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What would you do if you won 10 Billion dollars..

Topic closed. 159 replies. Last post 10 years ago by Elizabeth03.

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concord NH
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Posted: February 14, 2007, 6:29 pm - IP Logged

i would spend it all within 30 days and show that i have no assets after 30 days..That way i would get the 500 billion that my grandfather has for me sitting in the bank...


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    Posted: February 14, 2007, 6:33 pm - IP Logged

    I would buy a brand new pair of shoelaces.

      guesser's avatar - Lottery-017.jpg

      United States
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      Posted: February 14, 2007, 8:52 pm - IP Logged

      KY Floyd: 

      Well, I was close - 2 or 3 years ago = '92-'93 LOL

      I know they changed the rules so it won't happen again, but somehow, there can be a loophole.... all it takes is time and money: if you can't possibly get all the combinations in for the next drawing, play the next three drawings and pray nobody hits hits it in the meantime.....

      Sure I can limit funding to things I have a personal hand in, it doesn't mean I have to show up every day to the place(s), but I can do personal research and show up and see for myself how the places operate. And like the United Way: if I see the CEO living in a penthouse on fifth avenue in NYC, then they quite obviously don't need my money. 

      Starting a business with friends/family is the LAST thing I would do: since these people are 'family', they would be impurvious to actually having to 'work', they'd just sit back and soak it up.  There is no way you can fire Uncle Joe or Cousin Betty, because it would be wrong, mean, and leave them destitute. 

      I agree - I wish you could neuter people.... why is it if you hire a hit man to kill someone, you get 30-40 years, but if you actually kill someone, you get 7 years ?     Why is it people with 4-5-6+ DUI's can drive the day after being arrested, but if you or I got one we'd be in jail for 90 days ?  There are so many stupid things going on that money cannot make a difference on.... and so many things it CAN.

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        Honduras
        Member #20982
        August 29, 2005
        4715 Posts
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        Posted: February 15, 2007, 5:49 pm - IP Logged

        "You get a little bit more crazy with every post you make.."

        Ahhh, ahh, ahh ahh, thank you guesser...

        "You can't study trajectory of a ball when other things get in the way, such as other balls.."

        Guesser do you know what is the Earth Simulator and for what it is been used for? In 1997 a team of Japanese engineers built a supercomputer so powerful that it could keep track of everything in the world at once — steaming rain forests in Bolivia, factories in Mexico belching smoke, the jet stream, the Gulf Stream, the world's warm and cold currents, the amount of solar wind coming into the atmosphere, the amount of rain on certain countries, it unites every countries climate into one gigantic climate, the amount of winds, how many ships dump oil on the sea, the amount of cubic inches of water been dump on the oceans by Ice sheats in the polar regions, Wheather phenomenon known as el Nino and la Nina, the amount of smoke going into the atmosphere by motor vehicles and planes, the amount of salt in the oceans, the amount of dust in the air been blown onto areas (in its respective measurements), the cold fronts coming from the Polar regions, the number of hurricanes, the number of storms & hurricanes, etc, etc, etc....basically how the world works at once...How they do this?They got scientist and instruments on different regions of the world including the oceans doing measurements and they feed their measurements to the supercomputer...The supercomputer then simulates how the earth works and it spits out predictions...I don't remember what year but the supercomputer made a prediction i think is for 2038 or 2072..It predicts that in that year a gigantic Hurricane more powerful than Katrina would come and make havoc...Do you know what it is to do what that supercomputer is doing? I think is impossible yet a supercomputer is doing it..Is more impossible to keep track, calculate and simulate everything that happens in the world than is simulating the trajectory of bouncing balls on the lotto..Have you seen the machine they use for Illinois Lotto? There is not a lot of collisions that occur...I think there is more collision on the round crystal ball machine that plays pick3 and pick4 than there is on the Illinois Lotto machine..Don't get me wrong the Illinois Lotto Machines do have collisions but not that much...Do you know what is the immensity of keeping track of billions of cubic centimeters of water, trillion amount of molecules circulating, trillions of solar waves in kilojoules, and how all these things combine and give different products (is mind-boggling), etc, etc, It is impossible, yet they did it (and the Earth Simulator is not the latest supercomputer, they got supercomputers that can do more calculations than the earth simulator)...And yet you are going to tell me that it can't tackle a measly 14 million combinations (6/49) that to a supercomputer is nothing...And i said that perhaps it can't tell exactly what's the next combination is going to be but it could tell in what class the winning combination belongs to..If you take the 14 million combinations and devide them in class, it will be better...It is suffice to know that all possible coalitions lead to 14 million combination and no more...Keeping tracks of the possible combinations each collition can give you it wouldn't be hard if you have constraints based on sum totals based on 70% percentile, even/odd ratios, and much more and let the supercomputer eliminate instantly combinations that don't meet those requirements..Also knowing that even though there is 14 million combinations a good portion are less likely to play and that you can optimize the combinations with less combinations and with abbreviated wheels that would give me several 5 of 6 tickets...

        I got this from a website: "Deep Blue, a supercomputer that could calculate more than 200 million moves a second, defeated Kasparov 2 games to 1, with three games ending in a draw."

        They got supercomputers that can calculate way more moves per second than Deep blue..And the same way it could calculate all those possible (200 million) moves a second, it could calculate the possible combinations from coalitions and use constraints to give results of the final combinations or the class of the combination..

         

         

        "More important than winning the state's lotteries is the movie "Red Planet.."..."

          kandi44's avatar - masked
          georgetown
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          Posted: February 15, 2007, 5:52 pm - IP Logged

          give god his 10% pay off all my bills and help families who are really in needBlue Angel

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            NY
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            Posted: February 16, 2007, 1:30 am - IP Logged

            KY Floyd: 

            Well, I was close - 2 or 3 years ago = '92-'93 LOL

            I know they changed the rules so it won't happen again, but somehow, there can be a loophole.... all it takes is time and money: if you can't possibly get all the combinations in for the next drawing, play the next three drawings and pray nobody hits hits it in the meantime.....

            Sure I can limit funding to things I have a personal hand in, it doesn't mean I have to show up every day to the place(s), but I can do personal research and show up and see for myself how the places operate. And like the United Way: if I see the CEO living in a penthouse on fifth avenue in NYC, then they quite obviously don't need my money. 

            Starting a business with friends/family is the LAST thing I would do: since these people are 'family', they would be impurvious to actually having to 'work', they'd just sit back and soak it up.  There is no way you can fire Uncle Joe or Cousin Betty, because it would be wrong, mean, and leave them destitute. 

            I agree - I wish you could neuter people.... why is it if you hire a hit man to kill someone, you get 30-40 years, but if you actually kill someone, you get 7 years ?     Why is it people with 4-5-6+ DUI's can drive the day after being arrested, but if you or I got one we'd be in jail for 90 days ?  There are so many stupid things going on that money cannot make a difference on.... and so many things it CAN.

            Isn't it funny how stuff that happened in the early or mid 90's was only a few years ago?  In 1980 if I said something happened a couple of years ago I probably wasn't off by more than a month or so.

            If the syndicate could only manage  5 or 6 million tickets running 35 machines for 3 days, how would they fare today? Even if the machines are 10 times as fast now, they'd be lucky to manage a 30 to 40% chance of winning PB, and MM would be even tougher. I can't say with 100% certainty that it's impossible, but it is extremely unlikely and it's a huge risk.

            If you limit your donations to organizations where the CEO isn't making a very good salary you won't necessarily be limiting yourself to the worthy charities.  Organizations like United Way, the Red Cross, and the American Cancer Society are bigger than plenty of large, successful corporations, and anyone capable of being a good CEO for them can earn plenty of money elsewhere. Paying a few salaries that are 500k or a million may be a drop in the bucket compared to their other expenses. To generate a bit less than $900 million in revenue for FY 2005 the American Cancer Society spent about $190 million, or 20% on fundraising as well as 8.4% on administrative costs. How would you compare that to an organization that  spends 5% on administration, including a couple of  fat salaries, but only has to spend 7% on fundraising? You should also keep in mind that a lot of their operating expenses may  be listed as program expenses instead of administrative or fundraising expenses. Private corporations in particular have been paying some huge salaries to CEO's who do a lousy job lately, but if the board of directors does a good job there's a fair chance they'll get what they pay for. Of course if you figure your money should go to a small charity rather than one that can raise almost a billion dollars, that's another story.

            If you couldn't fire friends or family for not working after you gave them a good salary for an easy job, what would you do when they want a handout for not doing anything at all? Or do you think your friends and family would never know if you won a jackpot? If you give someone money you may have to pay a gift tax which could be even higher than the top income tax bracket. How would you compare that to making a tax-deductible contribution to a charity that pays them a salary?

              guesser's avatar - Lottery-017.jpg

              United States
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              1969 Posts
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              Posted: February 16, 2007, 2:18 am - IP Logged

              Isn't it funny how stuff that happened in the early or mid 90's was only a few years ago?  In 1980 if I said something happened a couple of years ago I probably wasn't off by more than a month or so.

              If the syndicate could only manage  5 or 6 million tickets running 35 machines for 3 days, how would they fare today? Even if the machines are 10 times as fast now, they'd be lucky to manage a 30 to 40% chance of winning PB, and MM would be even tougher. I can't say with 100% certainty that it's impossible, but it is extremely unlikely and it's a huge risk.

              If you limit your donations to organizations where the CEO isn't making a very good salary you won't necessarily be limiting yourself to the worthy charities.  Organizations like United Way, the Red Cross, and the American Cancer Society are bigger than plenty of large, successful corporations, and anyone capable of being a good CEO for them can earn plenty of money elsewhere. Paying a few salaries that are 500k or a million may be a drop in the bucket compared to their other expenses. To generate a bit less than $900 million in revenue for FY 2005 the American Cancer Society spent about $190 million, or 20% on fundraising as well as 8.4% on administrative costs. How would you compare that to an organization that  spends 5% on administration, including a couple of  fat salaries, but only has to spend 7% on fundraising? You should also keep in mind that a lot of their operating expenses may  be listed as program expenses instead of administrative or fundraising expenses. Private corporations in particular have been paying some huge salaries to CEO's who do a lousy job lately, but if the board of directors does a good job there's a fair chance they'll get what they pay for. Of course if you figure your money should go to a small charity rather than one that can raise almost a billion dollars, that's another story.

              If you couldn't fire friends or family for not working after you gave them a good salary for an easy job, what would you do when they want a handout for not doing anything at all? Or do you think your friends and family would never know if you won a jackpot? If you give someone money you may have to pay a gift tax which could be even higher than the top income tax bracket. How would you compare that to making a tax-deductible contribution to a charity that pays them a salary?

              1) You are thinking too simple in how a syndicate would do it today, think 'easier', think 'criminal'. 

              2) Which is why it's *MY* money to do with what *I* want to do with it, and if *I* don't want to give it to somebody or some place, *I* won't. I don't mind a 'fair' salary, I do mind an outrageous one, and it's my call as to what I think is outrageous, and I'm sure you have thoughts on what you think is nuts as well, so just agree to disagree here.  There are a lot of charities around where the top dogs are not living in mcmansions. I have sold stock I owned in companies that I thought overcompensated their CEO's based on underperformance, etc. it has no real effect on the company, but I feel better, and that's all that matters.  One place got a new CEO, the business went down 25%, and he got 40 million in stock options.... and I sold out.

              3) EASY - I wouldn't 'give' money to friends or family regardless.  Why should I ?   Would they give ME money ??  My brother is worth ~15-30 million, and he's not offering me any, and I'd never expect him to nor do I expect him to remember me in his will, my mind just doesn't work that way. I have an Aunt that is worth 4 million, and I'm the only family member she has left that she really talks to, do I expect her to remember me in her will ?  Absolutely not.    

              As I said, I won't hire family members to do anything, we tried that once on a home improvement project 10 years ago, the end result is we paid 50% more than we should have, and the cousin took a week to do something that should have taken one full 10 hr day. And if you say I should have had a written contract, I'm gonna strangle you.  Learned me on hiring family.    As I said before, on other threads, I may pay a bill for them, but not a CC bill, if a car blows up, I may buy them a car, I may pay a hospital bill, I may pay tuition at a college, but I will absolutely NOT fork over money directly to them to blow as they see fit, *I* will be the one writing the check. I will worry about how gift taxes come into play if I ever get in a position of HAVING to worry about them.

              You seem pretty bent on telling me how to spend my money, and I don't even have any to spend yet. I can say how I would (or would not) spend a jackpot, but I'd never tell anyone else what to do with THEIRS. 

                guesser's avatar - Lottery-017.jpg

                United States
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                1969 Posts
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                Posted: February 16, 2007, 2:31 am - IP Logged

                "You get a little bit more crazy with every post you make.."

                Ahhh, ahh, ahh ahh, thank you guesser...

                "You can't study trajectory of a ball when other things get in the way, such as other balls.."

                Guesser do you know what is the Earth Simulator and for what it is been used for? In 1997 a team of Japanese engineers built a supercomputer so powerful that it could keep track of everything in the world at once — steaming rain forests in Bolivia, factories in Mexico belching smoke, the jet stream, the Gulf Stream, the world's warm and cold currents, the amount of solar wind coming into the atmosphere, the amount of rain on certain countries, it unites every countries climate into one gigantic climate, the amount of winds, how many ships dump oil on the sea, the amount of cubic inches of water been dump on the oceans by Ice sheats in the polar regions, Wheather phenomenon known as el Nino and la Nina, the amount of smoke going into the atmosphere by motor vehicles and planes, the amount of salt in the oceans, the amount of dust in the air been blown onto areas (in its respective measurements), the cold fronts coming from the Polar regions, the number of hurricanes, the number of storms & hurricanes, etc, etc, etc....basically how the world works at once...How they do this?They got scientist and instruments on different regions of the world including the oceans doing measurements and they feed their measurements to the supercomputer...The supercomputer then simulates how the earth works and it spits out predictions...I don't remember what year but the supercomputer made a prediction i think is for 2038 or 2072..It predicts that in that year a gigantic Hurricane more powerful than Katrina would come and make havoc...Do you know what it is to do what that supercomputer is doing? I think is impossible yet a supercomputer is doing it..Is more impossible to keep track, calculate and simulate everything that happens in the world than is simulating the trajectory of bouncing balls on the lotto..Have you seen the machine they use for Illinois Lotto? There is not a lot of collisions that occur...I think there is more collision on the round crystal ball machine that plays pick3 and pick4 than there is on the Illinois Lotto machine..Don't get me wrong the Illinois Lotto Machines do have collisions but not that much...Do you know what is the immensity of keeping track of billions of cubic centimeters of water, trillion amount of molecules circulating, trillions of solar waves in kilojoules, and how all these things combine and give different products (is mind-boggling), etc, etc, It is impossible, yet they did it (and the Earth Simulator is not the latest supercomputer, they got supercomputers that can do more calculations than the earth simulator)...And yet you are going to tell me that it can't tackle a measly 14 million combinations (6/49) that to a supercomputer is nothing...And i said that perhaps it can't tell exactly what's the next combination is going to be but it could tell in what class the winning combination belongs to..If you take the 14 million combinations and devide them in class, it will be better...It is suffice to know that all possible coalitions lead to 14 million combination and no more...Keeping tracks of the possible combinations each collition can give you it wouldn't be hard if you have constraints based on sum totals based on 70% percentile, even/odd ratios, and much more and let the supercomputer eliminate instantly combinations that don't meet those requirements..Also knowing that even though there is 14 million combinations a good portion are less likely to play and that you can optimize the combinations with less combinations and with abbreviated wheels that would give me several 5 of 6 tickets...

                I got this from a website: "Deep Blue, a supercomputer that could calculate more than 200 million moves a second, defeated Kasparov 2 games to 1, with three games ending in a draw."

                They got supercomputers that can calculate way more moves per second than Deep blue..And the same way it could calculate all those possible (200 million) moves a second, it could calculate the possible combinations from coalitions and use constraints to give results of the final combinations or the class of the combination..

                 

                 

                "More important than winning the state's lotteries is the movie "Red Planet.."..."

                Yes, I do know what it is.

                And I still find it amazing nobody has been able to crack the lottery with it or something like it, and you KNOW somebody has had to have tried... it's just too hard not to when a mathematician sees a 250 million dollar lottery jackpot staring at him.

                Besides, the 'constants' change: they will run the blowers a few seconds longer or shorter each time than the last time, or at a different RPM from one game to the next, the balls may be dropped into the machine in a different order, force or trajectory, different ballsets and different ball machines will be used, and for your idea to work, you do need CONSTANTS in some of the base areas, and you need to know them BEFOREHAND, and you won't know them.  With a game of chess, it's pretty cut and dried that only certain pieces can be moved in only certain directions: if I invite Kasparov to my house to play chess, but I say we are allowed to 'jump' other pieces and remove them from the board like in checkers, he'd be lost because one of his 'constants' has changed.  

                But it's a nice thought. 

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                  Honduras
                  Member #20982
                  August 29, 2005
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                  Posted: February 17, 2007, 2:31 am - IP Logged

                  Yes, I do know what it is.

                  And I still find it amazing nobody has been able to crack the lottery with it or something like it, and you KNOW somebody has had to have tried... it's just too hard not to when a mathematician sees a 250 million dollar lottery jackpot staring at him.

                  Besides, the 'constants' change: they will run the blowers a few seconds longer or shorter each time than the last time, or at a different RPM from one game to the next, the balls may be dropped into the machine in a different order, force or trajectory, different ballsets and different ball machines will be used, and for your idea to work, you do need CONSTANTS in some of the base areas, and you need to know them BEFOREHAND, and you won't know them.  With a game of chess, it's pretty cut and dried that only certain pieces can be moved in only certain directions: if I invite Kasparov to my house to play chess, but I say we are allowed to 'jump' other pieces and remove them from the board like in checkers, he'd be lost because one of his 'constants' has changed.  

                  But it's a nice thought. 

                  If they can't win it with re-enactment of ball trajectory, they could do the following, which i think is going to work..They could do what i call: "Draw Substraction"...And it works the following way, but before i'll have to write certain results of Va's pick5..Besides is the subtraction between the first row of numbers and the following row..On the second column besides the Va's pick5 numbers, there are the subtracted numbers, but instead of having plus and minus signs i just went ahead and made them with minus signs next to each other...(I might have made a mistake feel free to correct me)..

                  1-8-15-28-32                  1-5-11-6-5                       2/16/07

                  2-3-4-22-27                 7-8-22-10-6           

                  9-11-26-32-33                2-1-12-13-2

                  7-12-14-19-31                4-6-5-7-4

                  3-6-9-13-27                    2-3-2-9-7 

                  5-9-11-22-34                 

                  1-22-30-33-34 (omitted, this combination rarely plays)

                  7-18-23-28-31                 2-7-9-12-4

                  9-11-15-16-27                3-8-7-7-4

                  12-20-22-23-31               8-8-5-1-5

                  4-12-17-22-26                0-0-5-1-5

                  4-12-22-29-33                0-4-12-10-12

                  4-8-10-19-21                  1-6-6-2-11

                  5-14-16-17-32                 9-5-5-5-8

                  14-19-21-22-24               

                  1-25-28-31-33 (omitted, this combination rarely plays)

                  4-8-15-20-28                  2-4-12-10-3

                  2-12-27-30-31                1-8-12-9-1

                  3-4-15-21-32                  1-1-5-10-11

                  2-5-10-11-21                                               2/07/07

                  If you look at the second column (the numbers besides the Va's pick5 numbers), you would notice that allmost all numbers with the exception of 2-3-4-22-27 have at least 3 numbers that the subtraction is less than 5 (including zero) (the subtraction between the top number of that column and the number of the column below it)...And you would notice that the rest of the subtracted numbers, most have the number been above 5 and lots of times been below 10...This is a common behavior of pick5 games...Now if a supercomputer could add and subtract the numbers (numbers from 0 to 5) to 3 numbers of what play and then add and subtract the numbers from 6 to 10 to 2 of the 5 numbers that are next, and of course go through all the combinations that this process requires, i think they would have a winner every 4 days...I don't think that requires lots of combinations but a few and even if it did require lots of combinations it will be less than 1.5% of total combinations that the game would have...For pick6 the rules would be a bit different but the process the same (you may have to extend it from 0-5 to 0-9 or something like that)...I am sure with billions of calculations per second a supercomputer will be able to do this with easy..

                   

                   

                  "More important than winning the state's lotteries is the movie "Red Planet"..."

                    hypersoniq's avatar - 8ball
                    Pennsylvania
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                    Posted: February 17, 2007, 8:28 am - IP Logged

                    hmmm.....

                    should leave about 6.5 Billion after taxes.

                    1.) One billion would be invested in Domestic companies that hire legal domestic workers.

                    2.) One billion would go into a scholarship fund to help with education of dislocated domestic workers.

                    3.) 1.5 Billion would go into trust funds for the kids

                    that leaves 3 billion...

                    One billion ofwhich will be tucked away so I can live off the interest...

                    One billion will go into a fund that will disperse the money to my favorite charities, most notably the Shriners children's hospitals.

                    and the last billion would go for my own R&D company, which would allow me to pursue in depth my ideas on electric vehicles and electronic medical devices.

                    that would do it.

                    Did I mention the WALL of guitars?

                    Playing more than one ticket per game is betting against yourself.

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                      freeport bahamas
                      Bahamas
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                      Posted: February 20, 2007, 9:18 pm - IP Logged

                      you wish,,,,,buddy take it out your mind,,,,,Cool

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                        freeport bahamas
                        Bahamas
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                        Posted: February 20, 2007, 9:29 pm - IP Logged

                        well first  i give mom a million,,  ,, put a million away on fixed deposit for my son,, take another  million and split it four ways amongst my best  friends ,,throw a great big see you later party   then take my son,, and  splitt forever,,,,,,,

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                          dover delaware
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                          Posted: February 20, 2007, 9:36 pm - IP Logged

                          most likely drop dead of a heart attack because of surprise.......lol....lesonook

                            g1112's avatar - candle
                            New Member
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                            Posted: February 20, 2007, 10:49 pm - IP Logged

                            First if i suvive the shock woulbe to donate to every childrens hospital i could.second send as many kids as i can to college that deserve to go but can not afford it.then take me and my kids away from everything where they can grow up to be safe even if i have to by my own island.

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                              NY
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                              Posted: February 21, 2007, 11:29 am - IP Logged

                              1) You are thinking too simple in how a syndicate would do it today, think 'easier', think 'criminal'. 

                              2) Which is why it's *MY* money to do with what *I* want to do with it, and if *I* don't want to give it to somebody or some place, *I* won't. I don't mind a 'fair' salary, I do mind an outrageous one, and it's my call as to what I think is outrageous, and I'm sure you have thoughts on what you think is nuts as well, so just agree to disagree here.  There are a lot of charities around where the top dogs are not living in mcmansions. I have sold stock I owned in companies that I thought overcompensated their CEO's based on underperformance, etc. it has no real effect on the company, but I feel better, and that's all that matters.  One place got a new CEO, the business went down 25%, and he got 40 million in stock options.... and I sold out.

                              3) EASY - I wouldn't 'give' money to friends or family regardless.  Why should I ?   Would they give ME money ??  My brother is worth ~15-30 million, and he's not offering me any, and I'd never expect him to nor do I expect him to remember me in his will, my mind just doesn't work that way. I have an Aunt that is worth 4 million, and I'm the only family member she has left that she really talks to, do I expect her to remember me in her will ?  Absolutely not.    

                              As I said, I won't hire family members to do anything, we tried that once on a home improvement project 10 years ago, the end result is we paid 50% more than we should have, and the cousin took a week to do something that should have taken one full 10 hr day. And if you say I should have had a written contract, I'm gonna strangle you.  Learned me on hiring family.    As I said before, on other threads, I may pay a bill for them, but not a CC bill, if a car blows up, I may buy them a car, I may pay a hospital bill, I may pay tuition at a college, but I will absolutely NOT fork over money directly to them to blow as they see fit, *I* will be the one writing the check. I will worry about how gift taxes come into play if I ever get in a position of HAVING to worry about them.

                              You seem pretty bent on telling me how to spend my money, and I don't even have any to spend yet. I can say how I would (or would not) spend a jackpot, but I'd never tell anyone else what to do with THEIRS. 

                              If you're thinking somebody will win the lottery through some kind of illegal scheme you're talking about a conspiracy, not a syndicate. I don't doubt that some conspiracy involving the right people has a far better chance than a syndicate trying to buy all possible combinations. In this case, "far better chance" still doesn't mean it's likely. There's also a  pretty big downside to trying to win the lottery through criminal activity, but I guess people are free to take that gamble just like any other.

                              Sure, there are plenty of charities that  don't pay huge salaries. I know of several that I routinely donate to, but so far I'm not making donations of millions of dollars.  Charities may be non-profit, but they're still businesses that need to be run well to be efficient. As a general rule, bigger businesses need better management to run well and better managers get paid more. As a practical matter, I can't see limiting myself to charities that only pay modest salaries if I was in a position to be making donations of  several million bucks a year. Giving away that much requires either a great deal of work or giving it away in large chunks, and the latter will generally work much better with larger charities.

                              As far as  friends and family, I figure that either you would help them out or you wouldn't. If you want to help them out you can either give them a handout or pay them to do something you want done. If you don't wan to give them anything, that's also your choice, but as I said before, if you don't think you could fire them for doing a bad job, how do you just say no when they ask for a handout? Either way you have to play the bad guy.

                              If you read what I've written a little more closely you might see that I've asked some questions and offered some opinions. Those suggest how I'd spend my money, but I haven't told anyone how to spend their money.

                                 
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