immediately told her family that she had won, and "everyone was euphoric at this stoke of luck."

Prizes in Canadian dollars for the Gagnant à vie game range from $4 to the grand prize — the $1 million one-time payout or the $1,000 weekly lifetime annuity. Although the odds of winning something are about 1 in 2.5, the chances of taking home the top prize are only about 1 in 6 million, according to the lottery.

The Canadian Press reported that Lagarde, accompanied by family members and friends, made her way Monday to the Loto-Quebec headquarters in Montreal. There, she was presented with the customary giant check.

Patrice Lavoie, a spokesman for the lottery corporation, called it a "great start in life" for a "kind, down-to-earth and well-advised young lady."

"She wants to pursue her education, study photography and dreams about working for National Geographic," he said in a statement Wednesday. "She was a real breath of fresh air when she came to our office to claim her prize, with friends and family. All of us at Loto-Quebec are really happy for her."

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36 comments. Last comment 2 years ago by benjibanks.
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Ann*95's avatar - Lottery-050.jpg
New Member
Freeport
Bahamas
Member #49660
February 9, 2007
6 Posts
Offline
Posted: March 29, 2018, 11:12 am - IP Logged

congrats!

Play Hard Win Big!!

    music*'s avatar - DiscoBallGlowing
    Fresno, California
    United States
    Member #157851
    August 2, 2014
    3927 Posts
    Offline
    Posted: March 29, 2018, 12:34 pm - IP Logged

    Congratulations to Charlie Lagarde! She waited to claim her prize. She consulted a financial adviser who gave the correct answers to her questions.

     Can you imagine receiving (US$773.80) once a week for the rest of your life? 

     And she has dreams for her future. Party

     "We are all in this together!" 

      Avatar

      United States
      Member #86277
      February 1, 2010
      1561 Posts
      Offline
      Posted: March 29, 2018, 2:44 pm - IP Logged

      Nice Congratulations!!! Charlie

      Success come to those that don't give up!

        Avatar
        New York, NY
        United States
        Member #140630
        March 23, 2013
        10540 Posts
        Offline
        Posted: March 29, 2018, 3:14 pm - IP Logged

        The first time you play is probably the luckiest and the best time there is to play. Beats my $20 by a mile! Lol

        Sometimes you do the right thing just because it’s right.

          ecnirP's avatar - prince symbol_black-mini.jpg
          Farmington Hills
          United States
          Member #46575
          September 15, 2006
          55 Posts
          Offline
          Posted: March 29, 2018, 3:40 pm - IP Logged

          I never liked the idea of trusting the government to fulfill its obligations in these matters (re: Illinois), but someone winning a weekly award for life at the age of 18 sounds smart for doing so. Congratulations!

            wizeguy's avatar - animaniacs04

            United States
            Member #15143
            May 10, 2005
            454 Posts
            Offline
            Posted: March 29, 2018, 4:06 pm - IP Logged

            Way to go, Charlie! May all your dreams come true! You're off to a great start!

              zephbe's avatar - animal butterfly.jpg
              South Carolina
              United States
              Member #77165
              July 15, 2009
              897 Posts
              Offline
              Posted: March 29, 2018, 4:09 pm - IP Logged

              Lucky and smart--congratulations to her.Smile Banana

              Every champion was once a contender who refused to give up.-Rocky Balboa

              “Don’t let someone who gave up on their dreams talk you out of going after yours.” – Zig Ziglar


                United States
                Member #180290
                February 28, 2017
                201 Posts
                Offline
                Posted: March 29, 2018, 4:40 pm - IP Logged

                Congratulations to Charlie Lagarde! She waited to claim her prize. She consulted a financial adviser who gave the correct answers to her questions.

                 Can you imagine receiving (US$773.80) once a week for the rest of your life? 

                 And she has dreams for her future. Party

                It's in Canada, it's tax free.  So it's $1,000CD a week.  Also please show your math, here the feds withhold 25%, but a single person with 52K$ a year is no where near that tax rate, She would have got a big tax refund.


                  United States
                  Member #180290
                  February 28, 2017
                  201 Posts
                  Offline
                  Posted: March 29, 2018, 5:42 pm - IP Logged

                  It's in Canada, it's tax free.  So it's $1,000CD a week.  Also please show your math, here the feds withhold 25%, but a single person with 52K$ a year is no where near that tax rate, She would have got a big tax refund.

                   

                  Oops, I had read another article on the subject and did not see the translated Canadian Dollars to US$ in this article.  Wow, that is a big dollar difference, I thought it was closer to 10%, sorry

                    Artist77's avatar - batman14

                    United States
                    Member #121741
                    January 16, 2012
                    7584 Posts
                    Offline
                    Posted: March 29, 2018, 6:08 pm - IP Logged

                    One of my favorite winner stories!!! She values an education and has goals. And I learned there is a store in Canada called go to bed late...i.e. night owl???  Lol

                    Je vous salue, Marie, pleine de grace.  We will rebuild!

                      music*'s avatar - DiscoBallGlowing
                      Fresno, California
                      United States
                      Member #157851
                      August 2, 2014
                      3927 Posts
                      Offline
                      Posted: March 29, 2018, 6:36 pm - IP Logged

                      Apology accepted. I love your signature. "Don't believe everything you read on the Internet" Abraham Lincoln 

                       A bit anachronistic. 

                       "We are all in this together!" 

                        Avatar
                        Chasing $ Millions.
                        White Shores- California
                        United States
                        Member #136473
                        December 12, 2012
                        6275 Posts
                        Offline
                        Posted: March 29, 2018, 7:38 pm - IP Logged

                        Read an article about this win, and investors were saying that she made the correct choice! Apparently, Canadians are living well into their 80's. Given that she is still only 18, Charlie will collect well over 3 million dollars in her lifetime. With a name like Charlie, it has to be good.

                         * Voice of Reason *   

                         

                        People who say it cannot be done should not interrupt those who are doing it- George Bernard Shaw.

                          s5thomps's avatar - Lottery-033.jpg
                          Hard Luck, Ak
                          United States
                          Member #23471
                          October 13, 2005
                          351 Posts
                          Offline
                          Posted: March 29, 2018, 7:43 pm - IP Logged

                          Hopefully she's wise with the money. At 18 its a good choice to take the annuity. If she lives to the 70 that's over 50 years of annual lottery payments which would equal over 2.7 million dollars. Just have to watch out for the snakes now. If there is a boyfriend (or ex) she may get pestered. If neither applies she may get unwanted advances from male figures. She just needs to be careful. Looks like that she has a good head on her shoulders.

                          "We make a living by what you get, You make a LIFE by what you give!"

                                                                                         Sir Winston ChurchillSun Smiley

                            Coin Toss's avatar - shape barbed.jpg
                            100
                            Zeta Reticuli Star System
                            United States
                            Member #30469
                            January 17, 2006
                            11490 Posts
                            Offline
                            Posted: March 29, 2018, 8:17 pm - IP Logged

                            Good for her.

                            Pure blind luck anyone doubt that?   Lep

                            And I'm waiting for someone to ask what kind of 'scratcher system' she used. Bang Head

                            Those who run the lotteries love it when players look for consistency in something that's designed not to have any. So many systems, so many theories, so few jackpot winners. 

                            Lep

                            There is one and only one 'proven' system, and that is to book the action. No matter the game, let the players pick their own losers.