Payouts for $10 games (not including bingo) - annuitized values used for top prize
$1M cashword - 1:3.67 odds and 64.77% payback
Set for Life - 1:3.95 odds and 73.71% payback (note that is higher than cash x100 w 73.57% and almost as high as the $30 w a 73.8% payback)
$3M supercash - 1:3.6 odds and 74.43% payback (think that 2nd highest currently out there in NYS or at least till they pull it shortly)
Instant Millionaire - 1:3.61 odds and 74.05% payback
so what did we learn here - the regular $10 tickets (not crossword and bingo) are better than the $20s if u take the annuity if u win the top prize - it does not hold up if u take the cash value (makes payback around 71-72%) - u getting pretty much the same overall payback on the $20s (the 20+s are all cash value wins not annuities except for the life tix)
even if the new $10 ticket has a payback on par w cash x100 would still be a good ticket to play compared to other games this state offers