angelm's Blog

Say cheese
When you're feeling frazzled, inspire a smile by holding a pen between your teeth, which tricks your brain into grinning mode. You'll instantly feel happier and more relaxed

Foods Rich in B12
Eggs, milk, low-fat cheese and cereals that have been vitamin-enriched are all good sources of vitamin B12. Some sources state that B12 increases the body's fat-burning ability. Every gram of fat equals 9 calories, so when you burn fat, you burn calories, too. Vitamin B12 is also known to fight fatigue and speed up the metabolism, which are benefits that can give a boost to any dieter.

What A Man's Favorite Beer Says About Him

Bud/Bud Light�The everyman.

What doesn't go well with Bud Light? Hard to come up with an answer, right? Bud Light is the beer for guys who like beer. You want a beer that will make your face hurt? Grab a Bud. It may not go down as smooth as some other beers out there (Miller Lite anyone?) but if you're a real man, you can handle it. In a relationship, our observation is that a Bud man is a man's man. He might favor traditional gender roles, but the Bud Man is nothing if not dependable. Why He Didn't Call You Back: LIVE!

Red Stripe�The jet-setter.

If a man goes for a Red Stripe, Guinness or the like, he likes to think outside of the box. Instead of drinking beer to drink beer (or simply to get drunk) this man has a beer because he likes the taste of it. The drinker could just have easily gone for a good scotch, but instead selected this beer. This guy is always up for an adventure but may be slightly detached emotionally or easily distracted. 10 Simple Things Women Want

Blue Moon�The trendy guy.

Blue Moon is the beer guys drink when they think they should grow up and stop drinking Bud. While the Blue Moon man can be wrapped up in appearances, he still has a good deal of confidence ("yeah, my beer has an orange slice in it, what of it?" ) and would be a good partner in a relationship. The keyword there is partner because he wouldn't be put off by a tough gal and relishes someone who will challenge him. Watch: How To Train Your Man

Corona�The partier.

Corona is a beer for a fun-loving guy. Who doesn't love a beer you jam a piece of fruit into and drink straight from the bottle? Whether it's Cinco de Mayo or a backyard cookout, the guy with the Corona is probably double-fisting them and having the time of his life. He's also probably a fast and fun lover�just as likely to make love under a table as in the bedroom. Expect a wild time from this man.

Keystone Light/Natural Light�The college boy.

Even if you don't remember the nights, everyone knows the scene: Crowded frat house, beer pong, binge drinking and keg stands. If he's still drinking Keystone Light or Natural Light he's still in a college mentality. And that's fine... if he's still in college. If not, you might want to ween him onto a Bud Light�for more than just his drinking habits. Someone like this will still date like a college student too, which can be good (afternoon delights) or and bad (forgetting to call for a week). UK Study: Binge Drinking Can Lead To VD And Pregnancy

Pabst Blue Ribbon�The hipster.

This isn't necessarily a bad thing. There's a lot of things that used to be popular that aren't anymore. Granted that's usually for a reason, but with PBR making a counter-culture comeback it's easy to pick out the counter revolutionary in our midst. A PBR drinker is going to be more sensitive to your needs and want to take time to please you. The down side is he might also be emotionally dependent.

Sunflower seeds
With 25 percent more vitamin E than almonds, sunflower seeds are the new go-to snack for reducing the risk for heart disease and stroke. Vitamin E may also fight inflammation, which can lead to joint pain and cartilage deterioration. Only 4 tablespoons of dried seeds provide 12 milligrams of vitamin E--that's 80 percent of your daily needs. They're also full of fiber, healthy fats, protein and iron. Make sure to choose the unsalted type--the salted version may taste great, but they're higher in sodium.

POWER FOOD: Mushrooms
They're low in calories and are a top plant source of B-complex vitamins, including riboflavin, which helps keep skin healthy and eyesight sharp. They also leave other produce in the dust when it comes to selenium, an antioxidant that may protect against some cancers. And according to a study from researchers at the University of Illinois at Urbana-Champaign, mushrooms contain betaglucan and chitin, two types of fiber that absorb fat and whisk it out of the blood, lowering your risk for heart disease. All mushrooms offer benefits, but the big winner is the meaty portobello. It's high in selenium and potassium

10 Things Gas Stations Won't Tell You

1. "Good luck finding the best deal."

When it comes to gas prices, most stations are branded�meaning the name of a major oil company hangs out front�and must buy gas from their proprietary company. They can't shop around. With a lock on sales, the oil companies charge each station a different price depending on various factors, such as the station's competition and its location. That means a station can pay as much as 46 cents a gallon more than one down the street, and that cost gets passed along to you.

2. "I hate it when gas prices go up."

Stations earn on average between 10 and 15 cents on a gallon of gas. Ironically, they earn the least when prices are highest. When fuel climbs, gas stations must shrink their profit margin to remain competitive, meaning they earn less per gallon than usual. But another big cost during tough times is something they can't do anything about�credit card fees, which add up to about 2.5 percent of all purchases. When gas is at, say, $2 a gallon, the station pays credit card companies 5 cents a gallon; when gas hits $3, that fee becomes 7.5 cents�more than half the station's entire average profit. "Those credit card fees are miserable for the gas station business," says Mohsen Arabshahi, who owns five Southern California gas stations.

How do station owners make up for lost revenue? "Prices go up like a rocket and come down like a feather," says Richard Gilbert, a professor of economics at UC Berkeley. For several weeks after wholesale prices drop, stations can earn as much as 20 cents a gallon before retail prices are lowered to reflect the change.

3. "My gas isn't better for your car; it's just more expensive."

More from Yahoo! Finance:

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Oil companies spend lots of money explaining why their gas is better than the competition's. Chevron's gas, for example, is fortified with "Techron," and Amoco Ultimate is supposed to save the planet along with your engine. But today more than ever, one gallon of gas is as good as the next.

True, additives help to clean your engine, but what the companies don't tell you is that all gas has them. Since 1994 the government has required that detergents be added to all gasoline to help prevent fuel injectors from clogging. State and local regulators keep a close watch to make sure those standards are met; a 2005 study indicated that Florida inspectors checked 45,000 samples to ensure the state's gas supply was up to snuff, and 99 percent of the time it was. "There's little difference between brand-name gas and any other," says AAA spokesperson Geoff Sundstrom.

What's more, your local Chevron station may sell gas refined by Shell or Exxon Mobil. Suppliers share pipelines, so they all use the same fuel. And the difference between the most expensive brand-name gas and the lowliest gallon of no-brand fuel? Often just a quart of detergent added to an 8,000-gallon tanker truck.

4. "If you're smart, you'll put that debit card away . . ."

Your debit card might be a convenient way to pay for gas, but it's a no-win proposition. When you swipe a debit card at the pump, the bank doesn't know how much money you'll be spending until you've finished pumping. So to make sure you have the funds to cover the purchase, some stations ask banks to automatically set aside some of your money: That amount can be $20 or more. That means even if you just topped off your tank for $10, you could be out $30, $50, even $100 until the station sends over its bulk transactions, which can take up to three days. If your funds are running low, you might end up bouncing a check in the meantime�even though you had the money in your account.

Unfortunately, paying inside with your debit card isn't much of a solution either. Many banks charge their customers between 50 cents and $1 for the privilege of using their debit card in any PINbased transaction. The American Bankers Association estimates only 13 percent of consumers pay these fees, but critics say the practice is on the rise and consumers are often unaware of these charges.

5. ". . . and don't even consider applying for our gas card."

When it comes to gasoline credit cards, a little research goes a long way. The good deals are great, but the bad deals are really bad. Similar to store cards issued through retailers, gas cards are riddled with drawbacks, says Curtis Arnold, founder of CardRatings.com. APRs are high, starting above 20 percent; many don't offer rebates on gas purchases; and they often lack standard protections such as fraud monitoring and zero liability for unauthorized transactions.

What about a Visa or MasterCard affiliated with a gasoline brand like Exxon or BP? They often offer lower interest rates and significant rebates, but limit your ability to shop around. In December 2005, a few months after gas hit $3 a gallon, Justin Andringa of Minneapolis considered a Shell MasterCard with a 15 percent rebate on gas purchases. But the rebate was temporary; he decided to stick with his Citi Dividend Platinum Select card, which gives him a 5 percent rebate on all gas purchases no matter where he buys it. "I'm a college student," Andringa says. "I need to save money." The deals on these cards are constantly changing. So visit CardRatings.com to find updated information.

6. "Looking for the cheapest gas in town? Try the Internet."

You can't actually buy gas online, but Web resources can help you find the cheapest fill-up in town. Among them, GasPriceWatch.com and GasWatch.info help people track pump prices. But the most comprehensive of the bunch is GasBuddy.com, which includes a network of 174 local sites, complete with maps and message boards that tally gas price by ZIP code. "People are frustrated by the variation in the price of gas," says GasBuddy.com cofounder Jason Toews, and they're using the Internet to take control.

It has worked wonders for Sue Foust. Every day, as she passes roughly 10 stations on her commute across Tucson, Ariz., Foust makes a mental note of their prices, then posts them on TucsonGasPrices.com, a local affiliate of GasBuddy.com. Then every four days or so, when she needs to fill up, she checks the prices others have posted in her area. It turned out the Shell station she used to frequent is one of the most expensive in the city. Now she fills up elsewhere. "I really do feel like I'm saving money," she says.

7. "It's a gallon when I say it's a gallon."

It's hard to know if you're getting all the gas you paid for at the pump. But in some places there's a very good chance you're not. The state or county weightsand- measures department usually checks pumps for accuracy, but in some areas it can be years between inspections. Arizona, for example, has only 18 staff members to check the state's 2,300 stations.

That means stations there can expect a visit once every three to four years, according to Steve Meissner, an Arizona Department of Weights and Measures spokesperson. In 2005, 30 percent of the more than 2,000 complaints the department received were valid, and it levied $167,000 in fines. The good news is that it's often easy to catch the most common problem: Older pumps in poor repair may begin charging you for gas before you've pumped it. Check the meter to make sure it registers $0.00 before you begin and doesn't start charging you before the fuel is flowing.

8. "I might gouge you on a soda, but my coffee's a real bargain."

With margins on gas taking a hit�in 2006, fuel sales made up 71 percent of revenue but only 34 percent of gross margins�stations are increasingly looking to their convenience stores for income. Given that fact, you'd assume the average Kwik-E-Mart to be a terrible place to buy just about anything. But that's only partially true.

Stock that usually sits on the shelf does tend to be vastly overpriced, so if you forgot ketchup on the way to a barbecue, you can bet you'll pay a lot more for it at a gas station than you would at a supermarket, says David Bishop, director of convenience retailing for Willard Bishop Consulting. What about popular beverages? You'll pay more for a 20-ounce soda at a gas station than you would for a two-liter bottle in a supermarket; water and energy drinks similarly tend to have high markups.

But there are bargains to be had: Some high-volume goods, such as cigarettes and beer, are often competitively priced at gas stations. And a cup of coffee goes for a fraction of what you'd pay at Starbucks.

9. "If you're having car trouble, you're in the wrong place."

The days of the local gas station staffed with a skilled mechanic have all but come to an end. Station owners are swapping car lifts for beverage cases and car washes, anything that brings in a highvolume stream of income and traffic, says Dennis DeCota, executive director of the California Service Station and Automotive Repair Association. The more people who pull over for a soda, the greater the chance they'll top off their tank and vice versa, the thinking goes. Few owners want the hassle of a business like car repair even if it earns the same amount of money as a convenience store.

In addition, repairing cars is increasingly expensive, and the ill will and potential liability from a fix-it job gone wrong are more of a headache than many owners are willing to risk. Today a service station can require $100,000 worth of diagnostic equipment�a significant investment. It's a risky venture with little payoff, says Southern California station owner Arabshahi. In fact, Arabshahi removed the service station from one of his locations after he bought it. "I don't have a service station because I am not a mechanic," he says. "If he messes up a job, then it's my name on there."

10. "You don't even need gas to run your car."

Cars run on gasoline�but not all cars need gasoline to run. In fact, 6 million cars on the road today (mostly from U.S. manufacturers and built since 1998) are "flexible fuel" vehicles that can run on E85, a fuel that is 85 percent ethanol and only 15 percent gas. When Minneapolis resident John Schafer bought a car in late 2001, he chose a Chevy Tahoe because it's a flexible-fuel car. Since then he's filled up almost exclusively with E85. The big difference he's noticed: Cars using E85 get about 15 percent fewer miles to the gallon. But it's a drawback he's willing to put up with. "I'm committed to the technology," Schafer says. "With E85, it burns cleaner so it won't pollute as much."

While E85 generally costs less than regular gas, there is some concern that it may grow prohibitively expensive as demand outpaces supply: By 2006 ethanol was not just being used in E85�it also composed 15 percent of every gallon of gas sold. Supplies of ethanol are likely to grow thin, which could drive up the price of E85. And even die-hard Schafer says he won't buy E85 if it starts to cost more than gasoline.

Your bed

Have you been on a trip recently? If so, you may have brought home some hitchhikers�of the creepy-crawly variety. Bedbugs, tiny bloodthirsty insects, are hosts to organisms that cause hepatitis B and Chagas disease, say health experts. But the real problem seems to be the infections and allergic reactions that can sometimes result from bedbug bites.

According to the Environmental Protection Agency, bedbugs are on the rise and becoming an increasing health problem. The insects, which hide in the crevices of mattresses and bedding, are showing up everywhere, from hostels to the swankiest hotels, and they often find their way into people's luggage, transporting themselves to unsuspecting homes.

What to do: If you've done some traveling recently, and especially if you've noticed any mysterious bug bites, wash everything in your luggage and consider scrubbing your suitcase with a stiff brush before giving it a good vacuuming.

Scam Alert:

When considering any at-home job, put up the scam-detection radar.

Watch for these positive indicators of "real" employment:

The hirer is an established company.
The ad includes the company name and does not have applicants reply to a blind e-mail address.
Human resources personnel are available for questions.
There is mention of information commonly associated with "real" employment (benefits, vacations, policies, etc.).
There is an application and interview process, not simply an e-mailed offer.
The employer can detail the job duties and expectations.
References/work samples are requested

10 of the Freakiest Ice Creams
1. Corn-on-the-Cob Ice Cream: You probably shouldn't put butter or salt on this Korean ice-cream novelty. The corn-flavored ice cream rod is covered in a chocolate shell and wrapped in a cob-shaped wafer.

2. Candied-Bacon Ice Cream: Bacon makes everything better, right? Does that theory apply to ice cream? Ice cream conneisseur David Lebovitz creates this butcher-approved dessert, which has a nice smoky/salty/cinnamony balance of flavors.

3. Superman Ice Cream: There's bits of Krypton in it! Not really. This Michigan ice cream phenomenon is a yellow-blue-red swirl of mystery. Is it made of banana? Cotton candy? Just plain ol' food coloring-flavored? This video gets to the bottom of the question.

4. Hamburger Ice Cream: Technically there's no beef or mustard in here, but the hamburger-shaped treats from Blue Bunny Ice Cream do feature sponge-cake buns and gum-drop "pickles."

5. Psychedelic Ice-Cream Bread: In Singapore, men show up on motorbikes with dry-ice-filled bins full of loaves of cottony, rainbow-hued bread to sandwich ice cream flavors such as honeydew, mango, and taro. Again, this is real bread (with crusts). Freaky?

6. Olive-Oil Ice Cream: You put olive oil on your bread. You put olive oil in your salad. Now it's time to put olive oil in your ice cream.

7. Deep-Fried Ice Cream: How do frozen balls not melt in a vat of steamy oil? The cereal coating protects it. This is the ice cream for the french-fry lover in your life.

8. Curry-Carrot Ice Cream: Three things you've probably never eaten all at once, but the Japanese-inspired combo is surprisingly delicious.

9. Spicy Ice Cream: What if you could fuse the effects of salsa with dessert? This cayenne-cinnamon ice cream is cold but definitely gives your tongue a little fire.

10. Vegan Ice Cream: Cows seem integral to the ice cream-making process, but one ice creamery in New York City has found a way to make a flavor of fudge brownie, salted caramel, and pecans out of beans instead of milk.

How does grapefruit juice affect medicines?

Grapefruit juice contains chemicals that can cause problems with enzymes that break down certain types of medicines in your intestines. When a medicine does not get broken down properly in the intestines, you can end up with too much medicine in your blood. Having too much medicine in your blood increases your chances of having serious side effects.

Which medicines are affected by grapefruit juice?

Most medicines are not affected by grapefruit juice. But more than 50 medicines are affected by grapefruit juice. These include medicines for:

Abnormal heart rhythm.
Allergies.
Anxiety.

True or False? Licking ice cream is more satisfying than eating it with a spoon.

True, according to Kay McMath, a food technologist for New Zealand's Massey University. "Flavor in ice cream is released when the fat-which carries the flavor-is warmed to at least body temperature," says McMath. When you lick ice cream it coats the tongue and fully warms the frozen treat. A spoon, on the other hand, insulates the ice cream. And then there's the psychological aspect of savoring the treat more slowly: you just cannot lick ice cream as fast as you can spoon it.

True or False? Watermelon isn't very nutritious; it's all water!

False. Watermelon is mostly water: 92 percent. But it also has its share of nutrients. One cup of watermelon provides good amounts of vitamin C and red watermelon contains lycopene, an antioxidant that's associated with reduced risk for certain types of cancer

How to waste your money

1. Buy new instead of used. Talk about a spending leak -- or, rather, a gush. Cars lose most of their value in the first few years, meaning thousands of dollars down the drain. However, recent used models -- those that are less than five years old -- can be a real value because you get a car that's still in fine working order for a fraction of the new-car price. And you'll pay less in collision insurance and taxes, too.

Cars aren't the only things worth buying used. Consider the savings on pre-owned books, toys, exercise equipment and furniture. (Of course, there are some things you're better off buying new, including mattresses, laptops, linens, shoes and safety equipment, such as car seats and bike helmets.)

2. Carry a credit-card balance. If you have a $1,000 balance on a card charging 18%, you blow $180 every year on interest. That's money you could certainly put to better use elsewhere. Get in the habit of paying off your balance in full each month.

3. Buy on impulse. When you buy before you think, you don't give yourself time to shop around for the best price. Resist the urge to make an impulse purchase by giving yourself a cool-off period. Go home and sleep on the decision. If you still want to make the purchase a day or so later, do your comparison shopping, check your budget and go for it. Oftentimes, though, I bet you'll decide you don't need the item after all.

4. Pay to use an ATM. A buck or two here and there may not seem like a big deal. But if you're frequenting ATMs outside your bank's network, the surcharges can add up quickly. Put that money back in your pocket by using ATMs in a surcharge-free network such as Allpoint or Money Pass.

5. Dine out frequently. A habit of spending $10, $20, $30 per person for dinner can be a huge drain on your wallet. Throw in a $6 sandwich for lunch and a $4 latte in the morning, and you've got quite a leak. Learn to cook, pack your lunch and brew your coffee at home and you could save a couple hundred bucks each month.

6. Let your money wallow. If you are stashing your savings in your checking account or a traditional bank account, you are wasting money. You could put it in a high-interest online savings account and get paid to save. You can even get an interest-bearing checking account through such reputable companies as Everbank, Charles Schwab, E*Trade and ING Direct.

7. Pay an upfront fee for a mutual fund. Selecting no-load funds can save you more than 5% in sales charges. Of course, no matter how well a fund has done in the past, you can't be sure how it will perform in the future. But if you pay a load, you'll begin the performance derby in the hole to the tune of the load. See the Kiplinger 25 for our favorite no-load funds.

8. Pay too much in taxes on investments. Are you investing in a tax-sheltered 401(k) or Roth IRA? If you're not maxing out those accounts before you invest in a taxable account, you're spending too much.

9. Buy brand-name instead of generic. From groceries to clothing to prescription drugs, you could save money by choosing the off-brand over the fancy label. And in many cases, you won't sacrifice much in quality. Clever advertising and fancy packaging don't make brand-name products better than lesser-known brands (see Similar Products, Different Prices).

10. Waste electricity. Of the total energy used to run home electronics, 40% is consumed when the appliances are turned off. Appliances with a clock or that operate by remote are typical culprits. The obvious way to pull the plug on your energy vampires is to do just that -- pull the plug. Or buy a device to do it for you, such as a Smart Power Strip ($31 to $44 at www.smarthomeusa.com, which will stop drawing electricity when the gadgets are turned off and pay for itself within a few months.

11. Pay banking fees. Overdraw your checking account and you'll pay $20 to $30 a pop, so it pays to keep tabs on your balance. Plus, are you still paying for a checking account? Free deals abound -- but make sure they're really free. For instance, will the bank charge a fee if your balance drops below a certain level or if you download your info into a personal-finance software program? That's not free.

12. Buy things you don't use. This sounds like a no-brainer to avoid, but how many times have you seen something on sale and thought you couldn't pass it up? Even if something is 50% off, you're spending too much if you don't use it. href=Couponing, for instance, can be a great way to save on your grocery bills. But if you buy things you wouldn't have purchased in the first place simply for the sake of using the coupon, you're wasting your money. The same goes for buying in bulk. A bargain is no bargain if it sits unused on your shelf or gets thrown away.

13. Own an extra car. Okay, so a car is a necessity for most people. But face it -- cars are a huge drain, from their loan payments to insurance fees to gas and maintenance costs. Own more than one car and you'll double or triple those expenses. Ask yourself if that second or third car is really necessary. Are you holding on to an old car for sentimental reasons? Can you or your spouse carpool, take public transportation or bike to work?

14. Ignore your local dollar store. Shopping at the dollar store can be hit-and-miss, but it's not all kitsch or junk. If you know what to buy, you can find some real bargains. For instance, my local dollar store charges 50 cents for greeting cards versus the $3-plus at a drug store or gift shop. (I have a big extended family so I figure this saves me more than $100 per year.) You can also score a deal on cleaning supplies, small kitchen tools, shampoos and soaps, holiday decorations, gift wrap and balloon bouquets.

15. Keep unhealthy habits. Smoking is not only bad for your health, it burns up your cash. A pack-a-day habit at $6 a pack costs $180 a month and $2,190 a year. A junk-food or tanning-bed habit can be costly as well. Not to mention the money you'll waste on medical bills down the road.

Forget Viagra. Mother Nature's original blue potency capsules may do even more for you. Blueberries are high in soluble fiber, which helps remove excess cholesterol from the blood before it gets absorbed and deposited on artery walls. Blueberries also relax blood vessels and improve blood flow. For maximum potency and performance, eat a serving of blueberries at least three or four times a week

Ice cream has high levels of calcium and phosphorus, two minerals that build your muscles' energy reserves and boost your libido. All that calcium�200 milligrams in the typical bowl�can also make you more sexually charged, since the muscles that control sexual response need calcium in order to contract properly