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Florida Scratch Offs - Post Pictures if posible

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Cape Coral
United States
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March 28, 2016
213 Posts
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Posted: September 8, 2016, 12:26 am - IP Logged

Adam, as the saying goes "don't put all your eggs in one basket", don't think about just one thing, but diversify.

a) Stocks/Mutual Funds - average 7% return as you mentioned

b) 401k/Retirement - Long term

c) Real Estate - Rental/Investment condo/townhome and getting returns in rental income

d) Cash in Savings account/CD - returns in the form of interest

e) Enjoy remaining money as you wish - Casino/Lottery/Boat/etc.

Split the amount in the above categories as you wish.....

I understand about keeping money in different places, I was using the stockmarket and 7% as a key point. A few things I will add...

 

A)  Will likely be the bulk of the money I invest as its proven better then anything else in steady and reliable growth.

B) 401k is already being maxed out with my employer, not sure how much more I can do in this department

C) This has been a big grey area with me and Ill explain why...  Lets say I buy a rental home for $100k (not exact, just a round number).  In my area, that home may rent for $800 a month.  At that rate, after deducting property tax, insurance and maintenance fee's, even with a rock solid renter, it will take me 12-14 years to "break even"  Then again, At that point, my capital will be back in my hands, and I will still own the home outright, so I suppose that would be like doubling my money in 10 years. No different then the stock market/Mutual funds avenue.  Im still weighing the pro's and con's of real estate investing.....

D) Trying to determine this amount

E) See D.  This all depends on how much I put into A-D.   This is also where my confusion really kicks in. I think part of my problem is that I am doing my planning in somewhat reverse order...  Starting with D and working back to A!.   lol

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    United States
    Member #159338
    September 21, 2014
    39 Posts
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    Posted: September 8, 2016, 2:51 pm - IP Logged

    Any news on the new gold rush tix? when are they coming out and odds?

      Falster's avatar - sam
      macclenny,florida
      United States
      Member #175696
      June 30, 2016
      327 Posts
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      Posted: September 8, 2016, 4:32 pm - IP Logged

      Any news on the new gold rush tix? when are they coming out and odds?

      sept 20th they will be out i cant wait

        morgothaod's avatar - Lottery-035.jpg

        United States
        Member #154519
        April 19, 2014
        243 Posts
        Offline
        Posted: September 8, 2016, 5:41 pm - IP Logged

        If I put all $600k in the market now, by the time I am 60, that 600k will turn into about $2.4 million!

        What type of account would give you that result?  That is awesome.

        Show me the money!

          dr65's avatar - black panther.jpg
          Pennsylvania
          United States
          Member #74096
          May 2, 2009
          22872 Posts
          Offline
          Posted: September 8, 2016, 5:53 pm - IP Logged

          I understand about keeping money in different places, I was using the stockmarket and 7% as a key point. A few things I will add...

           

          A)  Will likely be the bulk of the money I invest as its proven better then anything else in steady and reliable growth.

          B) 401k is already being maxed out with my employer, not sure how much more I can do in this department

          C) This has been a big grey area with me and Ill explain why...  Lets say I buy a rental home for $100k (not exact, just a round number).  In my area, that home may rent for $800 a month.  At that rate, after deducting property tax, insurance and maintenance fee's, even with a rock solid renter, it will take me 12-14 years to "break even"  Then again, At that point, my capital will be back in my hands, and I will still own the home outright, so I suppose that would be like doubling my money in 10 years. No different then the stock market/Mutual funds avenue.  Im still weighing the pro's and con's of real estate investing.....

          D) Trying to determine this amount

          E) See D.  This all depends on how much I put into A-D.   This is also where my confusion really kicks in. I think part of my problem is that I am doing my planning in somewhat reverse order...  Starting with D and working back to A!.   lol

          Adam I'll get this sticky part out of the way first.

          Did you ever think that if you run out of money, you'll ask your dad? He has the other ticket worth $250k right?

          If you haven't, great but if you have, not so great. There will be nothing that will ruin a relationship faster than 

          money, you do not want to do that. Spend your money knowing that's what you have and don't even think about

          the possible safety net that you've given your father. Once money comes between anyone, there is really no going

          back and it's sad. Try your hardest to work with what you have now.

          The amount you have now should be split up if you have all of it in one account. FDIC insurance covers up to $250k

          per owner/co-owner.

          You got the car, the house and took care of what you needed to and that is fantastic.

          The boat, if you absolutely must, why not a decent priced used one and not overly large or extravagant.

          The truck, same....used is good sometimes even when you can afford new.

          The real estate investment...well, you've already invested in your own and if the time comes to down scale, you can

          sell that if needed or desired. Real estate as an investment opportunity seems best left to people who can afford lots

          of it. There are many things that come with just collecting rent or selling for profits, it's a lot of work.

          Investments otherwise...stocks/bonds etc...I won't touch on that, that's up to you and an adviser if you desire, which 

          probably is a good idea. And you've mentioned that the 2 you spoke with made sense with 10% of what they said.

          Maybe find one who is willing to make sure you understand but do not do anything that you feel even the slightest

          bit uncomfortable about and if it sounds too good to be true....you know the rest.

          I don't remember exactly how much you said you wound up with but if it was $1.5m you're down by 2/3rds now roughly.

          It can go quick if you're not careful. I don't know if you've given any away but be careful with that too. No is a good word.

          You say your ex-wife is remarried and you have a daughter. And her college education is taken care of, that's great.

          Don't let that go on the mental checklist of things not to worry about...she's young yet right? Things change in a heart

          beat. She's your daughter and the new husbands step...for as long as you live you'll be her real father and she's got

          many years to go, you all have some living to do. You are relatively young, I'd say hold on to it now. Don't think in terms

          of I won $2M, I deserve this, this and this...think now in terms of what's left and take a look at what you've spent and on

          what. If you consider the time that has passed to reduce the original amount to what you have left, it might not be that

          long that you have until it's all gone. You sound bright enough to know you have to do something with it, the hard part

          is actually doing it. Even 2/3rds of what you have now socked away where you cannot and will not touch it is a nice

          feeling. If you can do that for a few years and change a mindset of I want, want, want...I think you'll be just fine.

          One more thing..you've been extremely lucky and if you continue to play, lightning can strike 3 times but I'd play a few

          tickets here and there instead of books and books. Or maybe you are so lucky that a couple tickets a few times a week

          on PB or MM or your state's jp game would win you some more. You don't need a hundred to win, all it takes is one.

          Gl Adam.

            Avatar
            Florida
            United States
            Member #167757
            July 29, 2015
            356 Posts
            Offline
            Posted: September 8, 2016, 6:48 pm - IP Logged

            Adam I'll get this sticky part out of the way first.

            Did you ever think that if you run out of money, you'll ask your dad? He has the other ticket worth $250k right?

            If you haven't, great but if you have, not so great. There will be nothing that will ruin a relationship faster than 

            money, you do not want to do that. Spend your money knowing that's what you have and don't even think about

            the possible safety net that you've given your father. Once money comes between anyone, there is really no going

            back and it's sad. Try your hardest to work with what you have now.

            The amount you have now should be split up if you have all of it in one account. FDIC insurance covers up to $250k

            per owner/co-owner.

            You got the car, the house and took care of what you needed to and that is fantastic.

            The boat, if you absolutely must, why not a decent priced used one and not overly large or extravagant.

            The truck, same....used is good sometimes even when you can afford new.

            The real estate investment...well, you've already invested in your own and if the time comes to down scale, you can

            sell that if needed or desired. Real estate as an investment opportunity seems best left to people who can afford lots

            of it. There are many things that come with just collecting rent or selling for profits, it's a lot of work.

            Investments otherwise...stocks/bonds etc...I won't touch on that, that's up to you and an adviser if you desire, which 

            probably is a good idea. And you've mentioned that the 2 you spoke with made sense with 10% of what they said.

            Maybe find one who is willing to make sure you understand but do not do anything that you feel even the slightest

            bit uncomfortable about and if it sounds too good to be true....you know the rest.

            I don't remember exactly how much you said you wound up with but if it was $1.5m you're down by 2/3rds now roughly.

            It can go quick if you're not careful. I don't know if you've given any away but be careful with that too. No is a good word.

            You say your ex-wife is remarried and you have a daughter. And her college education is taken care of, that's great.

            Don't let that go on the mental checklist of things not to worry about...she's young yet right? Things change in a heart

            beat. She's your daughter and the new husbands step...for as long as you live you'll be her real father and she's got

            many years to go, you all have some living to do. You are relatively young, I'd say hold on to it now. Don't think in terms

            of I won $2M, I deserve this, this and this...think now in terms of what's left and take a look at what you've spent and on

            what. If you consider the time that has passed to reduce the original amount to what you have left, it might not be that

            long that you have until it's all gone. You sound bright enough to know you have to do something with it, the hard part

            is actually doing it. Even 2/3rds of what you have now socked away where you cannot and will not touch it is a nice

            feeling. If you can do that for a few years and change a mindset of I want, want, want...I think you'll be just fine.

            One more thing..you've been extremely lucky and if you continue to play, lightning can strike 3 times but I'd play a few

            tickets here and there instead of books and books. Or maybe you are so lucky that a couple tickets a few times a week

            on PB or MM or your state's jp game would win you some more. You don't need a hundred to win, all it takes is one.

            Gl Adam.

            Only  21k posts dr? Type

              dr65's avatar - black panther.jpg
              Pennsylvania
              United States
              Member #74096
              May 2, 2009
              22872 Posts
              Offline
              Posted: September 8, 2016, 7:02 pm - IP Logged

              Only  21k posts dr? Type

              Big Grin Yes sir! Big Grin

                Avatar
                Florida
                United States
                Member #172872
                February 7, 2016
                601 Posts
                Offline
                Posted: September 8, 2016, 7:52 pm - IP Logged

                Adam I'll get this sticky part out of the way first.

                Did you ever think that if you run out of money, you'll ask your dad? He has the other ticket worth $250k right?

                If you haven't, great but if you have, not so great. There will be nothing that will ruin a relationship faster than 

                money, you do not want to do that. Spend your money knowing that's what you have and don't even think about

                the possible safety net that you've given your father. Once money comes between anyone, there is really no going

                back and it's sad. Try your hardest to work with what you have now.

                The amount you have now should be split up if you have all of it in one account. FDIC insurance covers up to $250k

                per owner/co-owner.

                You got the car, the house and took care of what you needed to and that is fantastic.

                The boat, if you absolutely must, why not a decent priced used one and not overly large or extravagant.

                The truck, same....used is good sometimes even when you can afford new.

                The real estate investment...well, you've already invested in your own and if the time comes to down scale, you can

                sell that if needed or desired. Real estate as an investment opportunity seems best left to people who can afford lots

                of it. There are many things that come with just collecting rent or selling for profits, it's a lot of work.

                Investments otherwise...stocks/bonds etc...I won't touch on that, that's up to you and an adviser if you desire, which 

                probably is a good idea. And you've mentioned that the 2 you spoke with made sense with 10% of what they said.

                Maybe find one who is willing to make sure you understand but do not do anything that you feel even the slightest

                bit uncomfortable about and if it sounds too good to be true....you know the rest.

                I don't remember exactly how much you said you wound up with but if it was $1.5m you're down by 2/3rds now roughly.

                It can go quick if you're not careful. I don't know if you've given any away but be careful with that too. No is a good word.

                You say your ex-wife is remarried and you have a daughter. And her college education is taken care of, that's great.

                Don't let that go on the mental checklist of things not to worry about...she's young yet right? Things change in a heart

                beat. She's your daughter and the new husbands step...for as long as you live you'll be her real father and she's got

                many years to go, you all have some living to do. You are relatively young, I'd say hold on to it now. Don't think in terms

                of I won $2M, I deserve this, this and this...think now in terms of what's left and take a look at what you've spent and on

                what. If you consider the time that has passed to reduce the original amount to what you have left, it might not be that

                long that you have until it's all gone. You sound bright enough to know you have to do something with it, the hard part

                is actually doing it. Even 2/3rds of what you have now socked away where you cannot and will not touch it is a nice

                feeling. If you can do that for a few years and change a mindset of I want, want, want...I think you'll be just fine.

                One more thing..you've been extremely lucky and if you continue to play, lightning can strike 3 times but I'd play a few

                tickets here and there instead of books and books. Or maybe you are so lucky that a couple tickets a few times a week

                on PB or MM or your state's jp game would win you some more. You don't need a hundred to win, all it takes is one.

                Gl Adam.

                Excellent advice, Dr65. I agree wholeheartedly with all the points you've made. Smile

                  Avatar

                  United States
                  Member #159338
                  September 21, 2014
                  39 Posts
                  Offline
                  Posted: September 8, 2016, 11:13 pm - IP Logged

                  thanks! have you seen the odds yet?

                    Avatar
                    Cape Coral
                    United States
                    Member #173988
                    March 28, 2016
                    213 Posts
                    Online
                    Posted: September 9, 2016, 12:50 am - IP Logged

                    Adam I'll get this sticky part out of the way first.

                    Did you ever think that if you run out of money, you'll ask your dad? He has the other ticket worth $250k right?

                    If you haven't, great but if you have, not so great. There will be nothing that will ruin a relationship faster than 

                    money, you do not want to do that. Spend your money knowing that's what you have and don't even think about

                    the possible safety net that you've given your father. Once money comes between anyone, there is really no going

                    back and it's sad. Try your hardest to work with what you have now.

                    The amount you have now should be split up if you have all of it in one account. FDIC insurance covers up to $250k

                    per owner/co-owner.

                    You got the car, the house and took care of what you needed to and that is fantastic.

                    The boat, if you absolutely must, why not a decent priced used one and not overly large or extravagant.

                    The truck, same....used is good sometimes even when you can afford new.

                    The real estate investment...well, you've already invested in your own and if the time comes to down scale, you can

                    sell that if needed or desired. Real estate as an investment opportunity seems best left to people who can afford lots

                    of it. There are many things that come with just collecting rent or selling for profits, it's a lot of work.

                    Investments otherwise...stocks/bonds etc...I won't touch on that, that's up to you and an adviser if you desire, which 

                    probably is a good idea. And you've mentioned that the 2 you spoke with made sense with 10% of what they said.

                    Maybe find one who is willing to make sure you understand but do not do anything that you feel even the slightest

                    bit uncomfortable about and if it sounds too good to be true....you know the rest.

                    I don't remember exactly how much you said you wound up with but if it was $1.5m you're down by 2/3rds now roughly.

                    It can go quick if you're not careful. I don't know if you've given any away but be careful with that too. No is a good word.

                    You say your ex-wife is remarried and you have a daughter. And her college education is taken care of, that's great.

                    Don't let that go on the mental checklist of things not to worry about...she's young yet right? Things change in a heart

                    beat. She's your daughter and the new husbands step...for as long as you live you'll be her real father and she's got

                    many years to go, you all have some living to do. You are relatively young, I'd say hold on to it now. Don't think in terms

                    of I won $2M, I deserve this, this and this...think now in terms of what's left and take a look at what you've spent and on

                    what. If you consider the time that has passed to reduce the original amount to what you have left, it might not be that

                    long that you have until it's all gone. You sound bright enough to know you have to do something with it, the hard part

                    is actually doing it. Even 2/3rds of what you have now socked away where you cannot and will not touch it is a nice

                    feeling. If you can do that for a few years and change a mindset of I want, want, want...I think you'll be just fine.

                    One more thing..you've been extremely lucky and if you continue to play, lightning can strike 3 times but I'd play a few

                    tickets here and there instead of books and books. Or maybe you are so lucky that a couple tickets a few times a week

                    on PB or MM or your state's jp game would win you some more. You don't need a hundred to win, all it takes is one.

                    Gl Adam.

                    The thought of ever asking for money from anyone, including my dad has never crossed my mind. I have never "borrowed" money from anyone other then a bank.

                    The money is split between savings accounts and each is below the 250k max.

                    If I do buy a boat/truck, they will be used. New boat and truck prices are ridiculous. I have been looking at trucks in the 20k range, and boats in the 25-30k range. The truck isnt so much of a want as the boat is, but the truck is almost a need if I get a boat. I do not live on the water, and do not want to pay for storage. I have plenty of space at home for the boat, and will need to trailer it wherever i take it. 

                    I wound up with $1,185,000 and have set $160k aside for taxes.  I was left with $1,025,000.   I have spent about $400k total, which includes 275k for my home, which was appraised at 310k (foreclosure)  25k on my car (bought used, and with a rebuilt title as a theft recovery to save as much as possible, this car with a clean title goes for about 40k)..  Gave my mother 50k and my brother 25k.   Paid 25k to clear debt and furnish my house with what I needed. 

                     

                    So, here I am at this point with just about everything that I wanted to, and needed to (see taxes) taken care of and have just north of $600k left over.  Also keep in mid that I am selling my old car to offset some of the cost of the one I bought, so I should get about 12-14k back. 

                     

                    As for continuing to play the lottery, I have played about $9,000 worth and have made back roughly $6,700.  With the tax savings of my losses, I should be ahead. As  you said, I am playing for 60 cents on the dollar, so im very close to even/slightly ahead. Im not sure how much more I will play this year. I havent played at all in about 2 weeks.  Its hard to NOT play when I know I can write off all of my losses at the end of this year, but I do not want to become an addict, and I dont want to look back and say (wtf was I thinking, i spent 50k on lottery tickets!!)   

                    As for my daughter, she is 8 and is, and will be well taken care of. My adviser has suggested municipal bonds for her since they will have 16ish years to mature. A bond of $25k should return north of 100k in 16 years, and municipal bonds are not taxable. I think a 24 year old who has had college pre-paid and about to start her life, being handed $100k to get a jump start, with no student loan debt, is a great thing. 

                    So that leaves me with investing and spending, and how to go about it...  Keep in mind, I still have my salary and 401k, so im not starting from complete scratch or depending on this money to feed me for the next 20 years... I want to invest and make as much as possible, but I would also like to have some "fun" now while I can get the most enjoyment out of it.   I dont think taking less then 10% of my cash to spend on "wants" is going to harm me in the long run. Do you think that is a reasonable thing to do?

                      Avatar
                      Florida
                      United States
                      Member #167757
                      July 29, 2015
                      356 Posts
                      Offline
                      Posted: September 9, 2016, 3:24 am - IP Logged

                      The thought of ever asking for money from anyone, including my dad has never crossed my mind. I have never "borrowed" money from anyone other then a bank.

                      The money is split between savings accounts and each is below the 250k max.

                      If I do buy a boat/truck, they will be used. New boat and truck prices are ridiculous. I have been looking at trucks in the 20k range, and boats in the 25-30k range. The truck isnt so much of a want as the boat is, but the truck is almost a need if I get a boat. I do not live on the water, and do not want to pay for storage. I have plenty of space at home for the boat, and will need to trailer it wherever i take it. 

                      I wound up with $1,185,000 and have set $160k aside for taxes.  I was left with $1,025,000.   I have spent about $400k total, which includes 275k for my home, which was appraised at 310k (foreclosure)  25k on my car (bought used, and with a rebuilt title as a theft recovery to save as much as possible, this car with a clean title goes for about 40k)..  Gave my mother 50k and my brother 25k.   Paid 25k to clear debt and furnish my house with what I needed. 

                       

                      So, here I am at this point with just about everything that I wanted to, and needed to (see taxes) taken care of and have just north of $600k left over.  Also keep in mid that I am selling my old car to offset some of the cost of the one I bought, so I should get about 12-14k back. 

                       

                      As for continuing to play the lottery, I have played about $9,000 worth and have made back roughly $6,700.  With the tax savings of my losses, I should be ahead. As  you said, I am playing for 60 cents on the dollar, so im very close to even/slightly ahead. Im not sure how much more I will play this year. I havent played at all in about 2 weeks.  Its hard to NOT play when I know I can write off all of my losses at the end of this year, but I do not want to become an addict, and I dont want to look back and say (wtf was I thinking, i spent 50k on lottery tickets!!)   

                      As for my daughter, she is 8 and is, and will be well taken care of. My adviser has suggested municipal bonds for her since they will have 16ish years to mature. A bond of $25k should return north of 100k in 16 years, and municipal bonds are not taxable. I think a 24 year old who has had college pre-paid and about to start her life, being handed $100k to get a jump start, with no student loan debt, is a great thing. 

                      So that leaves me with investing and spending, and how to go about it...  Keep in mind, I still have my salary and 401k, so im not starting from complete scratch or depending on this money to feed me for the next 20 years... I want to invest and make as much as possible, but I would also like to have some "fun" now while I can get the most enjoyment out of it.   I dont think taking less then 10% of my cash to spend on "wants" is going to harm me in the long run. Do you think that is a reasonable thing to do?

                      A bit of perspective for what it's worth:

                      Fifteen years ago I was a young, muscular athlete heading into a pre-flight program with the USMC. I was studying Aerospace Engineering at UCF and wanted to fly the FA-18 on my way to taking a shot at NASA. After a couple long days of work and travel, and on no sleep, I still passed the rather grueling Class 3 Flight Physical the Navy uses to qualify pilots (and, as it happens, astronauts) for supersonic flight. (Although, I do have a funny story about hallucinating while doing the hearing examination in the pure, dark stillness of the isolation chamber.) Within a year, an unexpected and severe chronic illness changed those plans. It took a decade to fully disable me, and in that time I came very close to dying twice. I'm not sure what day the anvil's gonna finally drop, but it feels like it's waiting around every corner.

                      All this is to say, you can be the pinnacle of health one minute, and then some awful <snip> can jump you out of nowhere. I think it's good that you're planning ahead, but as I won't have a long life and therefore don't share the perspective many people seem to have (that they're going to live for-just-about-ever), I say if you want to take a chunk of change and have some fun with it while you can, do so. You're being smart about managing your funds, and as long as you set a limit and stick to it, to improve your quality of life while you're still healthy and happy I think you'd regret not spending that 50k (or whatever) a lot more than spending it.

                       

                      Also, having had both trucks and boats, I'd advise going with something reliable (read: Toyota) for the former, and something small-ish (since you're going to launch and recover at each outing) for the latter. In my experience, the larger the boat the more annoying launch/recovery is (particularly if you're alone), and the more annoying that is the rarer your outings will be.

                      This post has been automatically changed by the Lottery Post computer system to remove inappropriate content and/or spam.

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                        Cape Coral
                        United States
                        Member #173988
                        March 28, 2016
                        213 Posts
                        Online
                        Posted: September 9, 2016, 4:11 am - IP Logged

                        A bit of perspective for what it's worth:

                        Fifteen years ago I was a young, muscular athlete heading into a pre-flight program with the USMC. I was studying Aerospace Engineering at UCF and wanted to fly the FA-18 on my way to taking a shot at NASA. After a couple long days of work and travel, and on no sleep, I still passed the rather grueling Class 3 Flight Physical the Navy uses to qualify pilots (and, as it happens, astronauts) for supersonic flight. (Although, I do have a funny story about hallucinating while doing the hearing examination in the pure, dark stillness of the isolation chamber.) Within a year, an unexpected and severe chronic illness changed those plans. It took a decade to fully disable me, and in that time I came very close to dying twice. I'm not sure what day the anvil's gonna finally drop, but it feels like it's waiting around every corner.

                        All this is to say, you can be the pinnacle of health one minute, and then some awful <snip> can jump you out of nowhere. I think it's good that you're planning ahead, but as I won't have a long life and therefore don't share the perspective many people seem to have (that they're going to live for-just-about-ever), I say if you want to take a chunk of change and have some fun with it while you can, do so. You're being smart about managing your funds, and as long as you set a limit and stick to it, to improve your quality of life while you're still healthy and happy I think you'd regret not spending that 50k (or whatever) a lot more than spending it.

                         

                        Also, having had both trucks and boats, I'd advise going with something reliable (read: Toyota) for the former, and something small-ish (since you're going to launch and recover at each outing) for the latter. In my experience, the larger the boat the more annoying launch/recovery is (particularly if you're alone), and the more annoying that is the rarer your outings will be.

                        This post has been automatically changed by the Lottery Post computer system to remove inappropriate content and/or spam.

                        That is some great perspective that does play a roll in my thinking.  I am 38 years old. I could stand to lose 20-30lbs, but am in overall good health. Now, with that being said, avoiding any tragic accidents, or being killed...lol... (not funny, nervous laughter)... I know my family history, and understand that I will be lucky to see 75. Now, the other side of this is, how much will I really enjoy a truck and boat even at age 70?  I bet not nearly as much as I would at 38....  And if by some miracle I do live past 75, what good is having 2 million dollars in the bank at that time, other then to leave it to others? 

                         

                        I have 1 child.  I want her to have the best life possible and im taking the steps to do that.

                         I also want to have the best life possible for myself during my prime years, which to me are from now until about 60/65. 

                        Something to also consider...  If I spend 50k on a truck and boat and use them for the next 2..3.. years, at that point I could probably sell them if I am not using them much and make back ~60% of my money.  So in the end, they are only costing me 20-25k+usage cost.  Not bad.... I think im going to do it.

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                          Florida
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                          July 29, 2015
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                          Posted: September 9, 2016, 4:24 am - IP Logged

                          While it's on my mind, I ran into a book of $10 Holiday Gifts (90k-ish book #) today and got to thinking. I wonder if our theory-crafting might be off on this game. Though it's probably unlikely this other winner will ever be claimed, I got to wondering if perhaps, given that it's meant to be a short run game with a single printing, they stuck the top prizes both near the end. There's nothing that says one must be in the earlier half of books (given Adam won on ~102k). If this were one of the larger/normal games it would make sense for the prizes to be spread out, but since Holiday Gifts is supposed to be such a quick run, perhaps the usual observations don't apply here...?

                          I played a couple tickets and broke even, but given as it's getting so bloody rare, could it prove worthwhile to buy further into a book at 90k? I might just have to try it and see.

                           

                          The other thought I had was that last year's $10 Holiday Gifts might still be around when this year's show up. How odd would that be?

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                            Cape Coral
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                            March 28, 2016
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                            Posted: September 9, 2016, 6:04 am - IP Logged

                            While it's on my mind, I ran into a book of $10 Holiday Gifts (90k-ish book #) today and got to thinking. I wonder if our theory-crafting might be off on this game. Though it's probably unlikely this other winner will ever be claimed, I got to wondering if perhaps, given that it's meant to be a short run game with a single printing, they stuck the top prizes both near the end. There's nothing that says one must be in the earlier half of books (given Adam won on ~102k). If this were one of the larger/normal games it would make sense for the prizes to be spread out, but since Holiday Gifts is supposed to be such a quick run, perhaps the usual observations don't apply here...?

                            I played a couple tickets and broke even, but given as it's getting so bloody rare, could it prove worthwhile to buy further into a book at 90k? I might just have to try it and see.

                             

                            The other thought I had was that last year's $10 Holiday Gifts might still be around when this year's show up. How odd would that be?

                            My win was on book 111k.   But either way, I do think that is a very possible scenario. As a matter of fact, a few weeks ago when I went to AK Kwik and bought all those books, I bought all of the ones below 60k, and I bought 2 a little higher because of that thought process... 1 was 78k and the other was 82k.   At that time he still had about 10 other books between 90 and 120k.   He also called me last week saying he had 10 books, but I dont know if he meant 10 new ones, or the same 10 he had left when I was there. He is a little hard to understand, and I didnt call back.   I would consider doing it again and buying them out, but its so <snip> far away... lol.  Almost 5hr drive!   

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                              Cape Coral
                              United States
                              Member #173988
                              March 28, 2016
                              213 Posts
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                              Posted: September 9, 2016, 6:07 am - IP Logged

                              I would have to think that the lottery will pull ALL of last years Holiday Gifts tickets before the new ones come out. Could you imagine the confusion if a store happened to have both?  Maybe the lottery is banking on the ticket supply completely running out in the next 2 months?  Or they will just collect them all and that will be it....

                                 
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